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How and When to Hire a Property Manager for Your Real Estate Rental

by 5am Joel / on October 19, 2020 December 14, 2020 / with (14) Comments

Since I live in California and all my real estate rentals are in Texas, I heavily rely on property managers to look after the day-to-day…

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Why You Need an Investment Diary (With a Backup!)

by 5am Joel / on October 16, 2020 December 2, 2020 / with (12) Comments

Digging through my old emails, I found this one I sent to my brother five years ago… > On May 27, 2015, at 10:03 PM,…

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Coast Financial Independence: Building Wealth, Even If You’re Not Saving Any Money

by 5am Joel / on October 12, 2020 May 29, 2022 / with (28) Comments

The concept of “coast financial independence” can be tricky to understand. Here are some fun comments and questions I’ve received recently… “So, let me get…

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Net Worth Report – Numero Uno!

by 5am Joel / on October 9, 2020 May 6, 2021 / with (20) Comments

Can you believe it’s October already! As much as I love the holiday season, the tight-ass inside me calls the next 3 months the “expensive…

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The “Great Wealth Transfer” Has Begun …

by 5am Joel / on October 5, 2020 October 5, 2020 / with (37) Comments

This article is about The Great Wealth Transfer. But before we get to that, a quick hypothetical question to help me explain why this is…

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We Ditched Our Big City Life for a Small Town, and Our Finances Thanked Us

by 5am Joel / on October 2, 2020 October 2, 2020 / with (19) Comments

Ever think about packing up all your stuff and moving your family to a small, less expensive town? That’s exactly what Joe DiSanto and his…

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take advantage of bank promotions by opening more than one account

Churning Bank Accounts for Cash Bonus Rewards

by 5am Joel / on September 28, 2020 September 28, 2020 / with (20) Comments

One of my 2020 goals was to start taking advantage of cash bonus rewards via new bank account signup promotions. This is similar to “travel…

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10 Ways to Stop Impulse Spending

by 5am Joel / on September 25, 2020 September 25, 2020 / with (24) Comments

Do you know how easy it is to blow $10,000 in 1 year on useless crap? Easy! Just do $27.40 of mindless impulse spending each…

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Shane and kids he is teaching about money

Kids and Money: “It All Starts With the Allowance”

by 5am Joel / on September 21, 2020 May 29, 2022 / with (12) Comments

[Since last month’s post about teaching kids financial independence, I’ve received a TON of awesome comments and stories from parents sharing how they teach their…

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math skills have nothing to do with your success in personal finance

You Don’t Have to Be Good at Math to Be Good at Personal Finance

by 5am Joel / on September 18, 2020 May 29, 2022 / with (14) Comments

Happy Friday! Who’s looking forward to an awesome weekend!? 🙋‍♂️🙋‍♀️ Today I’m gonna share something a little embarrassing… It’s the final report card from my…

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Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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About

Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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