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Sequence Of Returns Risk – Why You Should Care

by 5am Joel / on November 30, 2020 March 9, 2021 / with (26) Comments

Sequence of returns risk? Sounds like something only old, rich, retired people have to worry about… As long as I save up 25X my annual…

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Happy Thanksgiving! Here’s Some Good Reads From Around The Interwebs…

by 5am Joel / on November 27, 2020 November 27, 2020 / with (6) Comments

Happy Spanksgiving! 😉 Hope you’re all safe and enjoying the holidays :)   Here are some fun and interesting personal finance reads from around the web……

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The Season of GIVING… Giving Back and Giving Thanks!

by 5am Joel / on November 23, 2020 December 28, 2020 / with (12) Comments

The giving season has begun! Growing up in Australia, we didn’t celebrate Thanksgiving. Actually, there’s no national holiday even like it down there. After moving…

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How to Save Money in College

by 5am Joel / on November 20, 2020 May 29, 2022 / with (11) Comments

[My buddy Fiona, a.k.a The Millennial Money Woman is a financial ninja! She graduated college debt-free by working 50-plus hour weeks (on top of her…

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Bustin’ a Few Myths About the FIRE Movement

by 5am Joel / on November 16, 2020 May 29, 2022 / with (43) Comments

For every “movement” where a group of people band together and try to improve their lives, there will always be a handful of nay-sayers trying…

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The TINA effect – There Is No Alternative

by 5am Joel / on November 13, 2020 November 13, 2020 / with (14) Comments

Have you guys ever heard of this thing called the Tina Effect? I just learned about it and found it really interesting. It might shed…

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Budgeting for Healthcare in Early Retirement

by Guest Author / on November 9, 2020 May 29, 2022 / with (20) Comments

[Many FIRE walkers (including myself!) underestimate the cost of healthcare in retirement. It could be because we don’t track our costs accurately, don’t monitor our…

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Net Worth Report #2 – “One Little Duck”

by 5am Joel / on November 6, 2020 May 29, 2022 / with (20) Comments

Before getting to the net worth update, 2 quick things to share… The first is a comment I received last month from a reader, Max…

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How I Appealed My Ridiculous Property Taxes

by 5am Joel / on November 2, 2020 March 23, 2021 / with (23) Comments

Last week I got my property tax bill. $5,185. Booooooo. Many counties across Texas decided that 2020 was a good time to increase everyone’s assessed…

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How To Save Money on Heating… and Other Wacky Ideas to Stay Warm!

by 5am Joel / on October 30, 2020 October 30, 2020 / with (12) Comments

A news publication reached out to me recently asking for a quote on how to save money on heating costs this winter… So I responded…

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Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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About

Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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jmoneyyyyyy

The Miley Cyrus of Finance

My oldest reader!!! 🥹🥹 I hope I’m still on blogs My oldest reader!!! 🥹🥹

I hope I’m still on blogs and learning and sharing and engaging if I get blessed enough to live that long..

What a gift!
The Happy Cent A smile on the face of a penny Car The Happy Cent

A smile on the face of a penny
Carried where it is easy to find
Is my inspiration to remember
To keep all my blessings in mind.

The trials we encounter are many
It is often quite easy to frown
But a touch or a glimpse of my penny
Helps me focus on the good that abounds.

There’s no magic found in my penny
Nor does it prevent or protect
But the joy brought to mind when I see it
Has a greater, long lasting effect

It reminds me of others less fortunate
Making my situation less bleak
I recall the man who complained of no shoes
Until he met a man with no feet.

I’m reminded that life is not perfect
And one of the numerous reasons to cry
But a frown we endeavor to change to a grin
Helps uncomfortable moments go by.

My penny reminds me of the thoughtfulness
Of friends who have given, and when
It repeatedly tells me that love is around
And will triumph in the end.

We find our good fortune in many ways
I can feel rich though my money is spent
For I can always give something of value away
The smile from my HAPPY CENT.

****

Found this at a yard sale 😎

Have a great week!!

#HappyCent #Penny #Poem
What’s up y’all! New post on the blog today aroun What’s up y’all!

New post on the blog today around a genius idea - “RoboBuffett”

My boy Ethan Bloch has trained AI on the 🧠 of Warren Buffett, and has now invested $105,100 into this experiment (the same amount Buffett started Berkshire with!) to see if he can replicate his success 😂

Will it work?! Crash miserably? Read more and see how it’s going so far on the blog!

budgetsaresexy.com/robobuffett

#Investing #Experiment #RoboBuffett
Can yall report this faker for me if you have a mo Can yall report this faker for me if you have a moment? “jmonneeyyyyyy”

Trying to scam people acting like me… 

(tho not a very good actor lol… You have to misspell a lot and use emojis else no one going to believe you!! 😂😂💪🙏)
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