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The 1% Rule Explained, Using Malibu Mansions!

by 5am Joel / on September 14, 2020 September 11, 2020 / with (4) Comments

Do we really need another blog post explaining the 1% rule for real estate investing? Yes! Because I’m gonna explain it using examples with ridiculously…

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is health insurance worth the cost

Is Health Insurance Worth the Cost? Because Daaaaaang, It’s Expensive!

by 5am Joel / on September 11, 2020 April 14, 2021 / with (38) Comments

When I mentioned a few months back that my wife and I haven’t had health insurance for the past couple years, some of you thought…

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Rental Property vs Stocks – Tracking Experiment Continued …

by 5am Joel / on September 7, 2020 May 29, 2022 / with (26) Comments

A couple months ago I talked about comparing rental property vs stocks, using 2 of my personal assets as examples we can track over time….

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A Dog’s Guide to Personal Finance 🐕

by 5am Joel / on September 4, 2020 May 29, 2022 / with (12) Comments

Happy Friday, you stunningly beautiful and handsome people! (I don’t know what you actually look like in real life, but when I close my eyes…

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net worth is assets minus liabilities

What Is Net Worth? (Plus How to Calculate Yours!)

by 5am Joel / on September 3, 2020 March 1, 2021 / with (6) Comments

Who wants to be a millionaire? Everybody, right? But how exactly do you get there? For starters, you need to keep track of your money…

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Joel family photo

6 Ways My Parents Taught Me Financial Independence

by 5am Joel / on August 31, 2020 May 29, 2022 / with (28) Comments

Want to teach your kids financial independence? Here’s how mine did! “Hey Mum, this is my friend Daniel from school.” “Nice to meet you, Daniel,…

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Good Personal Finance Reads From Around the Interweb!

by 5am Joel / on August 28, 2020 November 3, 2023 / with (16) Comments

Happy Friday, y’all! Here are a handful of good reads and fun stuff for personal finance nerds from around the web recently … ***** How…

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should you refinance a rental property?

Should I Refinance My Rental Property?

by 5am Joel / on August 24, 2020 May 20, 2021 / with (20) Comments

With interest rates so low right now, a question on every homeowner’s mind is, “should I refinance my mortgage?” And what about doing a refinance…

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Selling our car online … Are people even buying cars right now?

by 5am Joel / on August 21, 2020 August 21, 2020 / with (26) Comments

“Good luck, man. Nobody is buying used cars right now. You should’ve sold it six months ago before COVID happened.” This is what one of…

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401k feature image

My New 401k Plan … What’s Great (And Not So Great)

by 5am Joel / on August 17, 2020 September 22, 2022 / with (24) Comments

Woo hoo, it’s official! I’ve changed contracts at work and my new 401k retirement plan is being set up next month. I want to share…

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Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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About

Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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