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Net Worth Report #4 – “Knock at the Door”

by 5am Joel / on January 8, 2021 February 5, 2021 / with (28) Comments

Before we get to the net worth update… I came across this funny old post from a couple years back called “Money Trails”… Basically, it…

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6 Tips to Becoming a Ninja Tax Organizer

by 5am Joel / on January 4, 2021 January 4, 2021 / with (20) Comments

I used to hate filing my taxes. Every year I would complain, procrastinate, make excuses, then finally on deadline day I would take a messy…

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2021 Financial Goal-Setting and the Fresh Start Theory

by 5am Joel / on December 28, 2020 May 29, 2022 / with (38) Comments

Have you ever heard of the “fresh start theory”? It’s basically a theory that people are more likely to tackle and achieve their goals if…

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Merry Christmas! 10 Original Santa Jokes for You 😱 🎅🎄🤶

by 5am Joel / on December 25, 2020 December 25, 2020 / with (6) Comments

(Warning: We never said these jokes were any good…) How did Santa do on his performance review? —> He absolutely sleighed it! And did the…

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Should you include your primary home in your net worth?

by 5am Joel / on December 21, 2020 May 29, 2022 / with (33) Comments

I got a question recently from a reader about my net worth tracking… “I was curious why you’re not including your primary residence in your…

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Repairing a Damaged 570 Credit Score All the Way up to 820!

by 5am Joel / on December 18, 2020 May 29, 2022 / with (32) Comments

My original idea for this post was to find a few people with perfect 850 credit scores and interview them. I’m really curious to see…

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HM Bradley: A 3% Interest Checking Account Based on your Savings Rate

by 5am Joel / on December 14, 2020 March 15, 2021 / with (14) Comments

I just learned about a cool new bank called HMBradley. It could be a great tool if you are currently building up an emergency fund,…

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Bad Excuses to Spend Money 💵 🤷‍♂️ 💵

by 5am Joel / on December 11, 2020 December 11, 2020 / with (19) Comments

What’s worse than watching your friends spend money on crap they don’t need? I’ll tell you… It’s hearing them afterwards try to convince you why…

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Food Delivery Side Hustle – Making ~$40 Per Hour!

by 5am Joel / on December 7, 2020 August 11, 2022 / with (7) Comments

Kevin over at Financial Panther is the king of side hustles! I first met him back at FinCon in 2018. He was a full-time lawyer…

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Net Worth Report #3 – “Cup of Tea”

by 5am Joel / on December 4, 2020 May 29, 2022 / with (30) Comments

Well, paint me green and call me a pickle! Last month the Dow Jones industrial average experienced its biggest monthly gain in more than 33…

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Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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About

Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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jmoneyyyyyy

The Miley Cyrus of Finance

My oldest reader!!! 🥹🥹 I hope I’m still on blogs My oldest reader!!! 🥹🥹

I hope I’m still on blogs and learning and sharing and engaging if I get blessed enough to live that long..

What a gift!
The Happy Cent A smile on the face of a penny Car The Happy Cent

A smile on the face of a penny
Carried where it is easy to find
Is my inspiration to remember
To keep all my blessings in mind.

The trials we encounter are many
It is often quite easy to frown
But a touch or a glimpse of my penny
Helps me focus on the good that abounds.

There’s no magic found in my penny
Nor does it prevent or protect
But the joy brought to mind when I see it
Has a greater, long lasting effect

It reminds me of others less fortunate
Making my situation less bleak
I recall the man who complained of no shoes
Until he met a man with no feet.

I’m reminded that life is not perfect
And one of the numerous reasons to cry
But a frown we endeavor to change to a grin
Helps uncomfortable moments go by.

My penny reminds me of the thoughtfulness
Of friends who have given, and when
It repeatedly tells me that love is around
And will triumph in the end.

We find our good fortune in many ways
I can feel rich though my money is spent
For I can always give something of value away
The smile from my HAPPY CENT.

****

Found this at a yard sale 😎

Have a great week!!

#HappyCent #Penny #Poem
What’s up y’all! New post on the blog today aroun What’s up y’all!

New post on the blog today around a genius idea - “RoboBuffett”

My boy Ethan Bloch has trained AI on the 🧠 of Warren Buffett, and has now invested $105,100 into this experiment (the same amount Buffett started Berkshire with!) to see if he can replicate his success 😂

Will it work?! Crash miserably? Read more and see how it’s going so far on the blog!

budgetsaresexy.com/robobuffett

#Investing #Experiment #RoboBuffett
Can yall report this faker for me if you have a mo Can yall report this faker for me if you have a moment? “jmonneeyyyyyy”

Trying to scam people acting like me… 

(tho not a very good actor lol… You have to misspell a lot and use emojis else no one going to believe you!! 😂😂💪🙏)
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