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a chalkboard drawing of a piggy bank

My Rollover IRA Account — The Backstory

by 5am Joel / on July 20, 2020 March 16, 2026 / with (10) Comments

Last week I wrote about tracking one of my rental properties and comparing it to the growth of an index fund that’s currently worth about…

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a collection of analog clocks ticks away the minutes and hours

Think You’re Too Old for FIRE? Think Again!

by 5am Joel / on July 17, 2020 May 8, 2024 / with (27) Comments

From the outside, the FIRE community appears to be full of young people — millennials and iGens — who are striving to reach financial independence…

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a storefront for a business called Alpha Omega Tax Service

Tax Fun Facts! (But Are They True or False?)

by 5am Joel / on July 13, 2020 October 17, 2023 / with (10) Comments

Happy Monday, everyone! :) Thought it’d be fun to share some tax trivia — some true facts 😇, and some false facts 😈 — since…

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three stacks of coins have varying heights -- will the investment returns of real estate vs stocks have differences, too?

Real Estate vs Stocks: A Real-Life Look at Returns

by 5am Joel / on July 10, 2020 September 22, 2022 / with (36) Comments

There will always be a hot conversation in the personal finance community about investing in real estate vs stocks. I do both, so today I’m…

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a set of car keys sits forgotten on the ground outside behind a car

Would You Rather Lose Your Phone, Wallet, or Car Keys?

by 5am Joel / on July 6, 2020 October 26, 2023 / with (30) Comments

Hmmm. Interesting question. Back in the day, my wallet was the most important thing I carried around. I still remember my first wallet, one of…

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to save money on air conditioning, a group of children play in a public fountain on a summer day

How to Save Money on Air Conditioning … and Fun Tips to Stay Cool This Summer

by 5am Joel / on July 3, 2020 July 22, 2026 / with (19) Comments

Summer is here! And we’re all looking for ways to stay cool, save money on air conditioning, and have some fun while doing it! If…

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riders swoosh up and down in a loopy rollercoaster

2020 Money Goals: Mid-Year Review/Revise/Remove!

by 5am Joel / on June 29, 2020 April 27, 2021 / with (38) Comments

Happy Monday, personal finance nerds! This week we cross over the halfway mark for the year 2020. Oh man, what a crazy year it’s been…

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a tutor's laptop computer sits next to an open textbook and a backpack

How to Turn Your Side Hustle Into Passive Income

by 5am Joel / on June 26, 2020 November 1, 2022 / with (11) Comments

[Welcome to Side Hustle #81, where Zach from Four Pillar Freedom stops by to share his experience — and tips — on how to “productize…

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a carefree couple drives down a desert road in a red convertible

!! Exclusive (Totally Made-Up) Interview With Prince Harry and Meghan About Financial Independence!!

by 5am Joel / on June 22, 2020 July 17, 2024 / with (17) Comments

Hey, everyone! For a little light-hearted fun, today’s post is a 100% made-up interview/story. But there’s a kernel of truth to it! Harry and Megs…

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a swedish-language road sign says "sank farten; lekande barn" with drawings of kids playing and cyclists in the road

Slow down … FIRE is not a race

by 5am Joel / on June 19, 2020 September 21, 2023 / with (26) Comments

(FYI … “Sank Farten” means “slow down” in Swedish. I’ve been yelling it at speeding cars on my street lately, but I just get strange…

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Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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About

Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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jmoneyyyyyy

The Miley Cyrus of Finance

My oldest reader!!! 🥹🥹 I hope I’m still on blogs My oldest reader!!! 🥹🥹

I hope I’m still on blogs and learning and sharing and engaging if I get blessed enough to live that long..

What a gift!
The Happy Cent A smile on the face of a penny Car The Happy Cent

A smile on the face of a penny
Carried where it is easy to find
Is my inspiration to remember
To keep all my blessings in mind.

The trials we encounter are many
It is often quite easy to frown
But a touch or a glimpse of my penny
Helps me focus on the good that abounds.

There’s no magic found in my penny
Nor does it prevent or protect
But the joy brought to mind when I see it
Has a greater, long lasting effect

It reminds me of others less fortunate
Making my situation less bleak
I recall the man who complained of no shoes
Until he met a man with no feet.

I’m reminded that life is not perfect
And one of the numerous reasons to cry
But a frown we endeavor to change to a grin
Helps uncomfortable moments go by.

My penny reminds me of the thoughtfulness
Of friends who have given, and when
It repeatedly tells me that love is around
And will triumph in the end.

We find our good fortune in many ways
I can feel rich though my money is spent
For I can always give something of value away
The smile from my HAPPY CENT.

****

Found this at a yard sale 😎

Have a great week!!

#HappyCent #Penny #Poem
What’s up y’all! New post on the blog today aroun What’s up y’all!

New post on the blog today around a genius idea - “RoboBuffett”

My boy Ethan Bloch has trained AI on the 🧠 of Warren Buffett, and has now invested $105,100 into this experiment (the same amount Buffett started Berkshire with!) to see if he can replicate his success 😂

Will it work?! Crash miserably? Read more and see how it’s going so far on the blog!

budgetsaresexy.com/robobuffett

#Investing #Experiment #RoboBuffett
Can yall report this faker for me if you have a mo Can yall report this faker for me if you have a moment? “jmonneeyyyyyy”

Trying to scam people acting like me… 

(tho not a very good actor lol… You have to misspell a lot and use emojis else no one going to believe you!! 😂😂💪🙏)
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