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a storefront for a business called Alpha Omega Tax Service

Tax Fun Facts! (But Are They True or False?)

by 5am Joel / on July 13, 2020 October 17, 2023 / with (10) Comments

Happy Monday, everyone! :) Thought it’d be fun to share some tax trivia — some true facts 😇, and some false facts 😈 — since…

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three stacks of coins have varying heights -- will the investment returns of real estate vs stocks have differences, too?

Real Estate vs Stocks: A Real-Life Look at Returns

by 5am Joel / on July 10, 2020 September 22, 2022 / with (36) Comments

There will always be a hot conversation in the personal finance community about investing in real estate vs stocks. I do both, so today I’m…

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a set of car keys sits forgotten on the ground outside behind a car

Would You Rather Lose Your Phone, Wallet, or Car Keys?

by 5am Joel / on July 6, 2020 October 26, 2023 / with (30) Comments

Hmmm. Interesting question. Back in the day, my wallet was the most important thing I carried around. I still remember my first wallet, one of…

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to save money on air conditioning, a group of children play in a public fountain on a summer day

How to Save Money on Air Conditioning … and Fun Tips to Stay Cool This Summer

by 5am Joel / on July 3, 2020 September 22, 2022 / with (19) Comments

Summer is here! And we’re all looking for ways to stay cool, save money on air conditioning, and have some fun while doing it! If…

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riders swoosh up and down in a loopy rollercoaster

2020 Money Goals: Mid-Year Review/Revise/Remove!

by 5am Joel / on June 29, 2020 April 27, 2021 / with (38) Comments

Happy Monday, personal finance nerds! This week we cross over the halfway mark for the year 2020. Oh man, what a crazy year it’s been…

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a tutor's laptop computer sits next to an open textbook and a backpack

How to Turn Your Side Hustle Into Passive Income

by 5am Joel / on June 26, 2020 November 1, 2022 / with (11) Comments

[Welcome to Side Hustle #81, where Zach from Four Pillar Freedom stops by to share his experience — and tips — on how to “productize…

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a carefree couple drives down a desert road in a red convertible

!! Exclusive (Totally Made-Up) Interview With Prince Harry and Meghan About Financial Independence!!

by 5am Joel / on June 22, 2020 July 17, 2024 / with (17) Comments

Hey, everyone! For a little light-hearted fun, today’s post is a 100% made-up interview/story. But there’s a kernel of truth to it! Harry and Megs…

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a swedish-language road sign says "sank farten; lekande barn" with drawings of kids playing and cyclists in the road

Slow down … FIRE is not a race

by 5am Joel / on June 19, 2020 September 21, 2023 / with (26) Comments

(FYI … “Sank Farten” means “slow down” in Swedish. I’ve been yelling it at speeding cars on my street lately, but I just get strange…

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a person sits at the end of a dock looking out onto a peaceful lake surrounded by mountains

Things I learned while taking a sabbatical

by 5am Joel / on June 15, 2020 January 8, 2025 / with (34) Comments

Since taking time off of work, I’ve had a ton of epiphanies. Most of them happened within 90 days of quitting my job. But even…

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a glittery diamond cut into the shape of a heart

Engagement Rings 💍 A Contest + Fun Facts

by 5am Joel / on June 12, 2020 May 20, 2021 / with (60) Comments

Happy Friday, y’all! Here are some fun facts about engagement ring bling to take your mind off of this yo-yo stock market! But first, let’s…

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Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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About

Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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