Browsing Category Investing

All awesome posts on Investing: IRAs, 401k, retirement, stocks, SEP, ROTHs, you name it.

WTF Is an NFT?

Odds are you’ve seen the letters “NFT” floating around in financial and tech news for the past few months. And if you’re like me you’re…

by 5am Joel / on April 5, 2021 April 5, 2021 / with (25) Comments

I have a friend who is a cryptocurrency millionaire. Woohoo! …But another friend has LOST thousands of dollars messing with crypto. ☹️ I know a…

by 5am Joel / on March 8, 2021 March 8, 2021 / with (22) Comments

A friend of mine just admitted to me a big money problem… She has a little over $200,000 in CASH sitting in her checking account!…

I got the following note from a reader the other day… “Joel, I noticed you keep a big emergency fund for your rental property. 2…

Back in 2013, I bought 25 shares of Tesla stock. I remember seeing electric cars starting to pop up around my neighborhood at the time…

First, I must preface: this is not an anti-real estate post. I think real estate is an excellent wealth building tool, and don’t want to…

Have you ever heard of the “fresh start theory”? It’s basically a theory that people are more likely to tackle and achieve their goals if…

I just learned about a cool new bank called HMBradley. It could be a great tool if you are currently building up an emergency fund,…

Well, paint me green and call me a pickle! Last month the Dow Jones industrial average experienced its biggest monthly gain in more than 33…

Sequence of returns risk? Sounds like something only old, rich, retired people have to worry about… As long as I save up 25X my annual…