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Why Are We Making Early Retirement So Controversial?

by 5am Joel / on August 2, 2021 May 29, 2022 / with (22) Comments

[Mornin’ money lovers!  I’m excited to share this guest post written by Steve Cummings a.k.a The Frugal Expat. Steve talks about why so many people…

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Selling our rental properties… 2 down, 2 to go!

by 5am Joel / on July 30, 2021 July 30, 2021 / with (14) Comments

Happy Friday, happy people! About 6 months ago, I wrote a blog post about plans to downsize my real estate assets. Specifically, the plan was…

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Lowering my emergency fund… to…. $0.00?

by 5am Joel / on July 26, 2021 July 26, 2021 / with (37) Comments

For most of my life I’ve had about 6 – 12 months of living expenses sitting in cash in my checking account. This cash is…

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How Much Do You Give for Wedding Gifts These Days?

by 5am Joel / on July 23, 2021 July 23, 2021 / with (16) Comments

It’s wedding season! And do you know what that means?… It’s time for everyone to pull out their wallets and pay some money into the…

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What Is Socially Responsible Investing and How to Start

by 5am Joel / on July 19, 2021 July 19, 2021 / with (6) Comments

Hey money friends! Are any of you nerds into socially responsible investing? (A.k.a. sustainable investing, ESG investing, or impact investing?) I got this question from…

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The Unknown Monk

by 5am Joel / on July 16, 2021 July 16, 2021 / with (13) Comments

“When I was a young man, I wanted to change the world. I found it was difficult to change the world, so I tried to…

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5 Ways to Fund Your Sexy Roth IRA

by 5am Joel / on July 12, 2021 July 12, 2021 / with (12) Comments

Roth IRAs are the sexiest tax-advantaged account IMO, and I wish I’d discovered them earlier in life. Once money goes into a Roth IRA, it…

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How to Rent Out Your Stuff for Extra Cash This Summer

by 5am Joel / on July 9, 2021 August 11, 2022 / with (5) Comments

I love peer to peer rental platforms! If you own something, you can rent it out to others when you’re not using it and make…

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Net Worth Report #10 “Boris’s Den”

by 5am Joel / on July 5, 2021 July 5, 2021 / with (14) Comments

We sold another rental property! Woohoo!! 🥳🎉🍻🙌 That’s 2 down, 2 to go. This is part of my long-term mission to reduce physical assets, lessen…

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There’s no such thing as a free cruise… Or is there?

by 5am Joel / on July 2, 2021 May 29, 2022 / with (20) Comments

About 10 years ago, my wife ran into the room and yelled, “Babe! I won a free cruise!  All we need to do is take…

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Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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About

Created in 2008, J. Money started the blog to hold himself accountable and have some fun talking about money in the process. An avid coin collector, yogi, and Daddy x3 (boys), you can find him trying to live his Best Life while sharing all his wins (and fails!) in the process. Thanks for being here! [Full Bio]

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jmoneyyyyyy

The Miley Cyrus of Finance

My oldest reader!!! 🥹🥹 I hope I’m still on blogs My oldest reader!!! 🥹🥹

I hope I’m still on blogs and learning and sharing and engaging if I get blessed enough to live that long..

What a gift!
The Happy Cent A smile on the face of a penny Car The Happy Cent

A smile on the face of a penny
Carried where it is easy to find
Is my inspiration to remember
To keep all my blessings in mind.

The trials we encounter are many
It is often quite easy to frown
But a touch or a glimpse of my penny
Helps me focus on the good that abounds.

There’s no magic found in my penny
Nor does it prevent or protect
But the joy brought to mind when I see it
Has a greater, long lasting effect

It reminds me of others less fortunate
Making my situation less bleak
I recall the man who complained of no shoes
Until he met a man with no feet.

I’m reminded that life is not perfect
And one of the numerous reasons to cry
But a frown we endeavor to change to a grin
Helps uncomfortable moments go by.

My penny reminds me of the thoughtfulness
Of friends who have given, and when
It repeatedly tells me that love is around
And will triumph in the end.

We find our good fortune in many ways
I can feel rich though my money is spent
For I can always give something of value away
The smile from my HAPPY CENT.

****

Found this at a yard sale 😎

Have a great week!!

#HappyCent #Penny #Poem
What’s up y’all! New post on the blog today aroun What’s up y’all!

New post on the blog today around a genius idea - “RoboBuffett”

My boy Ethan Bloch has trained AI on the 🧠 of Warren Buffett, and has now invested $105,100 into this experiment (the same amount Buffett started Berkshire with!) to see if he can replicate his success 😂

Will it work?! Crash miserably? Read more and see how it’s going so far on the blog!

budgetsaresexy.com/robobuffett

#Investing #Experiment #RoboBuffett
Can yall report this faker for me if you have a mo Can yall report this faker for me if you have a moment? “jmonneeyyyyyy”

Trying to scam people acting like me… 

(tho not a very good actor lol… You have to misspell a lot and use emojis else no one going to believe you!! 😂😂💪🙏)
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