Back in 2013, I bought 25 shares of Tesla stock. I remember seeing electric cars starting to pop up around my neighborhood at the time…
Posts Published by 5am Joel
Why I’m Transitioning Away from Rental Properties
First, I must preface: this is not an anti-real estate post. I think real estate is an excellent wealth building tool, and don’t want to…
Net Worth Report #4 – “Knock at the Door”
Before we get to the net worth update… I came across this funny old post from a couple years back called “Money Trails”… Basically, it…
6 Tips to Becoming a Ninja Tax Organizer
I used to hate filing my taxes. Every year I would complain, procrastinate, make excuses, then finally on deadline day I would take a messy…
2021 Financial Goal-Setting and the Fresh Start Theory
Have you ever heard of the “fresh start theory”? It’s basically a theory that people are more likely to tackle and achieve their goals if…
Merry Christmas! 10 Original Santa Jokes for You 😱 🎅🎄🤶
(Warning: We never said these jokes were any good…) How did Santa do on his performance review? —> He absolutely sleighed it! And did the…
Should you include your primary home in your net worth?
I got a question recently from a reader about my net worth tracking… “I was curious why you’re not including your primary residence in your…
Repairing a Damaged 570 Credit Score All the Way up to 820!
My original idea for this post was to find a few people with perfect 850 credit scores and interview them. I’m really curious to see…
HM Bradley: A 3% Interest Checking Account Based on your Savings Rate
I just learned about a cool new bank called HMBradley. It could be a great tool if you are currently building up an emergency fund,…
Bad Excuses to Spend Money 💵 🤷♂️ 💵
What’s worse than watching your friends spend money on crap they don’t need? I’ll tell you… It’s hearing them afterwards try to convince you why…