My friend Christine just reached a pretty huge financial milestone… She and her husband have paid off their mortgage and now own their home free…
Posts Published by 5am Joel
Why My FIRE Number Keeps Changing
My wife and I discovered the FIRE movement about three years ago. We’ve always been decent budgeters, savers, etc., but three years ago was when…
1 in 10 People in the U.S. Have Missing Money. Here’s How to Claim Yours.
Hey money lovers!!! I just learned about an AWESOME website that helps you find unclaimed money that is owed to you! Maybe this is old…
How Big Should an Emergency Fund for a Rental Property Be?
I got the following note from a reader the other day… “Joel, I noticed you keep a big emergency fund for your rental property. 2…
Net Worth Report #5 – “Man Alive!”
“Most millionaires measure their success by their net worth, not by their realized income. For the purposes of wealth building, income doesn’t matter that much….
Gamify Your Money Goals with These 8 Fun Saving Challenges!
Buenos días, amigas dinero! Some of these money saving challenges might seem simple and silly… But, that’s the whole point! It’s a scientific fact that…
How I Went Mining and Made My Wife’s Unique Engagement Ring (The Best $1,390 I’ve Ever Spent)
Inside: See how one guy used a bit of creativity and elbow grease to create a one-of-a-kind Montana sapphire engagement ring. Last year we did…
Would You Accept a Car as a Gift? Asking for a Friend …
Hypothetically, let’s say you know a guy who owns a 2010 Prius. The car is mechanically reliable, fully paid off, and lightly used. Then one…
Side Hustles: They’re Not Just About Extra Money
About 10 years ago, I got a phone call from my Dad. He was really excited… ”Hey Joel, guess what!? Me and Dr. Pat are…
Is Brewing Your Own Beer Cheaper Than Buying? Yes, After 261 Beers!
I’d like to introduce you to Jeffery, my kegerator… I built Jeffery back in 2014. He cost about $1,500 in parts to make and is…