The Hustler / Budgeter Giveaway! (x2)

“The secret of getting ahead is getting started. The secret to getting started is breaking your complex overwhelming tasks into small manageable tasks and then starting on the first one.” – Mark Twain

Goooooood morning hustlers and budgeters! And budgeters who hustle!

If you love pen and paper, you’re going to love today’s giveaways :) Two of my friends recently put out some pretty epic products, and both were kind enough to give me a free copy to pass out to you fine folks today:

  1. Cait Flanders’ Mindful Budgeting 2018 Planner
  2. Ryan Helms’ Side Hustle Journal

Info on them below, as well as how to enter, but even if you don’t win one today, don’t let it stop you from carrying forward! Or even making your own budgeting/hustling journals! ;) (Though prob best to just save the time and buy these, haha…. and I’m not getting paid to say that, btw, nor will I make any commissions off it… I just genuinely love these and think they can amplify your mission!)

Giveaway #1: Mindful Budgeting 2018 Planner

mindful budgeting 2018 planner

Cait’s wildly popular budgeting planner is back and improved for the 2018 year! It’s her third run of these since practically selling out of all previous versions, and is an EXTREMELY great way to track your $$$, along with your thoughts, if you’re a pen and paper type o’ person.

These puppies are as beautiful as they are useful, and they sell for $45 CAD, or about $39.55 USD (and she ships internationally!). They also come with a new workbook you can download along with it.

Here’s more info on the planner itself:

Mindful Budgeting is a daily planner designed to help you track both your spending and your to-do’s, and make sure your monthly budgets align with your goals and values. If you’re looking for a tool to help you stop making impulse purchases, start making mindful decisions and move you in the direction you want your financial life to be going, this is it.


  • Daily spending sheets, where you can track both your spending and your to-do list items
  • Full monthly calendars (with Canada/USA holidays)
  • Monthly budget templates
  • Space to do weekly check-ins and monthly reflections
  • Quarterly exercises to map out your goals and make sure your budget aligns with them
  • Spreadsheets to track both your debt repayment and savings progress
  • *NEW* Spreadsheet to track your net worth
  • *NEW* Spreadsheet to track your bill payments, so you never miss one
  • *NEW* Worksheet to map out + budget for large annual expenses
  • Twelve motivational quotes to inspire you, and
  • Instructions on how to use the planner daily, weekly, monthly and quarterly.


And here’s more info on the workbook that goes along with it:

mindful budgeting planner workbook

While you wait for your planner to arrive, you can download and get started with a new workbook! This PDF contains 10 pages designed to:

  • figure out where your money has been going
  • name some financial decisions you can be proud of
  • dream (big and small) about the future, and
  • identify how you want to feel about money by the end of 2018.


They come in two different design styles, and you can learn more about them (and order/gawk over) here: Mindful Budgeting 2018 Planner

(Also – be sure to check out Cait’s minimalism/money blog too if you’ve never peered at before! It’s one of my all-time favorites! –>

mindful budgeting planner collage

Giveaway #2: The Side Hustle Journal

side hustle journal inside

This journal is a whole other creation, and one that centers around side hustles which I’ve never seen merged together before?! In fact, this one is so new that it just came off a successful stint on Kickstarter and is now finishing up production!

(They had over 650 backers and raised $13,595 to bring it to life, pretty cool… You can still see the Kickstarter page here if you want: The Side Hustle Journal: Turning 9 to 5’ers to Entrepreneurs)

So what is a “Side Hustle Journal”?

The Side Hustle Journal is a tool to take your idea from concept to cash flow, no matter how busy you are. The journal isn’t simply a daily planner, it includes systems designed specifically for side hustlers. The systems built into the journal will teach you how to:

  • Hack your busy schedule to unlock time
  • Break down the process of starting or scaling a business into bite-sized chunks
  • Only focus on what’s important and forget the rest
  • Expedite the process through consistent micro goal setting
  • And do all this while increasing your performance at your day job

These are the foundational objectives of The Molehill System™, which lives inside The Side Hustle Journal. This is the tool to take you to the next level whether you don’t have an idea or if you are already on the path to side hustle success – and every stage in-between.

You can learn more about this journal here: The Side Hustle Journal. (They go for $31.97, but if you use discount code “JMONEY” you’ll get 15% off)

side hustle journal collage

Here’s how to win them!

I only have one each so you’ll have to decide *which* of them you want the most (you can’t win both – sorry!), but once you pick your favorite here’s what to do:

  1. Make sure you’re signed up to our newsletter! Where we send these blog posts via email right to your inbox each week: sign up here (if you’re seeing this in email, you’re already signed up ;))
  2. Answer the question relating to the journal you want:

    For the Mindful Budgeting Planner – what’s the one area of your budget you struggle with the most?

    For the Hustle Journal – what side hustle are you thinking of starting, or have already started, that you’re hoping this helps you with?

And that’s it! Leave your answers in the comments below, or by replying back if you’re seeing this in email/social/etc. Giveaway ends next Friday the 12th, at midnight, and then we’ll announce the winners shortly thereafter.

And whether you win it or not, don’t let it stop you from going after those sexy budgets/hustles in this new year! Action always gets you further than dreaming!

Good luck guys… And big thanks again to Cait and Ryan for feeding our obsessions over here :)

UPDATE: Giveaway now over! Will be announcing the winners here shortly (Friday). Stay tuned!

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  1. Bianca January 5, 2018 at 6:37 AM

    I’d like to start a travel hacking side hustle. I already know how to find crazy cheap flights and accommodation on my own, so why not help other people do the same? :)

    1. J. Money January 5, 2018 at 6:40 AM

      There’s a big market for that too :) Especially in this community here!

  2. Nicole @ Budget Like a Lady January 5, 2018 at 7:02 AM

    Awesome giveaway! I just started doing Pinterest Consulting (officially) and the Side Hustle Journal would be perfect!

  3. Liv January 5, 2018 at 7:11 AM

    Just this week I started in earnest working on a blog idea that’s been bouncing around in my brain for a while. I can use all the help I can get!

  4. J. Money January 5, 2018 at 7:11 AM

    I like how so far all the requests here are for the side hustle journal, and all the requests I’m getting via email right now is for the budgeting planner, haha…

    But you’re all entered! :)

    1. Kelly January 5, 2018 at 1:58 PM

      I really like the layout of the mindfulness budget. I work with middle and high school students and think it could serve as a really great tool for developing thoughtful skills around budgeting. Thanks!

      1. J. Money January 12, 2018 at 4:20 PM

        COOL!!!! I’m glad!

  5. Courtney January 5, 2018 at 7:17 AM

    Oh the side hustle journal for sure!

    1. J. Money January 5, 2018 at 9:14 AM

      Gotta tell us what you’re working on in order to qualify :)

  6. Nikki January 5, 2018 at 7:29 AM

    I’d like the side hustle journal to help me remember to keep things in manageable chunks. I am writing a sci-fi series as a side hustle and I am finding it is easier and less intimidating to write and edit nine books than it is to build an online presence and marketing plan.

  7. Mayia January 5, 2018 at 7:32 AM

    I would love the Mindful Budgeting Planner! I need to start a new budget now that we have a new addition to the family. I need to make sure I’m not overspending, I’m setting aside money and to work on paying off school debt.

  8. OMGF January 5, 2018 at 7:33 AM

    The side hustle journal would be amazing for keeping me organized. I’m starting pop up produce markets in Chicago food deserts this month. The first one will be in 15 days. The side hustle journal will help me manage all of my contacts, hunting people down, suppliers, and the long to do list to pull it off. Super excited about increasing access to fresh fruits and vegetables in underserved areas. I usually don’t enter giveaways but this is a good one.

    1. J. Money January 5, 2018 at 9:15 AM

      Oooh cool idea!!

  9. Jim January 5, 2018 at 7:36 AM

    Would like the budget planner so I can track against expenses

  10. Libby January 5, 2018 at 7:38 AM

    Both products look top notch but the side hustle journal is my first choice.

    1. J. Money January 5, 2018 at 9:16 AM

      Gotta tell us what hustle you’re working/thinking on in order to enter..

  11. MK January 5, 2018 at 7:46 AM

    Yes! One of my New Year’s Resolutions is to do better at budgeting so the Mindful Budgeting Planner is for me. My problem area is discretionary spending. I love a good sale, clearance racks, bogo’s, you name it…..but that’s not doing anything but adding more clutter. I need to focus more on the mindful part.

  12. ScottyD January 5, 2018 at 7:49 AM

    Interesting. You know, I’ve never been good at journaling personal feelings, but perhaps if I tried doing so about my family’s financial management, I’d glean something from it.

    Applause on the creative ideas

  13. Wendy January 5, 2018 at 7:50 AM

    Side Hustle journal for me! I’m almost done with a book I’ve been working on and this would really help me make my plan of self-publishing a reality.

  14. Michelle S January 5, 2018 at 7:52 AM

    Id love to win the budget planner! Im a YNAB4 user and dont like the new online platform. Id like to be prepared for when they quit supporting YNAB4. The budget planner looks like a perfect solution!

  15. Elizabeth January 5, 2018 at 8:03 AM

    I would love to win the side-hustle journal – I have what I describe as a “healthy” side hustle as a photographer on top of my full-time job as an instructional designer. My goal is to develop this into a side-hustle that gives me travel opportunities and makes $7,000 in net this year, all of which would go to our Emergency Fund (Goal for that is 20K by the end of the year) until we have it fully funded. After we have our EF funded any side hustle money is mine to play with!

    1. J. Money January 5, 2018 at 9:17 AM

      Aww yeahhh – that’s when the fun starts!! :)

  16. Kelly January 5, 2018 at 8:06 AM

    I’d like to win Cait budgeting planner!! It’s so cool looking & I would like to get back in the budget train & moving forward!!

  17. Ms99to1percent January 5, 2018 at 8:07 AM

    We have a product used by a few Universities around the world for free. But it’s now time to up our hustle game and market the product to paying corporations. The side hustle journal would be perfect :-) TIA!

  18. OFG January 5, 2018 at 8:12 AM

    The mindful budgeting planner. I need a reminder that if I’m careful with my money I can spend some in fun ways. I’m always hesitant to spend money on myself.

  19. Kay Lynn January 5, 2018 at 8:17 AM

    Happy New Year!

    I am interested in the Mindful Budgeting planner. The budget category I have to work on is my “blow” money; not for drugs but pocket money to just spend on little things. I have to track it or that little spending becomes big!

    1. J. Money January 5, 2018 at 9:18 AM

      Haha… I used to have “splurge” budgets where I’d take out $100 in cash every month and was allowed to spend it on whatever the hell I wanted, no questions asked. But once it was gone, it was gone until next month!

  20. Chad January 5, 2018 at 8:22 AM

    Hook me up with the Side Hustle Journal.

  21. Rob January 5, 2018 at 8:23 AM

    For the Mindful Budgeting Planner – what’s the one area of your budget you struggle with the most? I struggle with tracking expenses and staying anywhere close to a budget. We have a lot of expenses, some very under control, but others like food are a free for all. I always preferred paper and pen vs personal capital for budgeting but have gotten lazy about tracking things for the last 6mo or so…

  22. PaulM January 5, 2018 at 8:24 AM

    For me the Side Hustle makes the most sense as I’m trying to build a consulting business that will continue once I hit my retirement date.

  23. Amanda January 5, 2018 at 8:38 AM

    I’m on the struggle bus with executing my perfect budget that exists on paper. One thing goes wrong and I feel like the whole thing is scrapped. Hmm I’m seeing some parallels with dieting here ;)

  24. Stephanie L January 5, 2018 at 8:41 AM

    I’d prefer the mindful budgeting resource. My biggest area of budget help is just spending less, especially on things I really don’t need. Living more simply…

  25. Pat January 5, 2018 at 8:45 AM

    I am trying to figure out what I want to be when I grow up never mind that I am old enough to be grown-up! I am looking for that passion in my job that makes work not feel like work. Anyone else feel that way too?

    1. J. Money January 5, 2018 at 9:20 AM

      Hopefully your blog can help with that! I didn’t figure out “my path” until starting this one… I feel like the trick is to keep on experimenting with stuff until something *clicks* :)

  26. Suz January 5, 2018 at 8:52 AM

    I would love to win the Mindful Budgeting Planner. One of my 2018 goals is to “Be deliberate” which entails practicing mindfulness. Another goal is to better track where my money goes. Lookie there! This planner would marry the two and keep me on track for both!

  27. fin$avvy panda @ January 5, 2018 at 9:03 AM

    The side hustle journal would be amazing for me to track my flipping furniture hobby + making time for my finance and motivational blog that I just started. As much as I enjoying flipping furniture, starting my blog has taken up A LOT of my time! Crying myself a river…

  28. Simplyfinanciallyfree January 5, 2018 at 9:10 AM

    I would love the Mindful Budgeting Planner for my mom. For years I have been trying to get her to track her expenses and maybe this planner will do the trick.

  29. Ryan January 5, 2018 at 9:11 AM

    Hi J. Money! I have a 2 year old blog about curing emotional eating and I am more focused than ever before on trying to make that side hustle a full time gig so I can quit my day job since I just had my first kid last March. Now more than ever I could really use some help managing my time so that I can find more time for the blog. It’s so hard! Thanks!

    1. J. Money January 5, 2018 at 9:22 AM

      I hear that! It can def. be a struggle! At least now you have an even better to turn it up a notch :)

  30. Allyse M Averesch January 5, 2018 at 9:16 AM

    The budgeting journal would be helpful for me. I struggle most with budgeting when I go, which I do too often and treat others too often.

  31. Rissa January 5, 2018 at 9:31 AM

    I’d love the Mindful Budgeting Planner. I struggle most with sticking to a food budget. I love eating out and also tend to rationalize overspending on groceries.

  32. christina January 5, 2018 at 9:34 AM

    I struggle with our fun budget, mostly eating out. We both love eating out, but we really need to be using that money to pay off student loans!

    Side hack…I’ve been looking at everything right now. We were planning to rent out a room in our house but my mom’s moving in instead. I’ve been selling some things on ebay and craigslist, but am starting to think more about writing or even overnight babysitting 2x/month. Us parents will pay $$$ for that service if there’s no family nearby and we have the means to hire out.

    1. J. Money January 5, 2018 at 11:20 AM


  33. Lisa January 5, 2018 at 9:36 AM

    I’d love the budgeting journal. I struggle with keeping track of all the purchases that go unaccounted for – coffees, little things for the kids, snacks at the hockey rink, etc.

  34. Desi January 5, 2018 at 9:37 AM

    “what’s the one area of your budget you struggle with the most?” impulse purchases lately. need to get back on the budget game.

  35. Jannette January 5, 2018 at 9:50 AM

    For the Mindful Budgeting Planner – what’s the one area of your budget you struggle with the most? — I struggle with my food budget and really need to cook at home more often.

  36. Ms. Frugal Asian Finance January 5, 2018 at 9:50 AM

    Oh wow this is so cool! I love both of them. They look so pretty!

    I’m building my personal finance blog as a side hustle and really hope to ramp it up in 2018!

  37. Robin January 5, 2018 at 10:11 AM

    I’d love to do something related to food; either blogging, catering, etc

  38. limon_b January 5, 2018 at 10:12 AM

    Mindful Budgeting Planner
    I’ve consciously put my head in the sand for too long and now I am ready to become fully aware of my financial state.

  39. Lily @ The Frugal Gene January 5, 2018 at 10:12 AM

    I’ve kept a side hustle journal in a Google sheet doc but uh…it’s missing a few weeks because I’m not so good at tracking. If I’m on my phone, I have a billion things to do. I’m hoping this planner will get me off the phone and keep better track of my hustles.

    I’m currently doggy sitting just one pup on weekdays. Been wanting to jumpstart on ebay for a while now. I’m also looking into Amazon merch program.

  40. mrs.skilowpaw January 5, 2018 at 10:17 AM

    Love the design of them both!
    What’s the one area of your budget you struggle with the most?
    Leaving my emergency fund alone! I sometimes classify “buying a powerwasher off Craigslist” as an emergency……which it isn’t….

    What side hustle are you thinking of starting, or have already started, that you’re hoping this helps you with?
    Me and my husband are going to start a selling flowers and produce at the local farmer’s market and this would help us get organized.

  41. Gabe Berghuis January 5, 2018 at 10:18 AM

    Side Hustle journal!

    I started a small engine repair side hustle a few weeks ago. I’m in the contemplation/planning stages of an airbnb co-hosting/property management company, and an electric bike company that will retrofit used (or your) bike with an ebike kit.

    1. J. Money January 5, 2018 at 11:22 AM

      Oooooh that ebike one sounds interesting… you gotta pair up with Mr Money Mustache who is always talking/riding e-bikes!

  42. Nila January 5, 2018 at 10:28 AM

    For the Side Hustle Planner: I’ve been cat sitting for my friends while they are away. I think I can grow this into something more :)

  43. Liz January 5, 2018 at 10:41 AM

    I would love the mindful budgeting planner! The area I struggle with the most is going out to eat!

  44. Nick January 5, 2018 at 10:42 AM

    It’s the mindful budgeting planner for me. I try to budget my entertainment money, but I also try to use the credit cards to get points for that spending at restaurants. So while I budget the money, I sometimes find that I’ve overdone it when the credit card bill comes due. So that shorts the money for clothes, or travel. It’s the budgeting, and it’s also managing each account correctly that I want to improve this year.

  45. J.Barnes January 5, 2018 at 10:43 AM

    For the Mindful Budgeting Planner – what’s the one area of your budget you struggle with the most?

    I struggle with keeping track of my finances. There never seems enough time in the day to do everything I need to do – work, school, business – to do the administrative tasks.

  46. Felicia January 5, 2018 at 10:46 AM

    I currently have 3 side hustles (that I probably could keep better track of with a journal!). Besides my full time job, I also have a massage therapy license that I maintain for weekend and after-work clients which pays about an extra $300-$500 per month. I also paid my way through school by nannying full time and still offer to fill in so the parents can do date nights a few nights a month which is great extra cash for me and lets me stay in touch with the families and kiddos. My third side hustle is doing CAD for my dad’s engineering company. He needed part time help so I watched a bunch of youtube videos to learn the basics and then asked a lot of questions my first few weeks. This hustle doesn’t pay me much in cash but I put almost all my earnings into the company’s retirement plan which also qualifies me for employer contributions at the end of the year. Technically I also assist a few people in cleaning and decorating their houses, but that is inconsistent month to month so I don’t really count it (: Its amazing how much these mini-paychecks add up!

    1. J. Money January 5, 2018 at 11:24 AM

      Holy crap – you are a Hustler Extraordinaire!

  47. Alice @ Earning My Two Cents January 5, 2018 at 10:47 AM

    I would love either planner! I side hustle by mystery shopping but would like to kick it up a notch with my blogging so motivation for that would be helpful. For the mindful budgeting planner I would definitely need to take a closer look at our grocery and restaurant budget, and to balance the checkbook/enter items into the budget more often so I know where we stand and don’t over spend

  48. Sean @ FrugalMoneyMan January 5, 2018 at 10:48 AM

    Awesome Giveaways!

    As always, thanks for the GREAT work J!

    1. J. Money January 5, 2018 at 11:24 AM


  49. Lisa January 5, 2018 at 10:50 AM

    Mindful Budgeting Planner – OMG! this is wicked awesome! I am working hard on paying off all my debt (minus the mortgage) this year and this would help me keep track of all the outflow of money. So far in the past two weeks I have found over $2000 to throw at debt – only $47,967.54 left to go. I know I have mindless spending and am trying hard to control that. I think this would be just the trick.

  50. Shannon January 5, 2018 at 10:56 AM

    Thanks for an awesome giveaway! I’ve been eyeing Cait’s budgeting planner for a while now! The area of budgeting that I struggle with the most is definitely groceries. I’m all about meal planning and cooking at home to help save money, but I always end up spending way more than intended at the grocery store! I’d really like to tackle some of this spending in 2018!

  51. YC Kuo January 5, 2018 at 11:00 AM

    Hey J Money, they both look incredible! Thank you for the introductions! I would love the Mindful Budget Planner. I’m currently in between jobs with hubby working so budgeting for miscellaneous spending is more challenging than ever! I sometimes feel guilty that I haven’t been contributing but how do I separate emotions from money? Thanks!

  52. Olivia January 5, 2018 at 11:03 AM

    2018 will be my first full year married, and my hubby and I have yet to combine finances. We’ve made it our big goal for the year to make a budget and track our spending, and the Mindful Budgeting Planner looks like JUST the thing that would set us up for success!

    1. J. Money January 5, 2018 at 11:26 AM

      Helluva good plan – especially during this stage of your lives! You master it now and you’re good for years :)

  53. Sheila Smith January 5, 2018 at 11:11 AM

    We have 5 kids and a few of them are in high school actively in after school activities. I struggle with spur of the moment impulse purchases when it comes to my kids. All the way from instrument reed purchases to a quick bite to eat.

    1. J. Money January 5, 2018 at 11:27 AM

      Oh man, I can’t even imagine haha… I’d allow myself to buy EVERYTHING if I had 5 kids to manage! ;)

  54. Norah J Utley January 5, 2018 at 11:37 AM

    I’d love to try the Mindful Budget planner. I am a sahm/wedding dj. I make great money May thru October and then nuttin’. We just got out of a massive amount of debt this year and I am trying to budget and live on my husbands salary alone and have great, grown up plans for my busy season in 2018 (fundin’ roths, breaking hearts, you know the deal- oh and 529s and extra mortgage payments and huge emergency funds and cash flowing a new car) but it’s hard! I need a little help staying in the lines and also remembering all the crap I’m supposed to be budgeting for.

    1. J. Money January 5, 2018 at 1:45 PM

      (you had me at breaking hearts ;))

  55. Emily January 5, 2018 at 11:39 AM

    I would love this so I can’t over-spend. I work at Target and often don’t have time to make my own food so I often shell out $20-30 a week in impulse food purchases. I also love the idea of both and wish I had more $ to buy them.

    1. J. Money January 5, 2018 at 1:46 PM

      AND YOU ALSO WORK AT TARGET!! The #1 money eater, haha… I wouldn’t be able to bring my wallet to work there! :)

  56. Emma M January 5, 2018 at 11:47 AM

    I would love the Side Hustle Journal to keep track of my comping entries. I’m hoping for a lucky streak in 2018!

  57. Jack January 5, 2018 at 11:49 AM

    I struggle with budgeting for extras such as Christmas and birthdays. We end up putting Christmas on credit every year and are hungry for a change! This planner would help us with our budget so much!

  58. Lynda January 5, 2018 at 11:59 AM

    i would like the budgeting planner. i have a hard time with “sales” for things i don’t need *at the moment* but can use/need later. it’s almost like hoarding…

  59. Janis January 5, 2018 at 12:02 PM

    I would love the budgeting planner for my family of four to keep us on track. The most difficult thing I go though is keeping track of where all the money goes….between Timmies and Starbucks….eating out….kid’s activities……the money gets lost. This planner would assist us with keeping track and therefore help us build our budget and adhere to it. This is my resolution…please help me keep it!

  60. Deasy January 5, 2018 at 12:23 PM

    What an awesome giveaway! My choice would be the Side Hustle journal. I currently have a photography business as my side hustle, and starting to do more blogging as well, and I’d love a better way to keep track of those two.

    1. J. Money January 5, 2018 at 1:48 PM

      I’m digging your blog name :)

  61. lil January 5, 2018 at 12:27 PM

    side hustle book.. i’ve got a number of apps and an e-book i want to write!

  62. Annie January 5, 2018 at 12:49 PM

    Ahhhh the mindful budgeting planner sounds amazing! I am trying so hard to quit impulse shopping- my weaknesses are clothes (which I am pretty good about getting second hand, but still) and household items that seem like “needs” (e.g. my throat is dry I NEED a humidifier for my room or I will die in my sleep of dryness!). I am pretty good about saving but I know I have so much more potential if I can just stop clicking the amazon button! I need to stop the small “on-sale” buys. My dad always told me I am going to nickle and dime my way to the poor house :(

  63. Leslie January 5, 2018 at 1:18 PM

    The mindful budgeting would be very helpful. My biggest vice is impulse spending and eating out. Trying to work on both! Being debt free helps, but need $$ to go to savings and college for girls.

  64. Lilith January 5, 2018 at 1:24 PM

    Ooh, The Side Hustle Journal- I want to start fixing up and selling things that people put out on the curb. I’ve gotten a bit of work in this winter vacation selling off some of our own vintage toys, and I want to keep the momentum going. My SO is a writer, and this could also help him get organized and publish an ebook.

  65. Kelli January 5, 2018 at 1:46 PM

    I’m interested in the Mindful Budgeting planner. The area of my budget I struggle with is food expenses. I often get lazy and resort to take out.

  66. Ana January 5, 2018 at 1:54 PM

    Budgeting planner please.
    Getting hubby to stop buying everything he wants and they are not “needs”. I can’t spend because he spends enough for both of us.

  67. Samantha January 5, 2018 at 2:08 PM

    2) We are well on our way to FIRE, and I’ve recently began a blog about our journey. I need something external to help keep me on track with this side hustle, as I’ve no idea what I’m doing and it feels kind of overwhelming.

    1. J. Money January 9, 2018 at 6:26 AM

      Blogging is perfect for that! And one of the top reasons many of us started our own as well! :) What is your blog url – I want to check it out!

        1. J. Money January 24, 2018 at 6:16 AM

          Woo! Congrats!! :)

  68. Jon January 5, 2018 at 2:15 PM

    I’d take the side hustle journal. I’m just closing on my first real estate investment deal this month. Assuming all goes well, I hope to ramp up and do several more in the coming years.

  69. Yanira January 5, 2018 at 2:18 PM

    Great giveaway! And Happy New Year!
    Since starting to read your blog, I’ve become more and more interested in starting a side hustle, aside from 9-5, and schooling. :) I’ve been reading and educating myself on starting a blog, and an online store. I just need to put my plans into action.

    As for my budget, I keep a spreadsheet, I love a complex looking one, with formulas. I know it’s a disease. But often times I get sidetracked, and with a spreadsheet only sometimes it’s difficult to keep track of my spending.

    S/N, I truly enjoy the blog it’s very encouraging without being snobbish. Is that a word?

    1. J. Money January 9, 2018 at 6:27 AM

      Haha, I’ll take it! Thank you! :)

  70. Rachel January 5, 2018 at 2:30 PM

    I’d take the Mindful Budgeting Planner, hands down!

    What’s the one area of my budget I struggle with the most?

    Discretionary spending. Bills, groceries, gas, etc. are on lock. But “spend” money…I fail at almost every month. This was the first month in a long time my fiance and I nearly met our budget. We only went over $7.51!!!

    Part of the problem is that I was in denial about budgeting for monthly staple expenses that were spending, thinking “oh, we’ll still have plenty of money!”, so I upped the budget. Not the goal of FIRE, obviously, but my mental health regarding going over budget is a lot better.

    Now I shall work on reducing spending, and a “mindful” planner to be more “mindful” of my spending would be “excellent”!

    1. J. Money January 9, 2018 at 6:29 AM

      I think it’s time to try a “cash only” budget :) You can see REALLY fast how much you really have left by just staring at the cash! Haha… But I have yet to try it myself, so I give anyone mad respect for going for it!

  71. Brian D January 5, 2018 at 2:39 PM

    Side Hustle Journal for sure… I want to design websites for local small businesses. I’ve completed one, and looking for more clients!

  72. Chris January 5, 2018 at 3:00 PM

    Tough to choose, but I’d go with the side hustle journal. I’ve been mulling around a couple of ideas for years (publishing a kids book, creating an app), but with a day job and a trio of littles to raise, I haven’t had the time to focus on potential side hustles. I could use a tried and true plan to get started!

  73. Ngneer January 5, 2018 at 3:42 PM

    Budgeting planner. Area I struggle with most – my husband blowing our budget.

    1. J. Money January 9, 2018 at 6:31 AM

      There seems to be a common theme with husbands and budgets today, haha…

  74. Stephanie Samuel January 5, 2018 at 4:06 PM

    Mindful Budgeting Planner, definitely (and then once the budget is under control, I’ll come back next year to win the Hustle Journal.) Eating out and ordering in is my biggest budget hurdle, so much money wasted.

  75. Natalie January 5, 2018 at 4:43 PM

    Cait’s Budget Planner! I have secretly always wanted one, but because I try to curb purchases online I have never gotten one. For me, area I struggle most with is online purchases that match with my value system (ethical, support small business) but are still things I don’t really need (in theory). Winning the planner would make having it extra wonderful.

  76. Leah January 5, 2018 at 4:44 PM

    I’d like the Mindful Budget planner… I struggle with the expenses that I share with my partner. It always seems like our groceries are just some random high number !

  77. Catherine January 5, 2018 at 4:56 PM

    Would absolutely love to win Ms. Flanders budget books, so would appreciate them.
    Enjoy her blogs, emails

  78. Debbi January 5, 2018 at 5:06 PM

    I would love Cait’s planner. I struggle the most with activities with friends.

  79. Deni January 5, 2018 at 5:30 PM

    I would absolutely love to win Cait Flanders Mindful Budgeting Planner, as I struggle with impulse purchases which wreaks havoc on my budget. This planner is what I need to help keep me accountable. Thanks so much for the chance to win!

  80. Jodi January 5, 2018 at 5:31 PM

    I’m loving the Thought of winning the Mindful Budget planner. I’m trying to track my expenses and having a place to write it all down would be lovely.
    I’m also assuming the budget planner will have all the categories / info that I need to consider without me having to research this! Lol… I’m lazy that way. ;)

  81. JP January 5, 2018 at 5:41 PM

    I would like the side hustle journal. I’m interested in creating multiple streams of income.

  82. Susan January 5, 2018 at 5:58 PM

    I love the look of the side hustle journal, but I want to enter for the Mindful Budgeting.

    With great mental strength I’ve been able to reduce most of my “fun”, “extra” or “me” purchases but I just can’t seem to trim the food budget. I’d love to track my grocery spending better, and start breaking down cost per meal – so I can be more mindful of which healthy meals are also wallet friendly.


  83. Tamara January 5, 2018 at 6:18 PM

    Mindful budgeting because I ♡ Cait :)the area I struggle most with is wasting money – particularly eating out, other food waste, and shopping too much.

  84. Christina January 5, 2018 at 6:32 PM

    Eating out and clothes are my budget problem areas. I am trying to stick to a 5 top limit for clothes this year as I bought way too many tops.

    1. J. Money January 9, 2018 at 6:35 AM

      I like having a limit like that :) That’s approximately one top every other month – that sounds do-able?

  85. Bela January 5, 2018 at 6:56 PM

    Hard decision, but The Side Hustle Journal is my choice. What great items! I haven’t decided what to start as a side hustle, but am open to seeing options. Having the journal would be helpful for planning and logging.

  86. Aimee January 5, 2018 at 8:19 PM

    I would love the Mindful Budgeting planner. I struggle most with my groceries/eating out/household category between eating out too much and not shopping regularly, and the overall amount fluctuates from month to month. Tracking this for a few months will show me how much I am actually spending and hopefully give me a more realistic amount to be budgeting for this category. I also want to save $6000 for grad school this year (6% of the way there!) and would like a visual way to track my goal.

  87. Dawn January 5, 2018 at 8:28 PM

    The Mindful Budgeting Planner would be a great tool for me. I am a compulsive consumer so I really need to have an in your face budget to remind me what my priorities are. Thanks for the opportunity.

  88. Vicki January 5, 2018 at 8:41 PM

    I have been trying to simplify my life and finding ways to cut back so that I can go part time at work, and focus on what is important to me in my life. I have been working my way towards more of a minimal life style and I was listening to Cait being interviewed on the podcast “slow your home.” Cait was very inspiring and I immediately started following her blog, which lead me to your site. I am trying to immerse myself in all things related to budgeting and saving money. I am going to follow Cait’s year of spending less and have written down my rules for the year! I am slowly clearing and sorting through my stuff and tracking my spending. I would love a copy of mindful budgeting to begin my journey.

  89. Sharon K January 5, 2018 at 10:53 PM

    I would feel so blessed to get either one but I think I really need Cait’s budget planner at this time in my life. It’s the first time I’ve heard of either of these so now I have something new to explore. Thank you!

  90. Mindy January 6, 2018 at 1:31 AM

    For the Hustle Journal – I just purchased a domain but not sure how i want to proceed as I’ve never blogged before and it’s a little bit overwhelming when I’m in wordpress. This journal would be helpful to create mini goals so I continue to take action instead of frozen in fear. Haha

  91. Alicia January 6, 2018 at 2:20 AM

    Oh man, either one would be useful for me but I like the side hustle journal best. The one area I struggle with in my budget most is those ‘small’ daily expenses (like trips to walmart) that add up so quick!
    I haven’t decided on a hustle yet but I’m looking into selling on Amazon

  92. Kelly January 6, 2018 at 7:17 AM

    Thanks. I would like the chance to win the budget planner. I already am pretty diligent with my finances but there is always room for improvement. The area I would like to focus more on is saving more for retirement and traveling.

  93. Holly Brown January 6, 2018 at 7:56 AM

    Thanks for the awesome giveaway! I would like the budgeting planner! The area of my budget that I struggle with the most is all the small purchases that add up over time. I think having a paper tracker to carry with me or at least fill in every night with receipts would help me have a better picture of what I can cut down on to save.

  94. Kayla January 6, 2018 at 9:46 AM

    I’d love to try out the Mindful Budgeting planner. I struggle with keeping the entertaining/socializing piece of my budget in check. Thanks!

  95. Jolene January 6, 2018 at 10:56 AM

    I struggle with spending money and non-bill expenses. Still working out the details but this is the year of respecting money and really putting it to work for me…so yeah, I’m thinking I need the spending journal!

  96. Heather January 6, 2018 at 12:18 PM

    While both of these look amazing, I NEED the side hustle journal. I am currently juggling multiple side hustles along with my main gig (the newest being my blog) and could very much use a tool to help me organize it all.

  97. Collette Ezzell January 6, 2018 at 3:13 PM

    For the Mindful Budgeting Planner – what’s the one area of your budget you struggle with the most?

    That would definitely have to be my retirement. I’m 50, and after finally getting an empty nest, realized I did EVERYTHING for my child’s welfare and quality of life and now have literally nothing to show for it. I need to find a way to up my retirement savings quickly. Where to find that extra money? This planner would be helpful in excavating where my budget holes are.

    1. J. Money January 9, 2018 at 6:43 AM

      Ack – good job being on money websites now and getting the game plan in place! although there are plenty of worst ways to spend your money in life :) I bet you’re an awesome mother.

  98. deezer January 6, 2018 at 7:37 PM

    Would love to win the Mindful Budgeting planner. Struggle with “just in case” stockpiling and managing discretionary spending.

  99. Ali January 6, 2018 at 7:43 PM

    Mindful budgeting journal please.
    I struggle with paying down my mortgage as I am the only income earner (single mum). The balance just hovers around the same amount month after month. It’s like two steps forward and three steps back. Makes me feel uncomfortable!

  100. Christine January 6, 2018 at 8:28 PM

    I need the mindful budget planner. My receipt in the basket is just piling up. Haha. The holiday season really rack up my spending and so I would like a place to plan my spending in a single place

  101. Brad @ Fatherhood & Finance January 6, 2018 at 8:33 PM

    Definitely interested in the Mindful Budget Planner.

    We definitely struggle with our grocery budget the most. We hope to improve this year by buying the staples we always use in bulk and shopping reputable discount stores like Aldi and the like.


  102. Kenya F January 7, 2018 at 3:20 PM

    The Mindful Budgeting Planner for me! After getting laid off twice in 3 years, my debt has increased. SMH. I’m trying to get rid of it by the end of the year and this planner would be a great help!

    1. J. Money January 9, 2018 at 6:46 AM

      Man – what luck!!

  103. Krystel Calubayan January 7, 2018 at 4:06 PM

    The Mindful Budgeting Planner, please! The one area I need help with in my budget is keeping myself in check in my “splurge” category. Especially when I want to attend all these amazing money conferences this year ;)

  104. Mike S January 8, 2018 at 12:09 AM

    The biggest thing I struggle with in my budget honestly is food. Like going out to eat. I find it a waste of money and never include it in my monthly budget, if I do end up going out I just pull it from misc. Afterwards I always regret it because I think of all the better things I could have spent it on other than eating food that I’m just gonna process out in a few hours……

  105. Jarred Katzenberg January 8, 2018 at 12:13 AM

    what side hustle are you thinking of starting, or have already started, that you’re hoping this helps you with?

    This journal actually wouldnt be for me, its for my sister who has just started her Arbonne business/side hustle. Im hoping it will help her smash her goals as she works her side hustle to help her scale back her full time job.


  106. Elfin January 8, 2018 at 6:49 AM

    I’d love the Side Hustle journal because I like the idea of micro goals and celebrating small wins!

  107. Dianne January 8, 2018 at 7:15 AM

    The Budgeting Planner is what I need to get me back on track with my budget. I’ve paid off a lot of debt and auto-pay my bills. As a result, I have lost focus on what I’m spending. It’s the little things every day that I lose track of. I need to see the big picture on a daily basis.

  108. Nichole January 8, 2018 at 8:28 AM

    Since this post doesn’t say when the giveaway ends, I thought I’d try anyways! I would love the Side Hustle Journal for my new pet sitting/house sitting side hustle!

    1. J. Money January 9, 2018 at 6:50 AM

      Oops, sorry! It goes on for a week and ends on Friday the 12th at Midnight…

      Just updated the post so it now reflects it – good catch! (and of course you’re entered a-okay for it ;))

  109. JUDY January 8, 2018 at 11:21 AM

    I’m already signed up! :)

    The Mindful Budget Planner would be awesome in our home. My husband and I both love to use excel – but for some reason we never use it at home TOGETHER. We always write things down – so this would be PERFECT for us! and at the end of a few months – we can go back and re-evaluate things. Right now we just through away the previous months paper….. :/

    thanks for ALL that you do! Love being part of this community!


    1. J. Money January 12, 2018 at 4:12 PM

      And we love having you here :)

  110. Judith M. January 8, 2018 at 4:35 PM

    I would love to work with Cait Flanders’ Mindful Budgeting 2018 Planner. I have a few systems in place already (I track expenses in a file folder, have key payment dates on post-its, a first draft budget on the cloud) but I don’t have one central place that I can plug all my information into. This looks perfect. Thanks so much for considering me.

  111. Richard January 8, 2018 at 5:59 PM

    The side hustle journal for the win to move my side hustle of taxes up to the next level. Once it reaches critical mass the cost to me per return drops making it more profitable. Profit brings FIRE that much sooner!!!

  112. Jess Green @ Minimalist Fundraising January 8, 2018 at 8:25 PM

    I would love the Mindful Budgeing planner – definitely could use help getting our food budget under control! Plus I’m a huge fan of Cait :)

  113. SJF January 9, 2018 at 3:46 AM

    I definitely struggle with eating out and my grocery budget, so I’d like the Mindful Budget Planner if I win!

  114. Sam January 9, 2018 at 9:42 PM

    I would love to win the budgeting planner.. I currently do most of my budget/expense/income tracking in an Excel file, but I am a huge fan of writing things out with pen and paper. I think it could help me come up with some more creative savings goals!

  115. V Lieb January 10, 2018 at 11:49 AM

    I’d like the Mindful Budgeting planner, as I’m a late bloomer when it comes to being aware of my money and how it can work for me. Luckily I have a very budget savvy spouse, but it’d be nice to work through it together and up our money game.

    1. J. Money January 12, 2018 at 4:16 PM

      Being aware is the #1 thing :) Good thing to focus on!

  116. Lori January 10, 2018 at 12:13 PM

    I teach dance classes on the side and feel like this could be optimized. I also recently took up silversmithing and enjoy making jewelery. I would like to ensure that my hobbies are also efficient side hustles that might one day lead me to my ideal life set up. Therefore, the Side Hustle Journal would be so helpful in making daily progress.

  117. Jackie January 10, 2018 at 12:54 PM

    I would like to FINALLY start writing short stories and novels to sell on Amazon or online. The side hustle journal will definitely help with keeping me on track to finish this project and achieve my lifelong dream of being a published author.

  118. Kristel January 10, 2018 at 6:53 PM

    This is such a great giveaway, Jay! I’ve been reading your blog since 2015 when I was still based in the Philippines and it has helped me shift my mindset about money and open an investment account.

    I’d love to win the Hustle Journal. I just moved to the US last August 2017 and am still processing my green card. My previous lifestyle blog was about the adventures I had back in the Philippines because I never thought I would move here. There was also a death threat I received here from my husband’s crazy ex who stalks us on social media even if all our accounts were set on private so I deleted most of my social media accounts for our safety. That made me lose the following I’ve tried hard to establish in the Philippines.

    Last December, I changed it to since that is the stage of my life where I am now because I migrated here. There was also this dilemma for me when I was the one trying to move to the US that most of the information about processing a K1 visa was outdated. I’m working on content right now that would help most Filipinos who were in the same boat I was a year ago.

    My goal right now from this side hustle is not to earn money but to establish credibility with a whole new audience and use it as a portfolio of what I can offer once I can go job hunting. I graduated from one of the top universities back there and all the companies I worked for were well-known companies, but none of that matters here now because it’s a different ball game.

    I am also setting up a website for my husband’s computer repair consultancy. I want to help him take it to the next level this year through his own branding and online space.

    Looking forward to what more is in store for your blog. Cheers.

    1. J. Money January 12, 2018 at 4:18 PM

      Rock on!!! Love that you’re creating sites left and right haha… And I hear you on those death threats – I’ve received some too, they’re no joke :( I hope your husband’s computer biz takes off!!

  119. Elizabeth January 11, 2018 at 8:16 AM

    I’ve started a photography side hustle since I love travel photography, but I know I need to devote a lot more work to getting it off the ground if I actually want my photos to sell. The Side Hustle journal would be really helpful!

  120. Christina January 11, 2018 at 1:16 PM

    I would love a copy of Mindful Budgeting!

  121. J. Money January 15, 2018 at 9:27 AM

    UPDATE: Giveaway now over! Will be announcing the winners here shortly (Friday). Stay tuned :)

  122. Drea January 16, 2018 at 7:43 AM

    Ohhh maaaan – choose one?!

    The side-hustle looks very helpful, but I really think I need to get my living budget in line. I will decline to share exactly how many years I’ve failed in this respect, suffice it to say my retirement date will likely be never. But my motto is that it is never too late to improve myself.
    Mindful Budgeting is my choice. I struggle with impulse or emotional buys and cannot begin to add up the cost of my bad habit. Hence, the need for Mindful Budgeting. A tool that makes it more fun to be financially responsible.