#Overheard at the coffee shop – Volume VII

Morning my fellow $$$ nerds!!!

Ready to get out there and stack that cash?!

I won’t hold you up too much today, but before you get down to business I hope you’ll enjoy this latest round of #overheards from my daily coffee shop excursions…

I may be “wasting” $4.00 for coffee every day, but the entertainment I receive for doing so is priceless. And now it’s your gain too! ;)

So please to enjoy today – the latest installment of our #overheard series… Maybe I caught one of you spilling it out this month?


“I don’t go to stores because I buy $hit.”

A simple, yet often overlooked, piece of insight :)

“Sounds like you suffer from OFS… Oh Fart Syndrome!”

Two older ladies giving each other a hard time, haha…

“It’s okay to fail, but it’s never okay to suck.”

Should be a bumper sticker!

“Sometimes I walk into my house and wonder ‘where is the adult?'”

You and me both, haha… I have no idea at what point this happened, but it’s not nearly as fun as when someone else is in charge!

“This creepy guy showed up behind me in class today… he started out in a different seat, and then when I turned around minutes later he was right behind me”

I almost spit out my coffee on that one! That is creepy!!! And from what I gathered from the rest of the convo, it didn’t seem like he was interested in anything else in the class except her – *shiver*.

Person unexpectedly seeing her friend at the table: “You’re already done with work?”
Friend at the table: “Yup – only had to be in court for 6 mins today.”
Person: “Well that sucks.”
Friend: “Nah, not really – I get paid for the full 3 hours no matter how long I’m there for!”

I REALLY wanted to jump in and ask what he does, but didn’t want to be stalker’ish like that creepster up above, haha… Maybe one of you can take an educated guess though?!

“Be present and be nice. You do those two things and everything else will work itself out.”

This one was in regards to running a business, but obviously works in all areas of life :)

“If you look at his Facebook, it’s literally only pictures of him and his mom… so weird.”

I would LOVE to see this as a parent :)

“The love in my heart is keeping me from smacking you across your face right now…”

I almost had to move chairs after hearing these two people bicker for 15 mins, wow… Even put on my  headphones and could still hear them going after each other!

“Should we study something, and you know, talk about it? Or should we just hang out?”

Three college students trying to make the best use of their time… They ended up just hanging out.

“People who don’t math, don’t live long.”

Took me a while to make sure I heard that right, but after hearing “budgeting” and “pricing” come in shortly thereafter I knew it was ;) If you can’t understand the simple rule of spending less than you earn in life, you’re in for a rough ride! Math doesn’t lie!

“Can you really get pregnant without losing your virginity??”

The look on the other person’s face was priceless, haha…

“People are now walking away from excellent job offers because one of the rules is that you’re not allowed to have your cell phone with you.”

A mom of a millennial in disbelief talking to her friend… (and rightfully so!)

“I just spent a month in Australia, and I didn’t see a single plastic straw there… They were all made of paper or metal.”

This was really cool to hear :) Didn’t even know about paper or metal straws until the other month when some of y’all chimed in during my paper cup ban at Panera Bread… Such an easy and cheap alternative to do our part w/ the environment!

“I can’t find any wedding dresses I like or that I can afford, so I’m just going to sew it myself.”

Another awesome thing to hear!! Reminds me of when my wife wrote our own first dance song to dance to at our wedding, only she had to actually pony up some to get it recorded nicely :) One of the best gifts she’s ever given me.

“I love you, but like – I’m an a$$hole of a person. *Laughs*”

At least he knows himself? :)

“If I wanted to marry for money, I wouldn’t have gotten with someone who has a degree in education.”


(A guy being interviewed for a barista job)

Interviewer: “So, do you like coffee?”
Interviewee: “Um yeah… I drink it”
Interviewer: “Do you like people?
Interviewee: “Um yeah… they’re okay”

The guy did not get the job.


And then here are some gems that some of y’all have sent over :) Love that you’re joining me in the cause here! Haha…

From Hannah:

Kid: “I won.”

Dad: “No, that’s not how this works.”

Kid: “Daaaaaad, I won. Don’t you see these points?”

Dad: “Please don’t try to explain the rules of Pokemon to me. I was incredibly uncool in high school, and I know all the rules. I clearly won.”

From Nick:

From a mother to her daughter, probably around the age of 8 as she was looking at cereal:

Daughter: Mom, this one is cheaper, its only X.

Mother: But did you check the ounces?

Daughter: No

Mother: You need to check the ounces to see that you’re really getting a better deal.

They then busted out her phone and did the calculations… Gave me a warm tingly feeling watching the interaction until I had to move on because I realized how creepy I probably looked as 31 year old male.

And then lastly, from Cait Flanders who has been roaming around the world writing her 2nd book! This is more of an observance than an #overheard per se, but it was too interesting to not share with y’all… If you haven’t read Cait’s first book btw, you’re missing out! “The Year of Less

I’ve been thinking a lot about this girl who I often see at my coffee shop here. She comes in at very random times, and sets herself up at one of the tables… and then puts out a little box of business cards on the corner of the table, facing outward, for people to see.

I haven’t been close enough to see what her business is, or had the courage to ask her yet… But what’s even more interesting is I’ve NEVER seen someone go up to her table and talk to her. And yet… she still does it.

Something about it feels so open/vulnerable to me… like you’re just putting yourself on display, in a way! I don’t think I could do it, but I’m totally inspired by the fact that she does.


Overheard anything lately yourself? Let us know!

Happy Monday!

For all posts in the series, visit: #overheard

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  1. N December 9, 2019 at 7:51 AM

    Friend: “Nah, not really – I get paid for the full 3 hours no matter how long I’m there for!”

    Undoubtedly the friend was a police officer. It is fairly common practice to pay a minimum number of hours for a required court appearance on a day off no mater how long it takes.

    1. Lisa December 9, 2019 at 10:29 AM

      Can agree with this – I pay officer’s for high school football games – It kills me to write those checks!

      1. J. Money December 9, 2019 at 10:32 AM

        Ahhh that could make sense! Though he wasn’t in uniform, but maybe that’s not required or he got changed?

        1. kari December 9, 2019 at 2:51 PM

          Or it was an interpreter. If the deaf person doesn’t show, they get to leave or if the police officer doesn’t show, they get to leave too. They make good money….

          1. J. Money December 9, 2019 at 3:48 PM

            That’s a nice gig!

  2. Christine December 9, 2019 at 8:06 AM

    Well first off, since you’re writing a blog post about the coffee, that seems like an essential business expense, so deduct it!

    I feel that “where’s the adult” thing a lot at work. It’s like—“oh, it’s ME in charge?! Damn!” Don’t get me wrong, I’m by no means the boss—there are layers of people above me, but anytime I’m leading something, there are times I’d like someone else to look to!

    Re: straws…Hawaii also banned plastic straws.

    and your wife writing your first dance song=sweet and awesome!

    1. J. Money December 9, 2019 at 10:33 AM

      Thanks Christine :)

      Interesting about Hawaii – didn’t know that!

    2. Lonelle December 9, 2019 at 12:16 PM

      California has also banned plastic straws (and we have to pay for plastic bags at the grocery store!)

      1. Jen December 9, 2019 at 12:26 PM

        Some cities in California have banned plastic bags and we have to pay for paper grocery bags.

  3. Megan December 9, 2019 at 8:08 AM

    I agree that most of us should be using paper/metal/wood straws, but the plastic straws are the only straws that work for some people with disabilities, so they still need to be an option.

    1. J. Money December 9, 2019 at 10:33 AM

      Oh wow, really? Because they’re more flexible or something?

  4. Chris @ Mindful Explorer December 9, 2019 at 11:32 AM

    That Pokemon one was pretty darn funny, I was uncool in high school don’t argue with me hahaha . Keep up the great work on finding these gems (I also miss Cait blogging)

    Yup, single use plastic needs to be dealt with my man. Vancouver up here north of the border just passed new bylaws. No single use plastic straws, plastic bags and no styrofoam food containers. Next year they will be working on the recycling fee for single use coffee cups etc. I’m currently working through #PlasticFreeDecember challenge with a few other bloggers and is going great.

    1. J. Money December 9, 2019 at 3:49 PM

      Ooooh that’s a great challenge to do!!! And probably much harder than it sounds! :)

      Just logged into email and saw a cple notes from Cait – will tell her you say hi!

  5. Slackerjo December 9, 2019 at 11:40 AM

    Me: What model do you have?
    Grumpy Old Man: Woman you are asking questions, I am spose to be asking questions!
    Me: I can’t answer your questions if I don’t know the model.

    This is the Hell Known As The Holiday Season.

    1. J. Money December 9, 2019 at 3:50 PM

      Haha… sorry to hear that ;)

  6. Hillary December 9, 2019 at 11:54 AM

    “I just spent a month in Australia, and I didn’t see a single plastic straw there… They were all made of paper or plastic or metal.”

    Is this an error? I dont think you mean to write paper “or plastic” or metal


    1. J. Money December 9, 2019 at 3:50 PM

      Oops – good catch! Must have heard it wrong, though I remember her saying *3* things so wonder what the third could have been then?

  7. Amy December 9, 2019 at 12:30 PM

    Love these, always good for a smile or laugh on a Monday morning. But I would have thought OFS would have been ‘Old Fart Syndrome’, because they’re, you know, old farts? Lol, perhaps the way youngins said ‘Ok Boomer’ before 2019 (eyeroll).

    1. J. Money December 9, 2019 at 3:51 PM

      You could be right and I just heard wrong! I’m usually head down in my work and swear not trying to pay attention to people, haha… Some are just so loud and/or crazy! :)

  8. Sandy December 9, 2019 at 3:50 PM

    I couldn’t reply above to your question of why some disabled people can only use plastic straws. Here’s a quick chart explaining why. A lot of these bans really harm and can even kill some of the most marginalized people. It’d be much better if everyone else just chose not to use plastic straws.


    1. J. Money December 9, 2019 at 3:53 PM

      Wow – thank you for this!! Just popped over and so many reasons this could be bad, I would have never known :(

  9. Samantha December 9, 2019 at 4:34 PM

    For that last one – I bet anything that entrepreneur lady putting out her business cards on the edge of the table (and everyone ignoring) is part of an MLM. I’ve seen those around – they are selling makeup or purses or something for some gigantic corporation, and just calling and bothering all their friends and family to join it too. So annoying.

    1. J. Money December 10, 2019 at 6:23 AM

      HAH!!! You could be right!!

  10. Shnugi December 9, 2019 at 6:02 PM

    I’m on the train and a guy keeps saying “ok ping pong” as a catch phrase.

    1. J. Money December 10, 2019 at 6:23 AM

      so random?!

  11. Aussie December 9, 2019 at 7:30 PM

    I live in Australia and we have lots of plastic straws here. Paper and metal straws sounds like an inner city hipster cafe thing but I wouldn’t know because paying 40 dollars for a piece of toast with smashed avocado and a Paw Paw smoothie with a metal straw is not a very frugal habit.

    1. J. Money December 10, 2019 at 6:23 AM

      Stop, haha…

  12. paula December 10, 2019 at 12:46 PM

    My favorite turned out to be a band name. I couldn’t figure out where my acquaintance came up with the name, and it turned out he loves to ride the trains and (possibly) mishear random things.

    The band name? Sparkle Carcass.

    And yes, there have been a few bourbon-tasting evenings where a few of us competed in a sketching contest for their new logo…

    1. J. Money December 12, 2019 at 6:55 AM

      Ahhhh so cool!!! And random! hahaha…. going now to google and see if I can hear any sweet tunes from them :)

      And there they are! You weren’t kidding!


  13. taylor December 11, 2019 at 11:44 AM

    I love the one about checking the ounces to make sure it’s actually cheaper. I distinctly remember my mom teaching me this — it’s surprising how often it’s exactly the same price or slightly more expensive to buy the bigger box. But we’re engrained to think buying in bulk is cheaper.

    1. J. Money December 12, 2019 at 6:56 AM

      Haha yup!! Those marketers are good!!

  14. BJ December 11, 2019 at 7:27 PM

    Overheard on the streets of Brooklyn, New Yawk: “Don’t make me cross the street just to kick your ass.” More than 10 years later and it still makes me laugh when I think of it.

    1. J. Money December 12, 2019 at 6:58 AM

      Haha… classic.

  15. Deanna @Recovering Women Wealth December 11, 2019 at 10:33 PM

    These are my favorite. People are the best. I have nothing to add other than keep on keepin on & thanks for making me laugh

    1. J. Money December 12, 2019 at 6:58 AM

      I got you, friend!! Life would be pretty lame without some joy in our lives :)