Good morning, guys! Happy Friday!! I have a confession to make. I’ve been a naughty investor. I just entered into a highly speculative, extremely risky,…
Posts Published by 5am Joel
My Cliffs Notes on How to Make, Save and Invest Money
I received a sobering comment the other day… “Joel, thanks for the nice stories and happy emails but please give us some content that’s actually…
All About Wills and Estate Planning in Plain English
Wow — there were a ton of responses to the recent letter to my wife post about estate planning if I were to suddenly die….
Wanna Win $1,000? Apply for the 401k Champion Award!
Attention 401k lovers!!! Want to win 1000 bucks!? It’s time to enter the 3rd annual 401(k) Champion Award competition! Three $1,000 prizes will be awarded…
What Is FUD? (Don’t Fall for It!)
I learned a lot of sales and marketing techniques throughout my career. I want to share one with you today that I see a lot…
I Could Have Been FI by Now …
Have you ever looked back and thought, “If I didn’t make that dumb-ass financial mistake years ago, I would have had XXX more money right…
Net Worth Report #13 “Unlucky for Some” (Down $22,730) 😭
Maybe you’ve noticed … I’ve been naming all of these net worth reports according to bingo sayings for the last year… (2 = One little…
3 FinTech Innovations I Want You to Know About
October 14, 2021 update: After this post was published, Joel made a personal investment in LifeGoal Investments. Just got back from FinCon in Austin last…
11 Fun and Weird Money Superstitions 🐸
Back in 2008, a co-worker came up to my cubicle and put this ceramic figurine on my desk. It’s a tiny little cat with one…
Time Is Money. And Money Is Time.
You’ve probably heard the saying time is money. As weird as it sounds, it was one of my favorite concepts growing up. As a teenager,…