With interest rates so low right now, a question on every homeowner’s mind is, “should I refinance my mortgage?” And what about doing a refinance…
Posts Published by 5am Joel
Selling our car online … Are people even buying cars right now?
“Good luck, man. Nobody is buying used cars right now. You should’ve sold it six months ago before COVID happened.” This is what one of…
My New 401k Plan … What’s Great (And Not So Great)
Woo hoo, it’s official! I’ve changed contracts at work and my new 401k retirement plan is being set up next month. I want to share…
How to Harness Your Emotions for Financial Success
[It’s typical for a financial advisor or money coach to tell you to “Leave all of your emotions out of financial decisions!”?… Well, today’s guest,…
101 Ways to Get a Raise at Work
This post started out as “7 ways to get a raise at work.” But as I was typing and brainstorming, more and more ideas started to…
New Job Benefits, FI Workshops, and What Is J$ Up To?
Time flies! It’s been two full months since taking over this blog. I haven’t gotten any death threats yet, the nasty feedback I receive is…
How to Find Estate Sale Deals (From a Beverly Hills Bargain-Hunter!)
I can’t wait for this COVID thing to be all over … when everyone’s healthy and safe, I can resume one of my guilty pleasures…
How to Give Stock to Children With a UGMA Custodial Account
When my wife was a baby, one of her Aunties created a gift account and put a few thousand dollars in it. This Aunt was…
Investing With Family … the Good, the Bad, the Meh
Are any of you guys investing with family members or co-owning any assets with siblings? Like partnering on rental properties, businesses, and joint estates or…
Yes, You Can Buy a Rental Property in Another State
In 2015 my wife and I bought our first rental property together. We were living in Los Angeles at the time and couldn’t afford to…