35 excellent money quotes you’ve never heard of before

I was going to paste up a bunch of the most popular money quotes here today, but then figured it might be more fun to share some of the more obscure ones :)

And I know many of these are obscure because I’ve plucked them mainly from rappers and finance bloggers!! Haha…

So please to enjoy, 35 new one-liners you can add to your motivational repertoire…

Let’s see if we can get them into the mainstream!! ;)


“Costs are like fingernails, they always have to be cut.” – Carlos Sicupira


“You are not a loan. You are not alone.” – Melanie Lockert


“Just because someone has more doesn’t mean you don’t have enough.” – Mr. Groovy


“Never be in a hurry to spend money you don’t have.” – Joshua Becker


“A millionaire is made ten bucks at a time.” – Mr. Money Mustache


“The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went” – Unknown


“Treat your savings account like just another bill. It has to be paid every month or there are consequences.” – Sophia Amoruso


“The first $100,000 is a bitch, but you gotta do it.” – Charlie Munger


“There’s never enough money to do things perfectly, but there’s always enough money to make a start.”
– Unknown


“If it don’t make dollars, it don’t make cents.” – Jeezy


“Debt is an income depressant.” – Bridget Casey


“Build the life you want, not the bank account you want.” – InvestingDoc.com


“There are two ways to be rich: One is by acquiring much, and the other is by desiring little.”
– Jackie French Koller


“The single greatest challenge you face as an investor is handling the truth about yourself.”
Jason Zweig


“Don’t go broke trying to look rich.” – Unknown


“Don’t trade away your biggest dreams for small lifestyle upgrades” – Ms. Montana


“We own money. Not the other way around.” – FinanciaLibre


“A rolex will never buy you more time.” – The Minimalists


“I like my clothes the way I like my stocks: I buy and hold.” – The Luxe Strategist


“Don’t chase the paper, chase the dream.” – Diddy


“There’s no perfect time to start being frugal.” – Frugalwoods


“Count your blessings more often than you count your money.” – Dolly Parton


“An object in possession seldom retains the charm it had in pursuit.” – Pliny the Younger


“Ain’t nobody gonna pay you like you pay yourself.” – Cam’ron


Freedom > Money > Stuff” – J. Money


“No one has ever become poor by giving.” – Anne Frank


“Busy schedules make busy people.” – Brian Gardner


“Abundance is a full heart, not a full house.” – Courtney Carver


“Having money isn’t everything, not having it is.” – Kanye West


“The only reason a great many American families don’t own an elephant is that they have never been offered an elephant for a dollar down and easy weekly payments.” – Mad Magazine


“A bull market is like sex. It feels best just before it ends.” – Barton Biggs


“Life can be improved by adding, or by subtracting… the secret is to focus on subtracting.”
Derek Sivers


“I try to treat all the money I’m making like it’s the last time I’m going to make it.”
– Eminem (Hat tip: MsFiology.com)


“Debt is nothing but financial clutter.” – Amanda Page


And lastly…

“Money is like manure; it’s not worth a thing unless it’s spread around encouraging young things to grow.”
– Thornton Wilder


Have any that really inspire you??

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  1. Sandra April 12, 2019 at 7:51 AM

    Love the one from Mad Magazine. Ah, the lure of easy credit. :)

    1. J. Money April 12, 2019 at 9:52 AM

      I laughed pretty hard when I saw that one ;)

  2. Bryan April 12, 2019 at 8:38 AM

    Charlie Munger – OG

  3. Steven April 12, 2019 at 10:11 AM

    Oh, Charlie:)

    “The first $100,000 is a bitch, but you gotta do it.” – Charlie Munger

    Great quote, although are you sure he didn’t say this as Puff Daddy or P Diddy?;)

    “Don’t chase the paper, chase the dream.” – Diddy

  4. Deanna April 12, 2019 at 10:12 AM

    Thanks for the hat tip ;)

    Have a great weekend, J$! Hey are you going to tell us what you end up choosing on the mortgage??

    1. J. Money April 12, 2019 at 1:52 PM

      Of course!!

      But first I gotta find *the house* :)

  5. Life Outside The Maze April 12, 2019 at 11:06 AM

    Ohh man, I’ve always wanted to be quoted like Benjamin Franklin. Sooo jealous. I have always liked this quote:

    “When a person with money meets a person with experience, the person with the experience winds up with the money and the person with the money winds up with the experience”
    — Harvey MacKay

    1. J. Money April 12, 2019 at 1:51 PM

      Hah! That is good!!! Gonna have to borrow that one from you :)

  6. Rita Váradi April 12, 2019 at 11:42 AM

    The best things in life are free.

    1. J. Money April 12, 2019 at 1:50 PM

      True dat.

  7. Adam April 12, 2019 at 3:13 PM

    Anne Frank… man, right in the feels.

    1. J. Money April 15, 2019 at 4:26 PM

      Every time!!

  8. [HCF] April 12, 2019 at 5:33 PM

    Maybe not the best translation but I would add the following:

    “Money is like medicine – if not used well: it will become poison.”
    /Károly Eötvös/

    1. J. Money April 15, 2019 at 4:27 PM

      Haha… that one works well too :)

  9. Linda April 12, 2019 at 6:14 PM

    These quotes are great.
    How right was Pliny the Younger and still is today.

    Can’t tell you how many objects around our home I don’t care about now that they are here!
    We should all practice cart abandonment more.

    On a more somber note, thank you for including Anne Frank’s, especially given her circumstances!

    1. J. Money April 15, 2019 at 4:27 PM

      Glad you enjoyed these, Linda :)

  10. Frogdancer Jones April 12, 2019 at 6:28 PM

    I bloody love this post!
    It’s the first thing I’ve read this morning, cup of coffee in hand, dogs curled up on the couch around me.
    What a great way to start the day!

    1. J. Money April 15, 2019 at 4:29 PM

      heyyyy what a compliment!!

      thanks for making my day – even though I’m 3 days late to seeing this! :)

  11. Tonya April 12, 2019 at 9:36 PM

    My favorite is “Debt is an income depressant.” – Bridget Casey. As of today, I no longer have a monthly car payment. Which makes me want to revisit this gem:


    1. J. Money April 15, 2019 at 4:31 PM

      Awww yeahhhh!!!

      I saw him sing that live the other year – so good!!!

      Congrats on your debt slaying!!! What are you going to do with all that freed up money now???!! :)

      1. Tonya April 20, 2019 at 5:21 PM

        It’s not completely “freed up.” We’re channeling the car payment toward slaying another debt. Just got a medical bill for almost $4,000. The really ridiculous thing is that it is from almost 4 years ago and now they’re calling me every day about paying this “past due” bill. Can they really call it past due if they billed me for the first time for it 2 weeks ago?

        1. J. Money April 22, 2019 at 6:55 AM

          Ughhh… Medical stuff is the worst, I’m sorry :(

        2. L. Ferguson June 2, 2020 at 2:42 PM

          Tonia, If that bill is from 4 years ago, it’s probably been sold to a collection agency. The original lender has sold it to a 3rd party lender. Tell them to send you the original contract that you signed. If that fails to stop the harassment, simply tell them to stop calling you. There are laws in lending and these collection agency’s are not allowed to harass you. In 3 years. It will be off your credit anyway. My information came from a lady who worked for a credit bureau.
          BTW, the 3rd party lender never has the original contract. Do your own research.

  12. PD Norris April 13, 2019 at 1:41 AM

    Dollaz N Sense ol skool jam by DJ QUICK 1995. I still rock that CD. Jeezy must have borrowed it (sampled) like most recording artists nowadays.

    1. Calvin April 15, 2019 at 10:22 AM

      I was thinking the same thing! Some rappers know how to do it right.

      1. J. Money April 15, 2019 at 4:31 PM

        Didn’t even catch that!

        You guys are up on your game…

  13. Mr. Groovy April 13, 2019 at 5:02 AM

    Thanks for including me. Somebody likes me! They really like me!

    1. J. Money April 15, 2019 at 4:34 PM

      Haha… so much so that I’ve saved that for years now :)

  14. The Working At Home Man April 14, 2019 at 2:34 AM

    Hi J Money,
    Charlie Munger’s quote – gotta love it!
    The quote rings so true as the first 100K is where you create your scaffold for financial independence.

  15. Eme Stephen April 17, 2019 at 4:42 AM

    “No one has ever become poor by giving.” – Anne Frank
    Ah, the mystery of giving. I guess we will never fully understand why this is so.

  16. Norma October 5, 2019 at 1:14 PM

    Just read this one,

    “In the beginning, you feed your money tree and, then later on, your money tree will feed you.”


    1. J. Money October 7, 2019 at 2:59 PM

      Amen on that.

  17. Charles May 13, 2020 at 3:31 PM

    Its better to have real silver, over fake gold. —-Charles Harding

    1. J. Money May 13, 2020 at 5:39 PM

      Love it!!

      Actually never heard that one before!

  18. Sal from RevenueLand June 30, 2020 at 1:08 PM

    Here are some translations from Italian that are quite cool:

    “It has nothing to do with more or less money: a billion more or less doesn’t change your life”.
    “Many dream of money because they have no other dreams to dream”.
    “It’s the money that gives you ideas”.

    The best quote in your article is undoubtedly:
    “Just because someone has more doesn’t mean you don’t have enough.”

    1. Joel June 30, 2020 at 1:21 PM

      Thanks, Sal, these are awesome! I had never heard of any of those.