#Overheard at the coffee shops… Remember those?


GO US!!!

I wish I had something exciting to reward you with, but I suppose it’s rewarding enough just to read my clever notes here, eh? ;) Can’t be too bad out there if The Sexy is still around! Lol…

(okay, that was bad)

In all seriousness, though – I miss coffee shops like a mother, so thought we’d go down memory lane and share some of the last #overheards I managed to grab before the chaos struck. Not many financial gossips in this batch, but I sure am saving more now that I’m not visiting cafes every single day! So that’s worth something, right?! RIGHT???!

Hope you get a good laugh out of these…

And that I didn’t catch any of you here in the act ;)


“A beard is like sweatpants for your face”

Nothing truer has ever be spoken, haha…

“Inside of every man there is a little junior high guy inside of them.”

Okay, except for this one :) I admit I still see myself as a pre-teen still trying to figure things out! I’m certainly not a FATHER OF THREE as it appears to everyone else?! I still look around for the adult in the room whenever one’s needed!

“Do you have a radiator I can dry my hat on?”

Now this one was the highlight of my day…. :) Just imagine a dripping wet 70-year-old coming in from a sudden rainstorm and asking the barista to dry his hat out for him. With a radiator no less! But while they couldn’t appease him in that regard, they did have something else that could do the trick – an oven. Lol… A few mins later it was dry and crispy again :)

“My husband finally got his PHD! I think I need a certificate for not divorcing him throughout it… He’s been A.B.D. for awhile now – All But Dissertation”

Low blow!!! But as a spouse who also lived through this, it def. does seem to go epically slow, haha…. Do NOT miss those days one bit while our growing family was living off my dwindling blog income at the time… But all that work’s since paid off and the Mrs. continues to climb and bring home that health insurance!! Oh, and also an income!

“Don’t make me cross the street just to kick your ass.”

From BJ:

Overheard on the streets of Brooklyn, New Yawk…

More than 10 years later and it still makes me laugh when I think of it!

“OK ping pong”

From Shnugi:

I’m on the train and a guy keeps saying “OK ping pong” as a catch phrase.

“If you are saving for retirement, you must be dead inside.”

From James:

Two young women having dinner together… Overheard at a restaurant by a friend who found it so ridiculous and knew I would appreciate it. I have many questions for this person! – James

“Sparkle Carcass.”

From Paula:

My favorite #overheard turned out to be a band name. I couldn’t figure out where my acquaintance came up with the name, and it turned out he loves to ride the trains and (possibly) mishear random things.

The band name? Sparkle Carcass.

And yes, there have been a few bourbon-tasting evenings where a few of us competed in a sketching contest for their new logo…

“STOP COMPLAINING! There are only two people in the world, those who don’t want to hear your problems, and those who are glad you have them!”

-“Mad” Max Speedwell

And then the line that still echoes strong all these years later:

“The challenge is not to touch it.”

Told to a 13 y/o by a 65 y/o trying to instill some good lessons while in the check-out line at Target, lol… Never a bad place or time to spread the financial gospel! And just as relevant today than ever!

Keep on keeping on everyone…

Life is still good despite the disruption!

For past posts in this series –> #overheard

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  1. Chris ODonnell March 20, 2020 at 9:20 AM

    I was just thinking…I’m not really looking forward to the weekend. During the week I’ve got work to distract me for most of the day – but on the weekends, especially this weekend with the crappy weather forecast, what do I do with all my time? I don’t have 3 kids at home to distract me!

    1. J. Money March 20, 2020 at 9:30 AM

      Is that an offer to babysit?????! :)

      What about building out a new website/project that does something good for the world?!

      Like ships me one beer every time I click a button? :)

  2. J March 20, 2020 at 10:15 AM

    I’m still waiting for this work from home/most of the stores and events are closed/canceled environment to cause a drop in my spending. I’ve easily been spending twice as much since this all started. Me: Need to get out of the house? Shoulder Devil: It’s a great time to go buy food out every night because you are helping struggling restaurants and staff when others are taking a bigger financial hit. Shoulder Angel: I agree with all of that. Me: Oh look the grocery store is open. Shoulder Devil: You should go into Trader Joe’s and buy some more food items because you haven’t been really stocking up to WFH for 5 weeks. Shoulder Angel: I’m just going to go on vacation right now. You don’t need me. Shoulder Devil’s got this.

    1. J. Money March 20, 2020 at 1:28 PM

      Haha….. Shoulder devils are great, aren’t they? ;)

      And honestly anything you can do to keep yourself calm and collected at the moment i’m all for it – even if it means spending a little more than normal. So now you got a J$ angel too to reconcile with! :)

      1. Lisa March 20, 2020 at 2:42 PM

        I have to say, the shoulder devil made me blow my entire grocery budget plus another half when my kid was tested AND HE DOESN’T EVEN LIVE AT HOME! And no, I didn’t buy toilet paper : )

        1. J. Money March 20, 2020 at 3:04 PM

          Okay wow, haha…

          Is he doing okay, though?!

  3. stephanie t March 20, 2020 at 11:38 AM

    On my walk yesterday in an attempt to maintain some semblance of sanity, a random thought. You’d posted recently about going cashless.

    No freakin way! How am I gonna fill up my change jar??? Horror of horrors.

    I think this shelter in place is getting to me….Happy Friday!

    1. J. Money March 20, 2020 at 5:00 PM


      Coins will ALWAYS be important. Even to just a few of us ;)

  4. Ride the Dollar March 20, 2020 at 2:01 PM

    Sparkle carcass: The challenge is not to touch it.

    Indeed, it’s a challenge.

    1. J. Money March 20, 2020 at 2:38 PM

      Stop, haha..