New Book Out (and Giveaway): “Financial Freedom” by Grant Sabatier of

Hey guys!

Gotta new book for your edification!

It’s called “Financial Freedom: A Proven Path to All the Money You Will Ever Need,” and I have a feeling it’ll be blowing up our space here for quite a bit…

It just dropped today (Congrats, Grant!), and here’s a clip about it from the author’s own mouth:

“The book is a blueprint for fast-tracking financial independence through personal finance, investing, and entrepreneurship, all broken down step by step. It’s the why, what, and how. I also share all of the mistakes I’ve made, as well stories and strategies from others who’ve done it too. It’s definitely not your typical money book.”

And Grant isn’t your typical guy/blogger either ;) I don’t know how he does it, but I’ve never met anyone who’s both “chill” and “intense” at the exact same time, haha… Or who’s had such a drastic turnaround in the past handful of years! Check this out:

  • At 24 he was unemployed, living at home with his parents with only $2.26 in his account
  • 5 years later he had grown his net worth to over $1 million!
  • By the time he hit 30 he had reached financial independence!!

Super smart, and overall NICE guy, and you’ll probably start hearing a lot more about him over the years… Here’s his blog if you haven’t visited it before –>

(True story – one of the first times I remember coming across him was when someone offered to buy his domain for $45,000 – which he turned down. Why? “Millennial Money is an idea bigger than me. I want it to become a platform that empowers Millennials (and others too) to make smarter money decisions. I believe that Millennial Money has the potential to impact people’s lives and it’s hard to put a price on that. Although it’s more than $45,000 :)” I’d say it was a good bet, haha…)

Here’s a couple more details on what you’ll find in the book:

  • How to create profitable side hustles that you can turn into passive income streams or full-time businesses
  • How to save money without giving up what makes you happy
  • How to negotiate more out of your employer than you thought possible
  • How to travel the world for less
  • How to live free — or better yet, make money as you live your life
  • How to create a simple investing portfolio that only needs minor adjustments
  • How to think creatively (there are so many different ways to make money!)

You can pick it up right now on Amazon if you don’t want to wait, or try your hand at winning it below. Here’s the Amazon link: Financial Freedom: A Proven Path to All the Money You Will Ever Need

Want a FREE copy of Financial FREEdom? ;)

financial freedom book

Answer the following question below in the comments or via email, and I’ll randomly select one of you to win it by the end of the week… You gotta have a U.S. address though so it doesn’t cost more than the sticker price to ship it :(

What would you be doing right now if you were already financially free??


Please pass this around to anyone you think could be helped by this book!

And big thanks to Grant for providing us with these copies, as well as the kind words in the acknowledgement section :) (Yes, that was a humble brag, haha… but it’s always fun seeing your name in books! Especially when you never publish any yourself!)

UPDATE: Giveaway now over! congrats to Blair P for winning the book! Hope you enjoy, man!

// Links to Amazon above are affiliate links

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  1. Janet February 5, 2019 at 5:55 AM

    My answer is always the same! Travel and just chill doing all the things I love (mainly, napping)!

  2. Kate February 5, 2019 at 5:55 AM

    Right now I’d be house hunting with a friend (and carrying a big cheque book) who is about to become homeless due to cuts, cuts, and more cuts to disability benefits and social housing in the UK. Really.

    1. J. Money February 5, 2019 at 6:26 AM

      Ugh, sorry to hear that :(

  3. DNN February 5, 2019 at 5:57 AM

    That’s a good look right there giving away a free book. That’s good for business and getting more $ gUaP $ !

  4. shannon February 5, 2019 at 6:17 AM

    I would be helping others become food stable and living quietly without the rat race.

  5. Tracy February 5, 2019 at 6:18 AM

    I would be doing some kind of work (volunteer or paid) with horses.

    1. J. Money February 5, 2019 at 6:27 AM

      Horses do need some good loving :)

  6. Pearl February 5, 2019 at 6:26 AM

    We would travel a lot more. Thanks for the giveaway!

  7. Leigh Blake February 5, 2019 at 6:34 AM

    I would be traveling and getting into my TBR list

    1. J. Money February 5, 2019 at 7:45 AM

      TBR – hah! Had to google that one :)

  8. Antonis Kordatzakis February 5, 2019 at 6:42 AM

    I would be travelling with my RV, playing music with my wife! <3

    1. J. Money February 5, 2019 at 7:46 AM

      That sounds fun!!

      What type of music do y’all play?

  9. Barbara February 5, 2019 at 6:49 AM

    Hi! I’d be traveling the country, living in my RV, stopping along the way to settle in some of my fave places to volunteer and clean up the national parks! Ahhhhhh…can’t wait!!!

    1. J. Money February 5, 2019 at 7:46 AM

      And I bet they need as much help as they can get right now too because of that dumb shut down!! We gotta hurry up and get you there! :)

  10. Stephanie February 5, 2019 at 7:04 AM

    Right now, I would say sleeping in! I get up at 4:30 in the morning to try and beat traffic. Hiking, kayaking, reading and baking will just be icing on the cake as they say ;)

  11. Kenny February 5, 2019 at 7:13 AM

    I would be doing the same thing probably and continuing to work since I’m still early in my career at 28, but would definitely travel more and go to all the places I’ve always wanted to visit :)

    1. J. Money February 5, 2019 at 7:47 AM

      Sounds like you already won having a job you love :)

  12. Kimberly Kaminsky February 5, 2019 at 7:20 AM

    – Travel (long, unhurried trips)
    – Start a finance blog
    – Start an analytics blog
    – Learn new languages (start with Spanish as my husband is fluent)
    – Read hundreds of dystopian novels
    – Write a dystopian novel
    – A long walk every day
    – Work out more
    – Spend time cooking healthy meals

    1. J. Money February 5, 2019 at 7:48 AM

      You’re gonna be busy! Haha…

  13. Chris February 5, 2019 at 7:44 AM

    Way more time with family. My parents are retired and I still hardly see them. It would be good for my kids to see them more too.

  14. Elyse Kelly February 5, 2019 at 7:46 AM

    I would be learning to live at a slower pace instead of rushing through the day to do all the things I want to do.

  15. MK February 5, 2019 at 7:52 AM

    I would be actively creating a serene life for myself…..pursuing my creative side that’s been so neglected, seeking off-the-beaten-path natural places to travel and decluttering my house. I dream of ditching the to-do list and just greeting each day as something to be enjoyed.

  16. Chad February 5, 2019 at 7:54 AM

    I have always worked for someone else so even being financially independent I think I would start my own business which has always been a dream of mine but it would be something I enjoyed like a cool retro toy store that covers toys from 70’s , 80s and 90s etc and probably also a section for sports cards to relive my childhood.

    1. J. Money February 6, 2019 at 1:18 PM

      Haha I’d come visit that store! :)

      (And can help you fund that card store section too as I’ve got a ton left I still need to find what to do with!)

  17. Ashley February 5, 2019 at 7:56 AM

    I’d be staying at home with my 8-month old daughter – taking her on walks through the park and visiting the library for baby and me read alouds.

  18. JP February 5, 2019 at 7:57 AM

    If I were already financially free – I would stop my 3 hour daily commute and focus on improving myself as a husband and a dad. I would do this by spending time with my kids before they choose friends over parents, rediscover my wife and possibly start on new projects to accomplish together, and then work on me – improving health, volunteering/mentoring, and discovering new hobbies. Although there are many ways to accomplish this, I suspect that being able to build a successful side hustle and a passive income stream that comes with it – in and of itself brings one some degree of ease and confidence. And that ease and confidence can easily compound into greater success and opportunity especially when supported by the proper foundation of family and health.

    Yeah that is what I would do,

    1. J. Money February 6, 2019 at 1:19 PM

      Ahhh I want that for you right NOW and not later!! There has to be a way to start fitting some of this in??

  19. Nikki February 5, 2019 at 8:04 AM

    I would continue doing what I’m doing right now. I’m on maternity leave with my 3 week old son. If I were financially free now, I’d quit my job and raise my son. This is the hardest, most rewarding thing I have ever done. And that’s after two deployments to war zones.

    1. J. Money February 6, 2019 at 1:20 PM

      Haha – sounds about right.

  20. Cricket February 5, 2019 at 8:06 AM

    If I was financially free I would either go back to become a Family and Consumer Science (home ec) teacher or educating people about money, especially those of us on the low end of the income spectrum

  21. Alicia February 5, 2019 at 8:11 AM

    I would take more time with my family!! Get out of retail!! Travel and spend some time volunteering and helping the rest of my family’s day friends get financially free also. The sense of relief and freedom would AMAZING!

  22. Joe Wells February 5, 2019 at 8:14 AM

    I would be spending more time with my girlfriend and family, spending more time on my writing, and training a lot harder for the half iron man I’m working towards.

  23. Kristi Romspert February 5, 2019 at 8:14 AM

    I would be traveling, visiting family that lives far away. I’d be sending both of my kids to college and enjoying life.

  24. Donna Thompson February 5, 2019 at 8:15 AM

    First, I’d leisurely travel and experience living the life of other cultures. Secondly, I’d write about the different attitudes, in other cultures, in comparison to my own personal experience living here. All along, I’d finally have the time to work on developing my artistic skills.

  25. Lisa February 5, 2019 at 8:16 AM

    I would use the experience I’ve gained in my job to help others. I love what I do, and just can’t see myself sitting on my a$$ everyday. And the TBR pile? That would start to shrink, for sure ; )

  26. Paul February 5, 2019 at 8:23 AM

    What would you be doing right now if you were already financially free??

    Well I certainly wouldn’t be commenting here begging for a free book. I would probably open and manage a gym. I know neighborhood gyms don’t make a lot of money but I wouldn’t really care, I’d just try to create a certain atmosphere where everyone was welcome, where meat head and casual gym goer want to co-exist. Really create something that is more than just a gym, but a social scene for people too. Also, I’d play smash bros while my kids were at school and finally get better than my 8 year old who keeps owning me with Kirby…

    1. J. Money February 6, 2019 at 2:09 PM


      I’d come hang out at that gym! And maybe even work out a little too :)

  27. Don Tillery February 5, 2019 at 8:27 AM

    Hey J Money, I would build a business that focused on our younger generation by going to the middle schools and high schools to teach the students about money management. It seems like we don’t make money management a priority until there has been a mistake or something devastating happen. Teach everyone early and we can reduce these struggles young people have to go through.

    1. J. Money February 6, 2019 at 2:23 PM

      Yup! But make sure to make it *interesting* so people actually pay attention! Most of us at that age couldn’t care less about “financial management” haha… But call it “how to be a millionaire” or “how to never work again 101” and you’ll have quite the # of signups ;)

  28. Chris February 5, 2019 at 8:29 AM

    What would you be doing right now if you were already financially free??

    Creating short biography videos of my family members over 60, so that the young generation can see who their older family members really are, and what they went through.

    1. J. Money February 6, 2019 at 2:23 PM

      Excellent idea!

  29. Sarah February 5, 2019 at 8:32 AM

    I would seek out (or create!) work that is joyful and purposeful!

  30. Suz February 5, 2019 at 8:41 AM

    I’d be hiking the Grand Canyon (again) and staying there much longer than usual….AND knocking off several other National Park hiking trails off my list!

  31. Matt February 5, 2019 at 8:46 AM

    If I were financially free I would spend my time outside – exercising, reading, working, and chilling with friends.

  32. Larry February 5, 2019 at 8:48 AM

    I would be sleeping until I woke up naturally instead of getting up at 4:30am to my alarm to try to squeeze in some exercise before work

  33. Andrea February 5, 2019 at 8:54 AM

    Right at this moment, I would be sleeping in!

  34. Samantha February 5, 2019 at 8:58 AM

    I do feel very fortunate that we are on our way to Financial Independence. Right now, I would be enjoying my “freedom” instead of looking for another job. Although, right now we are in a position that I don’t have to work at a job I hate… so that’s awesome.

    1. J. Money February 6, 2019 at 2:24 PM

      I would say so :)

  35. Vida February 5, 2019 at 9:02 AM

    I would spend time volunteering (a lot of the food banks in my area (DC area) were busy in the past month helping furloughed feds, and although I wasn’t furloughed I’m still grateful, so I would like to give back).

    I also want to teach teenagers about financial management, whether through an after-school program or during the school day. It’s so much easier if you start out on the right foot.

  36. Tim February 5, 2019 at 9:05 AM

    We would get a nice 5th wheel, and travel the US seeing things we haven’t yet like Yellowstone, Rushmore, the Sequoias. I like building things so we would always be around habitat for humanity builds so I cam satisfy my need to use power tools.

  37. Janice February 5, 2019 at 9:10 AM

    Exactly what I’m doing right now… being a writer and enjoying life… only with a greater sense of security and fewer cares and worries.

    1. J. Money February 6, 2019 at 2:55 PM

      Good position to be in :)

  38. Nathan Langer February 5, 2019 at 9:16 AM

    I would be traveling.

  39. Paul February 5, 2019 at 9:25 AM

    I’d be sitting somewhere overlooking the carribean and passing along the knowledge of how I got there.

  40. Jeanine February 5, 2019 at 9:30 AM

    Walking on a long beach with coffee in hand. Feels magical just thinking about it.

  41. Kimberly Silverman February 5, 2019 at 9:30 AM

    I would be living in an area with a warmer climate in the winter and summers in the northeast where I am from.

  42. Terry Kohlman February 5, 2019 at 9:31 AM

    I would quit work, establish a health insurance situation, and do a little traveling. Maybe move to a warmer climate (depends how much money we have).

  43. cody February 5, 2019 at 9:32 AM

    Sailing from place to place seeing new places and meeting new people. Currently I would want to be sailing in a warm climate.

  44. Courtney February 5, 2019 at 9:33 AM

    I would spend more time with my kids (currently in daycare 45-50 hours/week) while they are young. But I would also speak and devote more time to online education on budgeting and living within your means.

  45. Amanda February 5, 2019 at 9:36 AM

    I would book a trip with my family and then look go back to school full time for interior design.

  46. Brandi February 5, 2019 at 9:38 AM

    I would be running my own quilting business and possibly a store. I would be living my passion, which I partially due now, I could just do it full-time.

    1. J. Money February 6, 2019 at 2:57 PM

      At least you’ve got one foot in the door! That’s what you have to do while working towards that freedom! :)

  47. Ana February 5, 2019 at 9:40 AM

    I would be travelling around Colorado with my dog, visiting all the state parks, planning out my garden for the summer, reading tons, and learning how to get into hunting.

  48. Jason February 5, 2019 at 9:44 AM

    I would spend most of my time helping my wife open up her dream dental clinic.

  49. Kaitlyn February 5, 2019 at 9:45 AM

    I would spend more time traveling, singing, and fostering all of the lonely cats and dogs I could find! :)

  50. Michelle Marcus February 5, 2019 at 9:47 AM

    Quit my job to go and help work in my friend’s foodie store. I could finally focus all my time on cheese and wine!

    1. J. Money February 6, 2019 at 2:58 PM

      That would be a good life, haha…

  51. Lily | The Frugal Gene February 5, 2019 at 9:51 AM

    I got lucky and got the book as part of a review promo with Rockstar Finance. Great business advice in there! My one question is… When will a J$ book drop??

    1. J. Money February 6, 2019 at 3:00 PM

      Not anytime soon, haha… Haven’t been that excited about doing one, and you know if my heart isn’t in it I won’t do it :)

  52. nick February 5, 2019 at 9:57 AM

    I’d be traveling with my wife, maybe to Europe or a road trip around the US and finish renovating the basement

  53. Andrew February 5, 2019 at 10:01 AM

    I would spend more trying to give back and volunteering my time. I have always wanted to help lower income families with budgeting techniques and help them get a better grasp of their money and how it can work for them, so I would probably do that and wouldn’t charge them a thing!

  54. Jake February 5, 2019 at 10:05 AM

    I’d be spending more time with my kids and doing a lot of travel with them domestically so they can get to know the country they live in. My wife and I hardly left the state growing up so we want to expose our own kids to as much as we can!

    1. J. Money February 6, 2019 at 3:01 PM

      Really like that idea a lot < thumbs up >

  55. Heather Q February 5, 2019 at 10:11 AM

    I would spend time with family, travel and increase how much I volunteer.

  56. Lisa February 5, 2019 at 10:13 AM

    We would see the world firstly!!! Then start a foundation that would be a service to others…first dream off the top of my head would be a dog rescue where I train the dogs to be service animals to vets. <3

  57. RaShonda February 5, 2019 at 10:14 AM

    Traveling and volunteering with International habitat of Humanity.

  58. Scott February 5, 2019 at 10:15 AM

    I would buy a small house 5-6 blocks from a public access beach spot in St. Augustine Beach, FL that is simultaneously within biking distance from the local Elks Lodge. I would then work my way up to Exalted Ruler of this lodge, and immerse myself in organizing charitable events and parties for its members. I would become the greatest Exalted Ruler in the history of the Lodge. Now I just need this book to help me get there!

    1. J. Money February 6, 2019 at 3:03 PM

      Something tells me you can do that with or without the book ;)

      I don’t know much about the Elks, but I am learning and reading about Masons which I’m liking so far… I find it fascinating that so many of our founding fathers (and presidents!) were Masons! One of the oldest fraternal groups in the world I believe…

  59. KS February 5, 2019 at 10:17 AM

    I would take a job at one of the local nonprofits that supports active/healthy communities & works to conserve the land/environment in our area! On the side, I’d coach local youth runners & cyclists :)

  60. Bjorn Olson February 5, 2019 at 10:20 AM

    Wow – Thank you for the offer – sounds like an amazing story and he must have some great wisdom to share. Really enjoy your timely articles J. Money – thank you.
    I would love to have the time to think about things like this!
    Traveling, including mission trips with my family. Helping my family and friends – especially my parents. Being a full-time Dad to my daughters. Working with and teaching young students in church. Teaching others about handling finances. Taking classes, getting another degree perhaps. Learning to cook!

    1. J. Money February 6, 2019 at 3:04 PM

      Glad you’re enjoying the blog!

  61. Yanira Del Valle February 5, 2019 at 10:23 AM

    I would be working/volunteering for a non-profit, or a few. Specifically helping single parents, and teen parents. There is so much need right in our own backyard, so many ways to help. And traveling and continue working on my bucket list. :) Oh, and more time for reading.

  62. Allie Loot February 5, 2019 at 10:25 AM

    I would continue what I’m doing volunteering youth basketball and open sports facilities that are focused on youth with special needs.

  63. Lynda February 5, 2019 at 10:31 AM

    travel and spend more time with my children

  64. Bonnie B February 5, 2019 at 10:37 AM

    If I were financially free, I’d take my family on a round the world expedition. There’d be no time limit on our trip.

  65. Michelle February 5, 2019 at 10:39 AM

    I would be traveling across the continental U.S. with my husband and our two kids. Probably in an RV and camping at National Parks. Stopping every time we felt like it – a beautiful scene worth photographing, a hole in the wall restaurant we want to try, quirky antique stores. Meeting new people, trying new cuisine, learning about our country, sleeping in or rising to watch the sunset, making priceless memories…yep, sounds like freedom to me :)

  66. Sydni W February 5, 2019 at 10:56 AM

    If I were financially free, I’d finally quit my current startup job to pursue my own technology startup. Although my job is great and I love what I do, it doesn’t allow me time to pursue my own goal of owning and running my own technology startup. Being financially free would provide my spouse and I the time and space to move forward with one of the many ideas we have. We wouldn’t be concerned about failing and not having enough money to live the lifestyle that we currently maintain.

    1. J. Money February 6, 2019 at 3:05 PM

      Cool! What type of technology?

  67. Karen Nazzy February 5, 2019 at 11:01 AM

    Absolutely travel and show the world to my 3 kids- and even teach them on the go so they could see how the rest lives since we live in the middle of rural America. But really, with so much free time I’d like to volunteer my skills to help people who are also getting out of debt. I’d be a free coach! Because we all need one for sure!

  68. Dee Dee February 5, 2019 at 11:17 AM

    I am financially free. My husband and I both retired this past year I am 57 and he is 56. We find that being financially free gives us the opportunity to volunteer our time for others less fortunate than us. It also gives us the opportunity to travel and be with our children more

    1. J. Money February 6, 2019 at 3:06 PM

      That’s what I like to hear!! Way to achieve it so early on!

  69. Amber February 5, 2019 at 11:27 AM

    Greetings! If I were financially free I would be spending quality time with my family and volunteer my time to teach financial literacy to people under the age of 18 in school programs! Thanks!

  70. Tiffany February 5, 2019 at 11:38 AM

    In response to the posted question, I’d definitely travel more and embrace different cultures. But I’d also start setting up my children for the future, financially, so that they’re not burdened with financial stress at a young age like I was.

  71. Veronica February 5, 2019 at 11:40 AM

    I legit never thought I’d say this, but I think I would still be working my current job. I enjoy the people and the challenges. I have small children and I’m a mom who needs time away from said children. I would suggest my husband quit his job, but he’s 4 years away from retirement with the military (i.e. pension) so that seems silly, too! Haha, weird, my answer is “the same thing I’m doing now.” Although, if I was financially free with two steady incomes on top of that, perhaps I’d start investing more in real estate. This is something my husband and I are preparing to do in 4 years when we will be living in FIRE.

    1. J. Money February 6, 2019 at 3:07 PM

      Haha great thing to realize actually – good job :) And tell your husband thanks for his service!

  72. GJ February 5, 2019 at 11:40 AM

    I would be honing in on a non-profit organization to partner with and advance their mission. Probably something faith based and working to improve the lives of children.

  73. Jackie February 5, 2019 at 11:51 AM

    I’d be shoveling all the money I throw at my student loans each month into 1) savings, and 2) sending some to my elderly mother.

  74. Barbara Serna February 5, 2019 at 11:53 AM

    Travel and stay home with my kids. Then volunteer.

  75. Wendy February 5, 2019 at 11:55 AM

    Driving a school bus for special needs kids :). Also, doing tons of volunteering for the things that really matter to me.

    1. J. Money February 6, 2019 at 3:08 PM

      That’s a specific one with the bus! Haha… A woman who knows exactly what she wants! :)

  76. Von February 5, 2019 at 11:57 AM

    I would try to teach myself to live differently. After years of structured work, would like to truely slow down and enjoy every day.

    1. J. Money February 6, 2019 at 3:08 PM

      You know you can start that at any time, right? :)

  77. linda albarran February 5, 2019 at 11:58 AM

    I would be traveling and enjoying my adventures.

  78. Daniella February 5, 2019 at 12:01 PM

    I’d be in Hawaii or Europe with my wife a d we would bring the pets along. And then traveling to Venezuela where my family is from to help volunteer in the efforts there.

  79. Lorrie Mandell February 5, 2019 at 12:05 PM

    I would be spending more time beekeeping!!

    1. J. Money February 6, 2019 at 3:09 PM

      Beekeeping – hah! I thought for a second there you said BOOKkeeping and was like really???? ;) Bees sound much more fun!

  80. Martin February 5, 2019 at 12:23 PM

    Packing my bags to move somewhere cheaper and warmer. It’s freezing in ND!

  81. Mr. FOL February 5, 2019 at 12:29 PM

    If I was financially free right now, I’d be either enjoying a hike/run through a wooded park located in the LCOL area I had recently relocated my family to, or enjoying lunch with my wife and son at a cafe while we slow traveled the world.

  82. Claudia February 5, 2019 at 12:32 PM

    I would be working on designing a course for teens on financial freedom then figuring out how to scale that to teach at all the charter schools in Phoenix.

  83. Devin February 5, 2019 at 12:37 PM

    I love books so I would finally be able to read those books I’ve been putting off.

    More importantly, I would find a way to give back to Detroit and it’s communities. There are so many people who need help.

  84. Cheryl February 5, 2019 at 12:43 PM

    I would travel, volunteer, and GIVE $ to my favorite organizations!

  85. LeeAnne February 5, 2019 at 12:52 PM

    A couple of things – spending time with family and friends that I haven’t been able to (due to time and money constraints). Traveling some and volunteering. Just trying to enjoy life because nothing is promised and you never know when yours or someone else’s last breath might be.

    1. J. Money February 6, 2019 at 4:18 PM

      Amen on that last one.

  86. Joe February 5, 2019 at 12:52 PM

    Volunteering/working with/for 4Ocean, Surfrider, or another planet friendly entity to help clean up this planet

    1. J. Money February 6, 2019 at 4:19 PM

      Just google – 4ocean looks cool!

  87. Joan Young February 5, 2019 at 12:53 PM

    I would build a small house on some land I own on mid-Eastern seaboard, learn to be more self-sufficient by growing my own food and some small livestock chickens, Pig,a couple of goats. And restart my life by myself think of his version 2.0

    1. J. Money February 6, 2019 at 4:20 PM

      I think you should go for it while financially free or not! that sounds beautiful!

  88. Nita February 5, 2019 at 12:57 PM

    (Not entering, I don’t meet the requirements. Thanks for the giveaway all the same!)
    I probably would be writing, or composing.
    Those two are the main reasons I’d love FIRE. I never wrote as easily as when I was between jobs. Having my time and my mind relatively free is very important for me to be productive, and with a full-time job, I hardly ever write anything good.

    1. J. Money February 6, 2019 at 4:21 PM

      Very true… although I find waking up early when it’s nice and quiet/peaceful def. helps with it at least for me :) I had an hour and a half this morning all to myself – was glorious!

      1. Nita February 10, 2019 at 9:21 AM

        I envy you. I have tried, if only to be able to get to work earlier, but so far it hasn’t worked out… It seems like whenever I get up, I leave home around 8:30, because I take longer to have breakfast long or start doing things around the apartment, so … meh.
        Being a full-time writer without worrying about the money I need to make off any of it… wow. That would be FIRE to me.

  89. Becky February 5, 2019 at 1:06 PM

    I have considered this since I want to be financially free just for the sake of no money stress or worries, but I’m not sure what that would look like in the future if/when we ever get there. I would probably take a few mission trips but I’m not sure what the day-to-day would look like if I didn’t have a job and my kids were grown.

    If it happened right now, I would stay home with my daughter and any future kids we have. We are foster parents so we would consider opening our license to more kids since I would be able to stay home and care for them.

  90. Sherri Stotler February 5, 2019 at 1:34 PM

    Doing what I do now! Continue to run my online businesses and keep socking the money away.

  91. Tracy February 5, 2019 at 1:45 PM

    Ha! My husband and I were just playing the “what if” game last night while watching the Puppy Bowl with our kids…buy a big tract of land and open a shelter for homeless pets.

  92. Melissa February 5, 2019 at 1:48 PM

    This is easy… I would be more available for my son. No more daycare, latch key, babysitting grandmas. I could participate in school activities. And I would LOVE to take him on adventures all around the world. Teaching him about life, history by experiencing it in person. Otherwise, much will stay the same. We will continue to live in the same house and drive the same car. Mayyyyybe go out to eat once a week. :)

  93. McKenzie February 5, 2019 at 1:51 PM

    Finally afford the Tom Brady diet!


    Travel to see my family more, give out a few scholarships for college kids (but keep wealth under wraps) & Invest in a plot of land near my folks and wait for it to up in value. As Grandma always says “They don’t make land anymore.” :)

    1. J. Money February 6, 2019 at 4:24 PM

      What the heck is the Tom Brady diet? Haha…

  94. Sarah Jessica Farber February 5, 2019 at 2:00 PM

    I’d spend more time reading, writing for my own use (instead of work), spending time with my brother’s kids, and training my dogs and working on my house. All the stuff I cram into my off hours now.

  95. Steve February 5, 2019 at 2:05 PM

    What would you be doing right now if you were already financially free??

    I would be doing the same thing right now…but I wouldn’t require my employer to pay me. I am a school teacher and I love the work that I do. College is becoming crazy expensive. If I didn’t need the money, I would pick one student each year and I would give them 1/4 of my salary as a college scholarship. That way after 4 years, there would be 4 different students receiving a piece of my entire salary. They could then receive that scholarship all 4 years of college.

    1. J. Money February 6, 2019 at 6:27 PM

      Ahhhh – you win the creativity award! Haha… That is bad ass!

  96. stacey February 5, 2019 at 2:11 PM

    Volunteering, maybe sub teaching, learning new things, enjoying working at something different than the rather soul-less job I am doing now.

  97. Kelli February 5, 2019 at 2:12 PM

    I’d be traveling the world and donating more money to animal shelters.

  98. Nancy February 5, 2019 at 2:13 PM

    I would continue to work within the military community spreading financial literacy. And start my own “finance is fun, saving is sexy” road show to take to bases all over the world on my own dime.

    1. J. Money February 6, 2019 at 6:29 PM

      Don’t forget to invite me out to one of them!

  99. Susanne Nielsen February 5, 2019 at 2:39 PM

    Actually, my husband and I retired almost a year ago . . . and we ARE financially free!

    The answer to your question? I love being able to use my time however I want. In 11 months we’ve taken five trips, one to the San Francisco area, another to the Redwood National Forest and up the Oregon coast, visited Yellowstone National Park (three times!), Zion National Park, Phoenix (twice), and took an 8 day cruise to the Western Caribbean. We sleep in most days, then get up and work out for 45 minutes, eat breakfast together, and work out what we want to do. Then we work on it. Or, we don’t work on anything! LOL We eat out a lot and thoroughly enjoy it. We read books, work in the yard a little, visit with friends and family, attend church, and take a day trip every couple of weeks or so, too.

    Financial preparedness means freedom to make our own choices.

    1. J. Money February 6, 2019 at 6:30 PM

      Clapping so loud for you right now, haha… YOU MADE IT!!! :)

  100. Greenbacks Magnet February 5, 2019 at 2:49 PM

    Great question.

    I would pay for my nieces and nephews college educations with cash.

    I would donate money to Planned Parenthood, Feeding America, hospitals and other organizations close to my heart.

    Travel to islands or countries shaped like boots or hearts just for kicks. And eat cake, ice cream for breakfast while there.

    And just for fun, I get a million dollars in one’s, rent out a blimp, fly over my old college campus and make rain.


    Xoxo Greenbacks Magnet

    1. J. Money February 6, 2019 at 6:33 PM

      Boots and hearts. haha…

      (and I said Financially Free – not RICH!! you start giving away all your money and you’ll be back to working again ;))

  101. CWW February 5, 2019 at 3:09 PM

    I would be pursuing work in the non-profit space!

  102. William February 5, 2019 at 3:12 PM

    If I was financially free right now I would change to a part time job I actually want to do…

  103. Kim February 5, 2019 at 3:21 PM

    I would love to travel more with my family, and donate more money to charity.

  104. Andrea Nielsen February 5, 2019 at 3:25 PM

    Volunteering at my kids school and making elaborate meals for my family :)

    1. J. Money February 6, 2019 at 6:39 PM

      What kind of elaborate meals? :)

  105. Sarah February 5, 2019 at 3:28 PM

    Shooting my movie! Right now I have to build the Kickstarter campaign (ugh), and coordinate a time for my cast and crew to be able to all take off a week of work.

    Financially free – everything’s paid for and everyone’s getting paid and we can shoot next week!

    1. J. Money February 6, 2019 at 6:40 PM

      That would be so much easier, wouldn’t it? :)

  106. Lance February 5, 2019 at 3:47 PM

    Sitting out in a lawn chair in my front yard in my boxers while waving to the neighbors as they go to work and pursuing my Instagram modeling career.

  107. Amy Gumbs February 5, 2019 at 4:11 PM

    I would be living somewhere warmer then Chicago and working on an adoption.

  108. Heather February 5, 2019 at 4:35 PM

    I would be travelling the country in an RV finding new places to visit and play poker!

  109. Torrie @ To Love and To Learn February 5, 2019 at 4:36 PM

    I’m pretty lucky in that I’m able to stay at home with our kids and pursue a lot of my own personal passions anyway (photography, blogging, etc.), but if my husband was able to quit his day job, he has always wanted to open up an animal rescue (especially for bigger animals, like horses), as well as pursue his woodworking hobby. If I win the book, I’ll give it to him for a Valentine’s Day gift, ha ha :)

    1. J. Money February 6, 2019 at 6:41 PM

      You need to go out and buy it right now!! Beautiful gift! Haha…

  110. Scott February 5, 2019 at 4:41 PM

    I would be putting a significant amount of time helping my wife start up her business and researching all that goes into it, all while not worrying if there are some struggles at the onset or the income is slow to come in.

  111. Jeff February 5, 2019 at 5:03 PM

    I would still listen to an obscene amount of podcasts while globetrotting.

  112. Paul February 5, 2019 at 7:03 PM

    Work at my dream job instead of the career field that I have no passion for, but pays a lot….

  113. Brad February 5, 2019 at 7:19 PM

    Lots of travel, and working on our house. The house we currently live in is the first time I’ve ever tried any handyman-type stuff, and I actually really dig it (thanks YouTube and Reddit). My wife has a huge travel wish list, so I’m sure she would appreciate knocking a bunch of them out!

    1. J. Money February 6, 2019 at 6:42 PM

      That’s cool! I found out the hard way that I do *not* like doing handyman stuff, haha… and partially the reason I went back to renting :)

  114. Kate February 5, 2019 at 7:20 PM

    I’d start with creating (and putting some seed money into) a 529 for my best friend’s kid, who will arrive in the world next month. I like my job so I’d keep at it, but would find lots more ways to donate money locally, like to elementary schools in my neighborhood and food banks and domestic violence shelters.

  115. Norris Pyle February 5, 2019 at 7:22 PM

    I would be spending more quality time with my loved ones—traveling to different spots we’ve only dreamed about and discovering the rich history this incredible planet has to offer.

  116. James February 5, 2019 at 7:33 PM

    Would love to go to high schools and talk about financial literacy… a skill that is sadly lacking and hurting plenty of people :(

  117. Elizabeth February 5, 2019 at 8:07 PM

    Volunteer with animals, veterans and College Prep for underprivileged kids. Learn Italian, bake bread and guiltlessly read every afternoon by a fire or in a hammock.

  118. Angie February 5, 2019 at 8:10 PM

    I would do like Bill Murray did on Groundhog Day at the end and help people and learn as many new things/skills as I could. That’s what I always think of when I think of financial freedom. Specifically some of the things would be relearning to play the drums, learn another language and I’ve always wanted to do the therapy dog thing and visit people in hospitals.

    1. J. Money February 6, 2019 at 6:43 PM

      Best. Movie. Ever.

  119. Phil February 5, 2019 at 8:13 PM

    I would be in helicopter training school full time to get my commercial license and eventually work into being a heli ski pilot.

  120. David T February 5, 2019 at 8:20 PM

    I would be traveling more to the countries I want to see and giving more to the causes I super because I’d be able to!

  121. Rose February 5, 2019 at 8:44 PM

    I would help out family and friends, they need help with medical bills, better care and a bit of a safety net, my two best friends need help with renovations and setting up a secure retirement.
    For us, I’d like to take at least one three day vacay every month and set up ongoing monthly support for three of my favorite charities, involving cats, women and children.

  122. Travis Fisher February 5, 2019 at 8:56 PM

    I plan on sailing around the world once I’m free so let’s put me right around Fiji right now. :)

  123. M L Fisher February 5, 2019 at 9:38 PM

    I would love to learn as much as possible, from learning more about pottery, to classes is philosophy and physics

  124. Avicado February 5, 2019 at 10:04 PM

    I’d likely be home with my husband, who would be retired, and in for the evening because it is unusually cold with snow expected. Rare here in northern California. Instead, I am waiting for a phone call to pick up my husband from work in a couple of hours. That is specific and in the *right now*, but what we would be doing is living every day out of bondage to the work force, and following our comforts, pleasures and passions.

  125. Jim stokes February 5, 2019 at 10:06 PM

    I would be tucked up in bed with my wife instead of typing this at 03:00 while on my dinner break at work:(

    1. J. Money February 6, 2019 at 6:45 PM

      Ouch! Hardcore!

  126. Bryan February 5, 2019 at 10:39 PM

    If I was financially free what would I be doing…..phh where to begin.

    I guess in simplest form, I would start to live out my dreams and try to make a difference in the lives of others I suppose.

    I would get involved somehow with urban revitalization maybe start up some type of foundation. Mentor and teach personal finances to youth. Maybe flip a house or two on my own just to see if I can do it. Go to a poverty nation and do mission work.

    Think about seriously building a barndominium (since I keep having visions about this!). Learn piano. Learn guitar. Pick my kids up everyday from school. Develop an app. Write a book how blogging changed my life views. Spend more time on Lake Michigan. Think uninterrupted.

    Conquering whatever challenges I want but also impacting someone’s life for the better somehow. Simply put, to make a difference and make the world better somehow. Even if it is just one person, it is still a difference and a mark I made.

    1. J. Money February 6, 2019 at 6:47 PM

      A barndominium??? Haha…

      Just googled – YES PLEASE!!

  127. Rem February 5, 2019 at 11:51 PM

    Simple would start a non for profit to give back to the Chicago Public Schools system. While advising small startups on how to streamline growth so they can be financially free as well.

  128. Kevin February 6, 2019 at 12:49 AM

    If I was financially free I would travel around the US going to different medical labs and helping them improve their processes for increased efficiency. This is what I am trained in and love doing, but do not have the freedom to offer my services for free or the freedom to live without a steady cash flow. Ideally I would like to help the small hospital labs so that they are not forced to outsource their services and are able to decrease healthcare costs and most importantly decease the wait time patients must endure while awaiting test results for life threatening results.
    Weird right. If I didn’t have to work, I could work for those who need it instead.

    1. J. Money February 6, 2019 at 6:48 PM

      Oh man – yeah, that would be super helpful!! Amazing how much more value we could offer the world if we didn’t have to worry/think about money!

    1. J. Money February 6, 2019 at 6:49 PM

      I would love to participate in that :)

  129. Cheryl February 6, 2019 at 6:56 AM

    I would be traveling around the world with my husband.

  130. Chris February 6, 2019 at 8:45 AM

    I would be traveling and helping others more than I already do both. Thanks for the giveaway!

  131. Evan February 6, 2019 at 9:03 AM

    I would spend more time with my kids, play guitar more, travel, and pursue my actual passion of teaching.

  132. Aimee February 6, 2019 at 9:38 AM

    I would foster as many kids as possible, and then adopt them all! I would take time to learn an instrument, or two! I would take more lavish vacations – Disney World, here I come! I would spend more time in a swing.

  133. Alexis February 6, 2019 at 10:23 AM

    I’d be traveling with my partner both around the world and around the country, spending more time with family, volunteering with seniors, and fostering rescue dogs (when at home and not traveling, of course).

  134. Mayra February 6, 2019 at 12:20 PM

    I love my job, so I would request to do it only part time. I would turn my home into a homestead.

  135. Jon February 6, 2019 at 2:51 PM

    I would be playing and recording music.

  136. Glasa February 6, 2019 at 3:42 PM

    I would be traveling full time, and then after some years, I would come back home and open a membership based dance studio for adults wanting to learn and explore different types of dance.

  137. kristin February 6, 2019 at 3:43 PM

    If I were already financially free, I would be traveling the country and world. I’d visit the many friends who have moved to different parts of the country, explore our beautiful country and national parks, and travel the world to learn about other cultures by experiencing them. After a nice long vaca on the beach with my sweetie of course! :)

  138. Michele February 6, 2019 at 7:21 PM

    If I were financially free, I would be able to breathe easier knowing that my two special needs sons will be taken care of after I pass. Until I get there I’m just going to keep my nose to the grindstone and work to make it happen.

    1. J. Money February 7, 2019 at 6:06 AM

      Oh man, if that isn’t a dream to fight for I don’t know what is. They are blessed to have such a beautiful mother watching after them!

  139. NicMoney February 7, 2019 at 6:59 AM

    I would like to work with inner-city youth, introducing them to the concept of financial freedom. Inner-city youth know about Nikes but not budgets. I’d love to change that.

    1. J. Money February 7, 2019 at 10:22 AM

      Ugh, true that.

  140. Amar February 7, 2019 at 9:30 AM

    Travel, volunteer, and teach personal finance!

  141. Tam February 7, 2019 at 12:37 PM

    I would be booking the best vacations for my kids and I. We would travel as often as possible and simply enjoy life. We would visit the coolest places and enjoy our lives. Im getting excited just thinking about this. :)

  142. Sharon Hansen February 7, 2019 at 12:42 PM

    I have discovered that I like to create and make things and I am a fiend about it. It gives me joy and something to look forward to. I LOVE to do it and if I didn’t have to work I would make or learn how to make things probably 80% of the time. The rest of the time I would indulge in another fav hobby which is reading.

    1. J. Money February 7, 2019 at 2:32 PM

      Very cool!! What type of things do you enjoy creating? :)

  143. Donald P February 7, 2019 at 6:13 PM

    As a music producer, I’d love to give back to the creative community and teach kids willing to learn how to explore their creativity with confidence and freedom. Break the stigma of the “starving artist” and help build local music studios free of charge to aspiring creatives.

    1. J. Money February 8, 2019 at 5:38 AM

      I would be very happy to see this :)

  144. Tyler February 8, 2019 at 8:23 AM

    I would be travelling to see family more often. We are spread out across the US, but taking budget-friendly trips to spend time with loved ones is definitely at the top of my list.

  145. Mitzi February 8, 2019 at 10:33 AM

    When (NOT IF) my husband and I are financially free, he will no longer be working in a factory job that he hates, and I will not be working two jobs anymore. We will be concentrating on bringing our trucking business to life, which has been our dream for the last 25 years.

    1. J. Money February 8, 2019 at 6:13 PM

      I’M LIKING THE OPTIMISM!!! I can feel it in your future too – keep going!!

  146. Adam Williamson February 8, 2019 at 11:02 AM

    Three things I would be doing:
    1. Pursuing a PhD in Nuclear Engineering and also Chemical Engineering. Those are the first two I would pursue, but there is a good chance that I would become a permanent student of the sciences – financial independence because I don’t want government funding to dictate what I research.
    2. Developing a business around my gaming hobby. I am floating two concepts here but don’t have time to truly work on them.
    3. Fully funding my daughter’s ice hockey team. Getting her (and myself) the proper coaching and ice time required.

    1. J. Money February 8, 2019 at 6:15 PM

      So many interesting passions!

  147. TJ February 8, 2019 at 11:09 AM

    “What would you be doing right now if you were already financially free??”

    Planning what I want to do next. Getting a handle on my finances and spending has opened up so many doors I didn’t even know existed before, when I was living pay check to pay check. For instance, have $5K saved up for a replacement vehicle, and it continues to grow. My options continue growing. With so many to chose from, which do I want the most? As Paula Pant says, “You can have anything you want, just not everything.” Loving this “Financial Independence” movement.

  148. Carrie February 8, 2019 at 12:41 PM

    What would I be doing if I was financially free?
    I would be on a beach in Cost Rica taking surfing lessons!

  149. JC February 8, 2019 at 1:07 PM

    I’d be spending more time with my kids free learning/unschooling and training my Rhodesian ridgeback.

  150. Kris February 8, 2019 at 3:07 PM

    If I were financially free I would be a stay at home dad, read more, workout everyday and do a lot of traveling. Also keep working on my blog and make it like a journal where I not only write about my finances but also document the stuff I do on a daily basis. These activities will definitely keep me busy.

    1. J. Money February 8, 2019 at 6:17 PM

      I’m getting more and more into the personal habit stuff too over $$$ all the time.. There’s so many parts to living that can be improved upon if paid attention to!

  151. Leah February 8, 2019 at 3:53 PM

    I’d plant, and tend, to a nice little garden :)

  152. Felix February 8, 2019 at 4:29 PM

    If I were financially free, I would buckle up and start a family with my wife. My main priority is to have children and actually be there for them while they are growing up. That is my dream.

    1. J. Money February 8, 2019 at 6:19 PM

      And fortunately a dream millions of people do without even being close to financial freedom :) Don’t let the $$$ hold you back if that’s what you’re waiting for! It’s amazing how well we adapt when such drastic (and especially beautiful!) changes come into our lives!

  153. Alissa Bigelow February 8, 2019 at 5:35 PM

    I would be traveling with my husband!

  154. David February 8, 2019 at 6:00 PM

    I would spend quality time with my growing kids. I would not have to compromise between earning a living and nurturing them as they mature from small kids to adults.

  155. Ann February 9, 2019 at 1:25 AM

    If I were financially free, I would:
    – scale back on my work hours. I love what I do but it can consume so much of my time.
    – give my husband the business he has always dreamed of owning
    – work on building our family. It can get really expensive paying for IVF out of pocket because our insurance doesn’t cover infertility

    1. J. Money February 11, 2019 at 6:02 AM

      I wish you many blessings on that third one!!

  156. Debbie February 9, 2019 at 7:29 AM

    If I was Financially Indep and free then I would be traveling around our Country. Locally, I would love to become involved with community-based education on the basics of financial life planning. Teaching high school, college and even people 30-50’s the importance and ease of financial planning. In 2000, totally on a lark, I walked past some financial advisement firm that was giving free class on David Bach’s “Smart Women Finish Rich” book. Took the free course and was hooked. I already saved, invested but this gave me structure and I have only improved since then. I’d like to give that back to society.

  157. Mark Maher February 9, 2019 at 10:54 AM

    I would be traveling and donating my time to raise awareness and money to people that need water to survive in third world countries.

  158. Caroline February 9, 2019 at 9:48 PM

    If I was financially free right now, I would be a modern day Mary Poppins. I have friends and family that live all over the country and world and I would visit them to help make their lives a little easier. I would visit my friends with kids so they could go on a couples vacation. I would project manage my best friends home renovation, since her and her husband are busy, stressed out lawyers. I’d visit my grandma, my niece, and just keep traveling around spreading my help and love. Nothing would bring me more joy!

    1. J. Money February 11, 2019 at 6:00 AM

      That would be so beautiful!!

  159. Deborah Brown February 9, 2019 at 11:04 PM

    If I were already financially free, I would leave my job and spend my time volunteering at the local food bank, and the Ronald McDonald House. I consider myself very fortunate to have my health and no worries as to where my next meal will come from. Unfortunately not every one is as lucky.

  160. Kristen ONeal February 10, 2019 at 4:54 AM

    I would be buying a house and planning world travel!

  161. Bart February 10, 2019 at 10:36 AM

    I’d leverage my time better to spend it with family, enjoying my favorite restaurants, and not worrying about a budget when grocery shopping.

  162. J. Money February 11, 2019 at 6:46 AM


    Thanks everyone for participating! The lucky winner of this week’s book, is…. Blair P! Congrats man! Hope you really enjoy it!

  163. Danielle Roberts March 15, 2019 at 4:53 PM

    One of my employees won a copy of the book on the Money Millhouse Facebook page (thanks Eliie and Bethany) and you would have thought she won the lottery. She was sooo excited. I just ordered my own copy because Gran is so compelling in his podcast interviews. Why aren’t we teaching our children this stuff in school?

    1. J. Money March 18, 2019 at 3:51 PM

      Haha awesome! Maybe Grant will make money cool enough for the kids to start asking for it in their schools ;)

  164. Benny Squirrel October 26, 2019 at 7:26 AM

    Missed the giveaway, but loved the book! Definitely a soup-to-nuts guide on starting from zero to FI. You can’t not come out ahead by following some/all of the ideas in this book.