10 Ways to Woo on Budget 💙

Happy almost Valentine’s Day!

If you’re a scrambler like me and don’t like doing the more traditional stuff on this day, I’ve got you covered :)  After all,

The difference between a $20 steak and a $55 steak?

February 14th!

Haha… We’re no suckers!

Fun (and frugal) ways to woo your significant other this V-Day:

  1. Set up camp in your living room! Pop a tent, gather a few sleeping bags and blankets (and bottles of wine), and then enjoy some peace and quiet in the comfort of your own home!
  2. Replace Hershey Kiss tags w/ your own loving words. Pick up a bag of Hersheys, cut up some small paper strips, and then swap out the tags with your own more creative (and sexier?) lines! This could also work with fortune cookies (just hold them over some steaming water to soften them so you can remove the original fortunes and then plug in your custom ones).
  3. Make her/him a mixed CD! A classic from the high school days! Sure you might have to first locate a CD and then find a device to record it on these days, but just imagine the joy – and shock – on your significant other’s face when you present it to them! :) And even more so if you load it up with songs that remind you of them!
  4. Pick up two matching goldfish and name them after yourselves. This one’s cheezy as hell, but one of my favorites… It’s the gift that keeps on giving every time you feed them! :)
  5. Put a “Just Married” poster on your car and feel young & sexy all over again ;) Sure you’ll have to drive around a bit to feel the full effect, but what better way to rekindle those feelings than in front of strangers pointing and clapping at you? :)
  6. Give her/him a vase with a single tulip in it. Attach a card to it that says something like, “I’ve got two lips to share with ya” and then pucker up! ;) If your significant other doesn’t have a sense of humor, skip to #10 below.
  7. Hide Post-It love notes all over the place! This is one of my all-time favorites because it’s something you can do *any* day – not just on V-Day! And sometimes your significant other finds them years later because you get a bit TOO sneaky with hiding them, haha… So def. make sure to put some in more obvious places like mirrors and TVs/laptops etc so they can start feeling the effect of your charm right away…
  8. Cook dinner WITH each other. Find a good recipe you both find exciting, go out shopping together, and then come home and spend some good quality time hanging out and making fine cuisine with each other! Anyone can PAY for a fancy dinner, but making it yourselves takes it to a whole other Love Level…
  9. Put some naughty into your games. Like Jenga? Try out Lovers Jenga by writing down some scandalous “punishments” on each of the blocks, that way EVERY turn is a fun turn! ;) Just make sure not to mix it up with your FAMILY’s Jenga!
  10. Get those matching tattoos you’ve always wanted… After all, nothing says “forever” like permanent ink! ;)

Now get out there and woo!


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  1. Jacq February 13, 2020 at 7:29 AM

    For a friend starting a new job that required a few weeks of training away from home, I made up envelopes of 1 letter for the week (‘Hooray you made it to week 2! You learned so much last week, here’s to learning more.’) And a post it for each day with a bit of encouragement or a silly joke.
    Post-it s are also fun to put in shoes, wallets, pockets of things not likely to be put in the laundry right away.

    One year my partner and I went to the local Chinese food restaurant and sat down/ ate in for Valentine’s instead of take out. The price was the same but it changed up the feel of it.

    I’m also a fan of ask your partner what type of chocolate they like. I do not like that mixed box that becomes a roulette of is the the weird jelly filled one. Get me a bag of M&Ms any day. (They don’t even have to be the valentine’s colors bag).

    If you can’t find a CD, I’m pretty sure a Spotify playlist would work too.

    Wishing everyone a great Feb 14th!

    1. J. Money February 13, 2020 at 1:48 PM

      Loving that envelope idea :) Such a small thing that can make all the difference!

  2. SWFL Financial Coaching February 13, 2020 at 7:30 AM

    My wife told me that maybe we could leave the kids here with my mom [who stays with us this time of year] and head to Chipotle on Friday. A few years ago Chipotle had a thing where if you kissed someone at checkout on Valentine’s Day you got a free burrito. Not sure if they are doing that.

    The 100% increase in dining prices on Friday is ridiculous!

    1. J. Money February 13, 2020 at 1:50 PM

      Hahhaha… you have to go now and find out! :)

  3. Kate February 13, 2020 at 7:44 AM

    We are flying to my home country on Feb 14 (pure coincidence!) and thanks to getting a membership to the Business Class lounge from work related flights we will be living it up and getting stuck into all the free food and drinks (“Another Virgin Mary, madam? “Why not, good sir?!”) on offer! And the long haul flights we bought on points!

    1. J. Money February 13, 2020 at 1:51 PM


  4. Kayla @ Family and FI February 13, 2020 at 7:49 AM

    This year we’ve been invited to have a free Valentine’s Day dinner in exchange for a donation to the American Cancer Society. So we will be able to write off our dinner :)!

    1. J. Money February 13, 2020 at 1:52 PM

      Heyyyy win-win all around, i like that!

  5. DadSense February 13, 2020 at 8:56 AM

    Valentine’s Day is probably the worst day to go out for dinner. Restaurants are mobbed, they usually have limited menus, and the prices are all jacked up! Cooking together is an awesome way to spend some quality time together. Just turn on some tunes, open a bottle of wine, and get cooking!

    1. J. Money February 13, 2020 at 1:53 PM


  6. Debt Free in RVA February 13, 2020 at 9:13 AM

    Thanks J!

    I think it is really important for people to enjoy romance on a low budget!! Gosh, it really bothers me that Madison Avenue teaches us we have to blow hundreds $$$$ on a commercialized day.

    1. J. Money February 13, 2020 at 1:56 PM

      It is fun to do every now and then, but not feeling like you’re *forced* to every year!

  7. Lisa O February 13, 2020 at 9:37 AM

    Love This! We really don’t over kill the day just love to have a little chocolate :)

    One year we went to store together and we actually picked out a card for each other and handed to that person to read…then put it back. The laugh of that experience has lasted for a long time.

    Happy Valentine’s Day <3

    1. J. Money February 13, 2020 at 1:57 PM


      Now that’s an idea!!

  8. Amelia @ TheUsefulRoot February 13, 2020 at 10:08 AM

    This is so cute! Number 5 is my fave. The worst days to go to restaurants are Valentines and Mothers Day. We agreed a few years ago to ditch gift giving or trying to do something “special” for each other on V-Day. We like to cook though so we do usually make something a little special. That being said I don’t have anything planned so I think I might just make some heart-shaped pancakes for dinner! Breakfast for dinner rocks.

    1. J. Money February 13, 2020 at 1:57 PM

      CUTE! :)

  9. stephanie t February 13, 2020 at 11:09 AM

    Being single, sometimes on Valentine’s Day I will sit outside on my balcony at sunset, usually with my fav bev in hand. I think of the wonderful, loving moments and people in my life now, and those from the past. Nostalgic? Perhaps. But it serves to remind me just how much love and goodwill I’ve known, and know today, and keeps me believing that kindness overcomes a whole lot of hatred.
    Happy Valentine’s Day!

    1. J. Money February 13, 2020 at 1:59 PM


      Such a good way to reflect and appreciate :)

  10. Joe February 13, 2020 at 2:22 PM

    For those of us who live in an area with Trader Joe’s, their February fearless flyer mentions selling a dozen roses in a vase for under $20 on Valentine’s Day

    1. J. Money February 13, 2020 at 2:40 PM


      They’re always good at that sorta stuff… Has the freshest *produce* too I’ve ever seen (also at crazy low prices!).

  11. Lee February 14, 2020 at 2:28 PM

    I think one of the coolest valentine’s day gifts I’ve gotten was a jar full of reasons why my spouse loves me! It’s kinda like your number 7 on the list, but these were all in one place (and none were lost for years haha). Happy Valentine’s Day!