Awesome Book (& Giveaway): “Three Cups”

Three Cups bookHey guys! We’ve got an EXCELLENT book to talk about and give away today. And one I’ve actually read from cover to cover! Granted it’s a kid’s book (and I got it for free) but still – a book’s a book ;)  And a financial one at that.

It’s called Three Cups by Mark St. Germain, and I thought it was fitting since we’ve been talking about kids & money for a bit now on this site.  Although to be totally honest some adults could learn a lot from it too!  I know I can when it came to the charity part of the story, my word.

About “Three Cups”

I was gonna sum it up myself, but Tony’s version was much better considering it’s HIS real-life story behind the book ;) Here’s what he has to say about it (via

“As new parents, my wife and I wanted to find a way to teach our children about money, so we agreed on using a weekly allowance to accomplish this. We thought it equally important to teach our children good values as related to money (saving, spending and charity) to help them develop positive habits early on that would last them the rest of their lives.

This was when we came up with the idea of using three cups. We’ve tried to teach our children that it is not how much money you have that is important, it’s how you use it. The three cups we have given them have led us on many wonderful adventures together and have brought our family a lot of joy. We hope you will experience the same joy, excitement and success using three cups with your children… and will share the Three Cups story with others.”

Want your own copy?

Drop us a comment telling us WHO you’d want to give it to, and WHY. We’ll pick the two winners this Friday night – July 2nd – at 10pm EST, and we’ll be using And if you don’t win one,  don’t worry! It’s less than $10 bucks online :)

*GIVEAWAY NOW OVER: The two lucky winners are: Kim and David H.. Congrats! I’ll be hitting you up via email shortly to get your mailing info. Stay tuned everyone else for some more books to come!

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  1. Mark Roberts June 29, 2010 at 7:20 AM

    Sounds like an interesting book! I’d prolly give it to one of my cousins who has a kid just getting to the allowance age, it could be a good way to get started off right.

  2. Beth June 29, 2010 at 7:28 AM

    Sounds like my nephews could use this. They are at the right age when they should be making money on their own, instead of asking their parents. start young I say.

  3. Curt June 29, 2010 at 8:02 AM

    Sounds like a good one – I’m always up for a good read. I would want to give this to my sister-in-law, who is raising 3 kids. I can think of a few local friends who may benefit from it as well (we’re still DINK’s…someday).

  4. Betty June 29, 2010 at 8:16 AM

    I’d give it to my daughter, who is a terrible money manager. Being as I didn’t find a $10 bill on the beach, I’m entering this contest! Thank you!

  5. Shauna June 29, 2010 at 9:02 AM

    I suppose saying that I’d give it to my daughter (she’s only 1) means that I would selfishly keep it for myself but we just found out that #2 is on the way so money is about to get tighter and we all have to start saving more…including her! =)

  6. Laura L June 29, 2010 at 9:45 AM

    Well, to be honest I would like it for myself to help learn how I can teach my children how to be responsible with their money. My kids are 2 1/2 and 6 months, so we don’t need it quite yet, but it’s never to soon to start learning!

  7. Jennifer B June 29, 2010 at 10:54 AM

    What a perfect way to introduce the world of financials to my sweet little daughter! With a second child on the way now too, I need to figure out my game plan for tackling the explaining responsible finance.

  8. Favor June 29, 2010 at 1:27 PM

    I’d give it to my best friend who has a little girl going into kindergarten this year! She surly wont learn about managing money in school – why not start early! :)

  9. Julie A. June 29, 2010 at 1:31 PM

    I would give this book to my children (15, 6 & 2). My 15 year old needs to learn alot more about money. My 6 year old thinks that anything can be bought with a debit/credit card. He doesn’t realize you have to have money in the bank to buy or that you have to pay the credit card back + fees, etc. And my 2 year old, well he wants toys & would love it if I’d buy him one everytime we went to the store. I’ve told the kids about money (saving, spending, charity, etc.) but there’s always more to learn.

  10. michelle June 29, 2010 at 3:51 PM

    how cute! i would probably give a copy to my bestie since she’s having her first baby. she’s good with money, but changing her husband’s poor habits is not quite the same as teaching her little ones :)

  11. LJ June 29, 2010 at 5:16 PM

    I would love to own this book! I would give this to my 6-year old son, to help him learn good saving/money habits. :)

  12. Nunzio Bruno June 29, 2010 at 7:23 PM

    Three Cups sounds like an great my coaching I have a similar anecdote/analogy I use with buckets that get’s a similar point across. If I had to give it to someone I would give it to a dear friend of mine who has a few little ones but won’t listen to me when I tell her to get them to save. Wouldn’t you love when strangers will come into Financially Digital seeking advice and coaching and your closest friends just discount it. Hopefully hearing it from another voice would snap her out of this.

  13. Tia June 29, 2010 at 7:27 PM

    My 11 year old was talking finances with us just last night so I think this would be a perfect book to give to him and then he can pass it on to my other kids as they get older.

  14. Yana June 29, 2010 at 7:53 PM

    I think this would be a great book to give my best girl friend and her 16-year-old son. He is interested in money, and she is open to new ways of financial thinking.

  15. Kim June 29, 2010 at 10:00 PM

    I would gift this book to myself and my 4 year old son. My son has his own piggy bank, but, he doesn’t quite get the whole spending/saving/donating/investing thing with money. We’re about to embark on the “required chores” issue and if we were to win the book, maybe I’d consider a very small allowance for any extra work done by my son. After repeated readings of the book, I know that he’d begin sleeping with his piggy bank because he takes everything to bed with him that he wants to protect (I’ve finally persuaded him that the gecko cannot and will not stay put on the pillow next to him).

  16. Ernest S. June 29, 2010 at 10:39 PM

    I would love to give this to my Niece. She is just starting to learn about money, and I would love to give her a gift that positively influences her views and feelings on savings and charity.

  17. Beth June 30, 2010 at 2:41 AM

    I’d give this to my daughter, so she can start learning about money.

  18. Pravin Tirmare June 30, 2010 at 3:45 AM

    give to my brother coz he can understand the money and how to manage it with this book !

  19. Jen June 30, 2010 at 9:33 AM

    Obviously, I’d first read it and then pass it on to some friends with a daughter. They just started a piggy bank for her and I think it would be a valuable lesson.

    The description of the book sounds really cool! I may have to see if the library has it anyway.

  20. Kate Kashman June 30, 2010 at 1:37 PM

    I would give it to my daughters, ages 12, 10, 9 and 7. It sounds like the same principles that we have been trying to teach, but it helps to hear it from another person and another perspective.

    Great contest!

  21. Elizabeth June 30, 2010 at 7:29 PM

    I’d read it first and then pass it on to my sister who just had a daughter. Can you really start too young?

  22. Kai June 30, 2010 at 11:30 PM

    I’d give this book to my nephew who thinks that money grows on trees. Of course, I want to read it myself too. :)

  23. Midnight Cowgirl July 1, 2010 at 2:05 PM

    This is a book I would want to read first and then pass it on to a friend.

  24. Judy B July 1, 2010 at 2:50 PM

    I’d read it first but then probably give the book to one of my husband’s 4 nieces (ages 17-24) – all but one have a goal for their life right now that includes higher education beyond high school. Very scared for this generation coming out of high school/college right now.

  25. J. Money July 1, 2010 at 3:49 PM

    Haha…love that you guys would read it first before passing it along ;) It would only take about 15 mins too! Full of nice happy pictures and big ol’ text – perfect for those with A.D.D.

    One more day left then TWO of you will be big winners!!! (or 4 since you’re reading first ;) )

  26. David H. July 1, 2010 at 5:06 PM

    I would give this book to my older sister. If this doesn’t work in getting her to have a kid then she is going to end up being like Jennifer Aniston. ALONE and a biological value of zero.

  27. peggy July 2, 2010 at 8:15 AM

    I admit, too, I’ll sneak a peek at it first, then pass it along to a college classmate who has a 3 year old. Hopefully we can start a tradition of passing it amongst our friends as they start having kids, too.

  28. Cindy July 2, 2010 at 10:36 AM

    I’d give it to..well, me. I’ve got 4 kids to teach this stuff to!

  29. Danielle July 2, 2010 at 10:55 AM

    This would be for me and my husband. My stepkids still want to spend their money asap on junk. I opened savings accounts for them and they DO.NOT.CARE. We really need a way to show them better money skills.

  30. J Walton July 2, 2010 at 11:37 AM

    I would give it to my friend, who is keeping his 2 nephews for the summer. This would be a great lesson for them.

  31. Joe July 2, 2010 at 11:56 AM

    I would give this to my wife so we could be on the same page with our 2 boys. We could all use a little help with teaching our children

  32. Becky July 2, 2010 at 12:33 PM

    I’d keep it for my husband and me to read while on the beach. Then, I’d hand it down to my goddaughter, who is too young right now to appreciate it (she’s one!).

  33. Alex G July 2, 2010 at 12:58 PM

    I would keep it for my little one. She is 6.5 yrs old and we just started an allowance.. I was looking for a way to explain saving and charity to her. The book would help. I am also looking for those 3 divider piggy banks to visualize her money in the buckets.
    Happy Friday!

  34. Ashley July 2, 2010 at 1:58 PM

    After I read it, I’d give it to my sister…she and her husband plan to start trying for a baby in a year.

  35. Kelli July 2, 2010 at 2:52 PM

    I’d give the book to my brother and sister-in-law for their niece who’s about to turn 4. Hopefully they’ll start her young on a good financial path!

  36. judyyy July 2, 2010 at 7:26 PM

    I would read it to my grand sons!

  37. Dianna Thomas July 2, 2010 at 8:33 PM

    I WANT THIS PLEASEEEEEEEEEEEEEEEEEEEEE!!—I have the worst time with money–I live on SSDI–and I need all the help I can get–I promise to share it with other after I have completely read it

  38. J. Money July 2, 2010 at 11:14 PM


    The two lucky winners are: Kim and David H.. Congrats! I’ll be hitting you up via email shortly to get your mailing info. Stay tuned everyone else for some more books to come! Got a lot in the hopper…