Welcome to The VIP Club!

It’s nice to see you here :) Stay tuned for some awesome emails every now and then as I come across some pretty cool stuff (and/or I’m feeling lonely, haha… j/k. Kinda.) I hope you get something out of these! Even if it’s free money or deals ;) Feel free to email me anytime too.

Now do me the honor and accept this “Sexy Savers” certificate. Download it, put it on your wall, your fridge, your car window – wherever you’d like. You are a rock star, and we need to tell the world:

[Click to enlarge – Save to desktop – Print!]

Congrats on working towards financial freedom!

j. money signature
PS: If you got here by accident, you can sign up to our V.I.P. Club here.

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  1. Sunit February 28, 2010 at 2:03 PM

    That's a really nice touch =)

  2. J. Money February 28, 2010 at 5:14 PM


  3. Yana December 29, 2010 at 4:30 PM

    LOL. I already get your feed in the e-mail, but didn’t want to potentially miss anything, so I signed up as a VIP. I guess if I start getting two of the same thing I can cancel one. Anyway, thanks for the certificate ;)

  4. J. Money December 29, 2010 at 4:42 PM

    Haha, yup! You can cancel anything at any time ;) It’s your world, baby.

  5. Laurie January 10, 2012 at 9:09 PM

    Hi! I found your site from a July 2010 Family Circle. It talked about “Track your spending for three months.”. Do you still have that option? I am using a blackberry for internet and am having trouble finding this link. Thanks!!

  6. J. Money January 11, 2012 at 7:32 PM

    Hey! Very cool – totally forgot about that magazine article, nice to meet you :) Not sure what link you’re talking about, but I do all my tracking with the top spreadsheet here:


    You’ll find others that may work better for you, but really it was just about sitting down a few times a month and keeping track for 3 months straight. I learned sooooooo much about my spending, it was awesome! Well, not the spending part (I was leaking more than I was bringing in!) but the “knowing” what was going on part ;) If you haven’t ever tried it before, I highly suggest it. And once you get on top of it, you don’t have to manage it all too hardcore after that, it’s really just a great stepping stone.

    Hope that helps!

  7. Nancy Black February 19, 2012 at 3:52 PM

    Oh My Gosh! I can’t believe I didn’t know about your site before. Signed up and also for the email one.

    What can you tell me about American Express Gift Cards?? I have one but am unable to use it for paying on a loan. I called the number on the back of the card and basely it’s just for shopping. Can you believe that?? It won’t let you withdraw cash from it either.(For paying down debt_

  8. J. Money February 22, 2012 at 10:53 AM

    Welcome to the site! Glad you found it :) That’s def. interesting about the Amex gift card – I actually have one of those in my pockets too. Didn’t know that you couldn’t use to pay down a loan, but what about using your regular credit card and then using the Amex to pay for groceries or whatever else in the same amount of $? So you’re basically just switching cards to get the same thing done?

  9. laurie nemeth October 20, 2012 at 10:28 AM

    I am excited about your site

  10. Dorothy Hubbard October 20, 2012 at 2:03 PM

    I’ll be back to learn more.

  11. J. Money October 21, 2012 at 8:58 PM

    Awesome, welcome to the family :)

  12. sufian November 2, 2012 at 12:41 PM

    im 32 years old how much is my car new insurance going to be

  13. J. Money November 2, 2012 at 5:22 PM

    nooooo idea… too many variables for anyone to know that except the insurance companies when you call them :) Your age is just one factor of the others like driving record, the car you have, the deductibles you want and on and on… I’d do some Google searching online to see if you can get some good comparisons, and then pick the top 3 and call them to see which one is best for you :)

  14. stephanie January 21, 2013 at 7:44 PM

    just found your site and am so happy i did! i thrive on having some straight-up financial tidbit in my email every day; keeps me honestly working down my debt and saving a little too. absolutely love your blog and the way you make me feel like i’m not a total idiot about this finance-stuff, and you make me laugh writing about (serious) stuff like the blowing the whistle to the almighty irs. thanks in advance for the saving challenge this year too. i am really looking forward to having $1300+ saved by 31 dec 2013. thanks again for having me!

  15. J. Money January 22, 2013 at 12:21 PM

    COOL!! Congrats my friend, and welcome to the financial world of sexiness!! :) If you want to get my daily posts emailed to you each day, plop your email into that blue section there in the upper right of this site… This newsletter here you just signed up for only goes out every now and then when I have something extra or special to say :)

    Thanks for the kind words!

  16. $u$an Donoho February 4, 2013 at 7:51 PM

    Enjoying this unexpected treasure!


  17. J. Money February 4, 2013 at 8:13 PM

    Glad to hear it ;)

  18. Craig August 21, 2013 at 11:51 AM

    Greetings from central Arkansas. I like your site and blog.

    1. J. Money August 21, 2013 at 9:51 PM

      Awesome! Thanks for stopping by and saying hello :)

  19. gloria October 19, 2013 at 10:16 PM

    I am on your site for the first time. I am looking forward to learning some new things, thank you Gloria.

    1. J. Money October 23, 2013 at 11:40 AM

      Cool, welcome to our little family here :) If I can ever help with anything, just shout.