The 100-Day Financial Goal Journal!

Morning, friends!!!

Welcome back to everyone who wasn’t scared away from yesterday’s post! ;)

One of my favorite Canadian bloggers just released an AWESOME new money journal out there, and wanted to make sure y’all were aware of it as it looks pretty good! And unlike other typical $$$ journals, this one helps you to *hone into* more specific goals to shoot for, and then even more importantly – GIVES YOU A TARGET DATE TO SHOOT FOR – so that you can actually accomplish it in the end ;) Specifically, 100 days!

It comes from Alyssa over at, and below you’ll find a summary on it as well as a fun little interview I just did with her to learn more…

Hope you guys like it!!

Make sure to read to the end for a chance to win a free copy! ;)


“The 100-Day Financial Goal Journal:

Build a Plan for Your Financial Future”

100 day finance journal - alyssa

From Alyssa’s blog post:

This 100-day financial goal journal is for anyone who is sick of feeling behind when it comes to their money situation. Rather than pick up the typical personal finance book about how to get wealthy as an entrepreneur, how to retire early or how to pay off your debt by living life bare bones, this modern diary can get you on the right track with your financial situation, without having to skip the fun parts of what money is really for: to be enjoyed…

This journal can provide a quick introduction to personal finance, and a deep dive into how you value your money and what you want to achieve in your financial life.

Looking to start an emergency fund? Save for a big purchase? Or make a dent in credit card or student loan debt? Let this journal be your guide. It features prompts that will help you reach your biggest personal finance–related goal, plus daily pages for recording your expenses, reflecting on your everyday spending and saving decisions, and tracking your progress.


Cost: $17.95
Amazon link: The 100-Day Financial Goal Journal: Build a Plan for Your Financial Future

And then here’s a look at some of the internal pages of the journal… (click to make bigger):

financial journal - budgeting

financial journal - connect & reflect

financial journal - create a goal

financial journal - automation


One on One with Alyssa:

Love the idea for this journal so much! What made you come up with it?

For me, money doesn’t have an impact unless I track and plan in a tangible way. I’ve tried
to use apps and I’ve tried to switch everything to an automated system, but ultimately, I still
love to write things down by hand. Not only does it make my spending habits come to life, it
really makes me think about the decisions I make and if they’re keeping me on track to
accomplish a financial goal.

If you don’t have a money diary where you can share all of your deepest thoughts (because
personal finance is very emotional), you’re missing out! At least, that’s what I think anyways.
I’ll still say, though, spreadsheets are life. I think you need balance, and this journal is just
another fun and simple way to control your money.

Do you typically track your own money more manually than automatically?

I’ve got a really good mix of tools I use to manage my finances. First, I have a monthly budget that I store on Google Sheets because it’s super easy to plop numbers in and shift things around whenever I need to. Second, and for discretionary spending, I use Cleo (a money management app) that’s really just for fun. She’s an AI bot that sends me sassy messages if I’m spending too much money at Starbucks, but doesn’t judge me for it — because, judging how other people spend their money is silly.

Lastly, and most importantly, I have my journal to write down financial goals and keep track of my savings. If I automate those goals, which is a part of the plan, I sometimes forget to check where I’m at, whereas if I write everything down (including my mood) and find that I could toss a small lump sum towards the goal to achieve it a few weeks earlier, I’m more likely to find success.

What’s one of the best goals to shoot for with this journal?

The bottom line with this journal is creating a money goal that is actually realistic to accomplish in a short amount of time. 100 days isn’t very long, so attempting to save for a down payment might not be your best option (unless you’ve gotten a head start). Instead, you could focus on paying off a specific amount of credit card debt, or save for a vacation you have planned for the near future.

Right now, the best goal to shoot for with this journal is easily an emergency fund. Even if you already have one, it might be ideal to top it up by a few hundred bucks.

It looks like it can be used by pretty much anyone, whether they live in the 2nd best country in the world (Canada) or the first (The U.S.) ;) And possibly even other countries around the world too, like even Zimbawbe?

Shoutout to Zimbabwe, because, yes! This journal is universal, meaning that no matter where you live or what kind of money you hold in your bank account, you can take these tips and tricks, and follow the daily prompts to seriously smash a financial goal.

PS: Canada is number one, I just read about it in the news.

Can you tell us more about your blog in general for those of us who aren’t smart enough to follow you yet? ;)

Oh my gosh! Of course. I’ve been running Mixed Up Money for five years now and what started as a place for me to hold myself accountable while paying off my consumer debt has transformed into a really fun and safe space to talk about finance. My blog is not about preaching money topics, and we don’t expect you to be perfect. Instead, I tell personal stories of wins and fails when it comes to money. I also provide you with tips and tools to create a healthy vision of what financial success looks like — for you and only you.

You can follow me on Twitter for sarcastic jokes, Instagram for inspiring financial illustrations and TikTok to watch me sing songs to my daughter. Because, yes, I’m on TikTok.

And lastly, just for me, WHAT’S THE SECRET TO MAKING GIRL BABIES!! I cannot figure it out for the life of me!!

I heard if you eat enough Girl Scout cookies, a baby girl gets mailed to your front step.

[EDITOR’S NOTE: She actually wrote “Girl Guide” cookies, but I’m assuming that’s the same thing as girl scout cookies here in the U.S., but if not I’ll be making a personal trip up to Canada to grab as many boxes as I can get my hands on! I am not risking it if we go for a 4th!! ;)]


100 day financial journal[The 100-Day Financial Goal Journal via Amazon, $17.95]

So there you have it! A great new resource out there for anyone looking to turbocharge their goals :)

And a little birdy tells me Alyssa will be offering up a FREE copy to one lucky commenter on the blog this week, so if you’d like to be entered for it just answer the following question down below or via email and you’ll be automatically entered to win!

What’s *one* goal you’d love to accomplish in the next 100 days? Financial, or otherwise?

Open to both U.S. and Canadian readers, good luck!! We’ll let the giveaway run until the end of the upcoming weekend, and then randomly pick the winner that next Monday morning!

Congrats again Alyssa!!

UPDATE: Giveaway now  over! Big congrats to Mindy for winning!! Hope it helps you out! :)

Amazon links above are affiliate links

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  1. Mike May 5, 2020 at 7:54 AM

    Decide on keeping my truck or not and staying 32K in debt or getting a clunker for a month or two and be debt free minus the house

    1. J. Money May 5, 2020 at 8:31 AM

      I think you know what our answer here would be ;)

  2. Heather May 5, 2020 at 8:30 AM

    I like the way this journal encourages reflection in a way I haven’t seen with some other methods. I’d love to finish paying off all debt (besides our home) in the next 100 days. We’ve been holding back on debt to focus more on savings, but I’m really ready for it to be gone, once and for all.

    1. J. Money May 5, 2020 at 11:36 AM

      That’s going to feel good!!

      Keep going!! :)

  3. Stephanie May 5, 2020 at 8:31 AM

    Journal seems very cool – a way to apply everything that is recommended in personal finance. Do you know of any templates or guides for investment plans or personal finance manifestos of sorts?
    Your IG illustrations are fun!!!

  4. Stephanie May 5, 2020 at 8:37 AM

    I would really love to and am going to try to meal plan at home. Currently I have a food box delivered but that is like paying restaurant prices at home.

    1. J. Money May 5, 2020 at 11:38 AM

      Food is always one of the hardest to lock down :)

  5. Jeb May 5, 2020 at 8:53 AM

    In 100 days I want to have set and measurable progress firmly established!!

    1. J. Money May 5, 2020 at 11:38 AM

      Measurable progress on what?? :)

  6. Lisa O May 5, 2020 at 10:36 AM

    I want to keep working on retirement savings. It is very hard with the current situation to really know what is the right thing to do with your money. I have been saving every month since 1995 and I am hoping that the choices I make are the right ones.

    Love the planner with the day to day thoughts, goals and manual spending diary!

    1. J. Money May 5, 2020 at 11:39 AM

      1995 – wow!!

      Really don’t see how you can go wrong if you’ve just been adding to it over the years :) That’s some mega compounding!!

  7. Joan May 5, 2020 at 12:45 PM

    I think this may be helpful to me. I track my daily speding numbers and I do have goal sheets that are broken down into quarters.

    But I’m not really making as much progress as quickly as I could be because I guess maybe I’m still not getting focused enough.

  8. Joan May 5, 2020 at 12:46 PM

    Basically I still need help. And I’m hoping that this journal will help jump-start me.

    1. J. Money May 6, 2020 at 8:18 AM

      I hope so too!

      Make sure to let us know *what goal* you’re working on if you want a chance to win it for free! :)

  9. Laura May 5, 2020 at 8:58 PM

    In 100 days I would want to save up an extra cushion in my slush fund that covers smaller ($100s) fixes that need to be done in the house or on the car.

    1. J. Money May 6, 2020 at 8:18 AM

      Love it – entered!

  10. Avicado May 5, 2020 at 10:55 PM

    I’d like to be living comfortably in a new permanent dwelling within 100 days.

    1. J. Money May 6, 2020 at 8:19 AM

      Oooh that sounds like an adventure! What does your living situation look like currently?

  11. Jeff May 6, 2020 at 12:40 AM

    With all of the economic turmoil going on right now, I no longer have enough money to pay for my son’s last year of college this fall. The 1st day of school just happens to be about 100 days away. I would like to use this resource to save enough money for him to be able to go for his Senior year and graduate.

    1. J. Money May 6, 2020 at 8:20 AM

      I hope you’re able to pull it off!! But what a blessing you’ve already given him throughout the years if you’re unable to!

  12. João Barbosa May 6, 2020 at 9:29 AM

    Looks awesome, I’d love to have one!

    1. João Barbosa May 6, 2020 at 9:31 AM

      So, the goal I want to accomplish in the next 100 days is to have an emergency fund, so I can start to invest in other areas with peace of mind :)

      1. J. Money May 6, 2020 at 10:48 AM

        Excellent – you’re entered!

  13. B.Zambtano May 6, 2020 at 11:37 AM

    Alyssa, I’m like you. I have tried automating it all and I have to have it right in front of me to allow me to stay focused. If I hide it away on an app, I forget about it and never get anything accomplished. Some of us just still really like to have physical books versus digital. My 100 day goal is to slash through some heavy debt so my husband and I are that much closer to buying a home. Ultimate goal is rental properties, and maybe a fix and flip.

    Now I need to go find you on FB and IG.

    Thanks for the opportunity to win a copy of your book.

    1. J. Money May 6, 2020 at 3:11 PM

      Check out when you’re ready to dive into the real estate flipping/renting biz… Great community there who are obsessed with it all! :)

  14. Lynn Telford May 6, 2020 at 11:00 PM

    I have just finished my Baby Emergency Fund. Onto Step 2. I would like to pay off my Paypal Credit and Discover Card in the next 100 days, about $5,000.

    1. J. Money May 7, 2020 at 6:53 AM

      Rock on! That first step is a solid one!

  15. Amy May 7, 2020 at 3:07 AM

    In the next 100 days, I want to have put $1500 into my ROTH IRA. Thanks for the giveaway!

    1. J. Money May 7, 2020 at 6:54 AM

      Excellent! That’s a nice chunk!

  16. Elle May 8, 2020 at 12:51 PM

    Just hoping to come out of this pandemic with a full time job as I had been looking and then things got crazy.

    1. J. Money May 8, 2020 at 1:02 PM

      Sorry to hear that :(

  17. Tim Noteboom May 9, 2020 at 9:50 PM

    We’d love to use the journal to help our soon to be college graduate love personal finance, money management skills, and budgeting as much as we do!

  18. J. Money May 11, 2020 at 7:20 AM


    Big congrats to Mindy for winning!! Hope it helps you out! :)