I know the month’s only got started, but I’m calling it now – this is The Product of The Month!
Debit/credit card sleeves that come with mini ledgers!
So you can track stuff on the go!!
Love this $hit, haha…
And if that’s not exciting on its own, check out the price:
$2.75
WITH FREE SHIPPING!!
Got turned on to these by Dan B. and it’s been the best thing I’ve seen all year so far ;)
Here’s his note he passed me:
Hey J$,
I wanted to share this awesome find. I was looking for something to stick to my debit card to keep track of swipes and expenses. I couldn’t find anything but in the midst of my search I stumbled upon this ledger that has a debit card holder. It’s geeky to say the least but it’s wicked cool at the same time. Now every time I swipe I’ll whip out a pencil and write in what I just bought and what my new total is.
Over the year of keeping a bullet journal I’ve realized using paper and pencil holds me more accountable as well as able to adjust the budget for the future. Now when I’m on the go I’ll just use this in real time and transfer when I get home to the bullet journal. They used to call these types of things hipster pda’s. Someone needs to bring them back so I can get away from technology every waking moment of the day!
Here’s the link and I have no affiliation with this at all. Just wanted to share this so maybe someone else could benefit from this or even come up with a business plan to mass produce these.
https://www.etsy.com/listing/720631732/debit-card-sleeve-with-ledger
Keep being boss,
Dan B.
I know not everyone likes manually tracking stuff, but if your current system isn’t working too hotly it may be worth giving it a shot again…
It really is amazing just how much more AWARE it makes you when you’re forced to write everything down. I remember back in the day even going out of my way to NOT purchase something simply so I didn’t have to record it afterwards! Haha… So it can save you money in all kinds of ways ;)
But even if these aren’t your thing, perhaps they’d make great gifts to others in your life? Or stocking stuffers for next Christmas? (Too soon?) You could always use the ledger to doodle down notes or pictures too – incredibly useful.
Here’s more from the creator of these beauties (TwinApproved), as well as some more pics:
Credit/debit card holder with ledger to help keep track of your daily purchases. The ledger has 8 pages front and back and the sleeve has a clear protective cover to help with durability. If you have multiple cards then choose a different color for each card. Sleeve is slender and fits in most bifold wallets, or just put in your purse, or slide it in your pocket.
There are many apps available that will keep track of your account(s) and how you are spending your money. However, we have found that when we use these services for a little while, we slowly stop using them. By writing each transaction down it helps us to be more accountable and conscious of how we are spending our money.
This is a great opportunity to stop mindlessly swiping your card or help someone else keep track of their purchases.
*******
And then if you really want to be a baller:
That’s the one I just picked up, but had to dip into the savings as it cost me double @ $5.50 ;)
More info, or to scoop one up yourself, visit Etsy:
And just like Dan above, I’m not getting compensated at all either for sharing this… I just think it’s a brilliant idea and had to share!! Hope it changes your finances! :)
For past Products of The Month:
UPDATE: From Brian on the *mass production* part – “I did end up finding them on Amazon under “debit card mini registers“. Different format, but different styles to choose from. I guess according to reviews banks used to have these card size registers. Still, I like my purchase better haha…” (Amazon link there is an affiliate link)
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That’s brilliant! And I guess if you are a millionaire you can afford the baller version! Ha!
Stop, haha…
lol ahh, I much prefer using an expenses app which will tally everything for me as well but this could be an interesting idea for some.
Apps are def. easier for those who are good at remembering to *check them* :)
J$$$,
You know I’m all over these! I’m a pencil to paper budget girlie, so this geeky nerdy item is just perfect. Gonna invest in a couple and definitely going for the baller version for one!
I’m getting ready to start a no-spend month but decided to skip January, when it just seems easier. Besides, February is a couple days shorter, just in case. I’ve done this in the past but feel that this time I’ll do even better, with the experience I’ve gained. It helps to know where temptation lies!
Awesome little product!
Cool!! It’ll be interesting to see how much easier or not it is the 2nd time around for sure :) Better scoop these up in the meantime before you start!! Although you and I both know they are *necessities* ;)
These are cute, but $2.75? The “cheap” me came out and said “I can make that so easy if I really want that. Is that ridiculous or what?. I use a Business card book now, of course fat with loads of info, business cards, family addresses, and well, it’s great. Take a card out if I need it, otherwise don’t carry them all. Also, I’m with another poster, I know what I charge or debit, I get an alert on my messages every time, very helpful. Can’t see writing down each and everything when it’s already tallied and can access by a bank app on my phone. Anyway, I hope these little babies help someone out there, and if they do, that’s great!!!!!!
When debit cards first came out, I would record every purchase in my check register since it was from the same account. People looked at me weird, and I stopped doing it, plus it held up the line a little. Then I got into credit cards and never thought about it again. All that to say – use your check register, if you still have one!
Good point about holding up the lines, haha… Def. something to be filled in *after* you’ve paid and are away from the cashier :) Just not too far away where you’ll then forget!
I would keep a rubber band wrapped around my debit card. Any receipt would get wrapped around the card and banded in place until it was entered into the register. I generally knew what the register said, but having to unwrap the card would remind me that I’d make purchases since the register was updated.
that’s a good idea :)
Thank for the tip. Getting one for my 18yo daughter who hates spreadsheets (my preferred way) but needs to track her spending and budgeting other than opening the credit union app and hoping money is in her account.
Hah! Awesome!
Let me know if it ends up changing her life, please :)