Christmas Stimulus Is Back! Who Wants $100??

Goooooood morning, y’all!

Nice and happy from all that Thanksgiving goodness over the weekend? Ready to get back to the real world now and start talking Turkey vs eating it? ;) Can anyone use an extra $100 bill these days??

Well good news my fiscal friends, Christmas Stimulus is back!! And this year we’re giving away $500 in cash just for being a reader of this blog :)

My old blogging friend Brad Chaffee and I used to do these every year before he left blogging (anyone around from the Enemy of Debt days?) and I guess life and kids and who knows what else got in my way from continuing it forward…

But not anymore, baby!! We’re re-inaugurating it! This is for you, Brad!

If you’re new to the blog here (and by “new” I mean started reading anytime after 2012 haha…) here are the rules to Christmas Stimulus – it’s super simple:

  1. Make sure you’re signed up to this blog’s newsletter (do so here if you’re not)
  2. Answer the following question in the comments below:

How would you use this $100 this holiday season?

There are no right or wrong answers here, I’m just nosey and fascinated by how people spend money :) Especially FREE money! Share your answers by December 3rd (this Sunday) at midnight, and I’ll randomly select 5 of you to win $100 each.

Good luck!! Thanks so much for reading this blog!!

UPDATE: Giveaway now over. Click here to see who won :)

love you gif

(Visited 27 times, 1 visits today)

Get blog posts automatically emailed to you!

816 Comments

  1. Ms99to1percent November 27, 2017 at 5:20 AM

    1. Already s subscriber
    2. I would give it to my readers? Is that allowed? :-)

    Reply
    1. Laura Narux November 27, 2017 at 10:38 AM

      I’ve been reading for the past year, you are hilarious! I would put the money towards paying off my mortgage, which I’ve been working on for the past three years. I’m down to $28,000, so I will be completely debt free in less than three years.

      Reply
    2. Tanya Williams November 27, 2017 at 11:28 AM

      I would give $10.00 to the Union Rescue Mission. Put $10.00 in my savings account. Use $10.00 to take myself to a matinee. And use the remaining $70.00 to reduce my $1300.00 Visa credit card debt.

      Reply
    3. Joscelyne November 27, 2017 at 7:50 PM

      Hello!! What I’d do – $70 towards my debt, $15 towards a nice lunch (I looooove ramen, it’s such a treat!), and $15 towards my remaining Xmas gifts (not much left to buy, thank GOD)!

      Reply
    4. Karen November 28, 2017 at 6:11 AM

      My parents and I live in VA, but my sister and her family live in TX. Naturally, we don’t get to see them often. Since my sister and I both teach and have a good chunk of time off at the holidays, I want to take my parents on a road trip to go visit them after Christmas. (The cost of airfare for the 3 of us is definitely out of reach!) If I managed to score an extra $100, that would go straight into the travel fund.

      Reply
    5. Viktor November 30, 2017 at 7:10 PM

      Just joined:). I would use it to pay off my 3K credit card debt.

      Reply
    6. Renato Fruggiero December 1, 2017 at 9:46 AM

      all Signed up!

      I am in the middle of avalanching current debt (student loans, baby with a hospital bill and new home furniture) so I would use the $100 in addition to my monthly payment. Not much spending going on for the Fruggiero’s in December 2017. : (

      Reply
    7. Erin December 2, 2017 at 5:42 PM

      I’m a teacher of four wonderful children. I will use some of the money to take my 4 kids to Chuck E Chesee. I hardly have any extra money during the month do spend it on them. I will use some of it to buy some groceries for my house. I will also buy a Christmas gift for my teammates at work and buy some gifts for my 18 Second graders. That’s what I would do with the $100.00 blessing from you two.

      Reply
    8. Fabiola Figueroa December 3, 2017 at 8:33 PM

      If I were a lucky one and won $100 buck-a-roos, I’d be very grateful. The first thing I’d do was donate $20 to may favorite charity, use another $20 for gas so I can drive around and go Christmas shopping for my loved ones, use another $20 for toiletries and such for family whom are coming to town for the holidays, use another $20 to buy ingredients to bake cookies for all my small business owners who I go to for hair, nails, yoga, etc., and finally I’d use the final $20 to go get some yummy snacks for myself and enjoy at home while I wrap Christmas presents while I listen to Christmas music. Merry Christmas, Jay! Thanks for your awesome financial wisdom. Regards, Fabiola

      Reply
  2. a November 27, 2017 at 5:44 AM

    Been reading for ages. Just signed up :)..I have a non-profit. Will use it for some of our projects. Thank you

    Reply
  3. Holly November 27, 2017 at 6:09 AM

    Just subscribed! I have been reading for less than a year so definitely a new reader.

    Kind of boring but my husband and I are working really hard to pay off our credit card debt so I would use $100 towards that. We are so close!

    Reply
  4. JC November 27, 2017 at 6:22 AM

    Already a subscriber.

    I will put the $100 towards a Careergasm course that hopefully will help me figure how to start working full-time for myself!

    Reply
  5. Lily @ The Frugal Gene November 27, 2017 at 6:34 AM

    I’m subscribed but under a ninja email. I’m not expecting to win but for fun, I would buy lotto tickets to amuse myself. If I won anything from the tickets then I donate it to the Rockstar Finance fund and Grace’s dog rescue.

    Reply
  6. HW November 27, 2017 at 6:48 AM

    I am signed up!

    I would put the money towards a trip I’m planning on taking next year.

    Reply
  7. Aaron November 27, 2017 at 6:49 AM

    A $100 bill saved is a $100 bill earned. That $100 would go straight into my savings account before eventually getting shuffled off into a 2018 Roth IRA contribution.

    Reply
  8. Leticia November 27, 2017 at 7:08 AM

    1. Subscribed.
    2. I would deposit into my investment account. Every bit helps!

    Fingers crossed!

    Reply
  9. Laura November 27, 2017 at 7:13 AM

    I’d use it on Christmas gifts! This year I budgeted around $650 for my flight and gifts, but the flight alone was $450 (ugh). I don’t have a ton of gifts to buy, but a little wiggle room in the ol’ budget would definitely help.

    Reply
  10. Tina November 27, 2017 at 7:14 AM

    I have followed you on FB, but signed up. I would give it to my 8 year old for her savings account.

    Reply
  11. Mrs. Kiwi @ KiwiAndKeweenaw.com November 27, 2017 at 7:17 AM

    I would invest half of it and buy a board game the hubby and I have been eyeing for a while! Any leftover money would get donated to the food bank near us!

    Reply
    1. Danielle November 27, 2017 at 11:27 AM

      out of curiosity, what board game is it? always looking for new ones!

      Reply
      1. ThinkingAhead November 27, 2017 at 4:31 PM

        The last board game I bought for my family was Splendor (found it on sale on Amazon) and we love it. Try it out, if you don’t have it already.

        Reply
  12. Joe November 27, 2017 at 7:17 AM

    I’d use it to get my wife a gift, we tend to be pretty meager with each other and spend it on the kids.

    Reply
  13. Marshal Hines November 27, 2017 at 7:19 AM

    I would add it our holiday fund. The hubbs and I are going to spend 10 nights in Mexico. Mostly from travel hacking.

    Reply
  14. Chris November 27, 2017 at 7:21 AM

    I would most likely use it for Christmas presents. Or towards one of the 6 weddings I will be attending this year.

    Reply
  15. Tammy H November 27, 2017 at 7:22 AM

    Hey,

    I am already a subscriber. I would use the money to buy my niece and nephew Christmas presents. What is even more exciting is that my husband and I are going to Europe for the first time this year for FREE! He travels a lot for his job and accumulated enough points to pay for our flights, hotel, and travel. We are only responsible for taxes, so that is where the rest of the money would go or I might buy something special in Paris! ;-)

    Reply
  16. Josh November 27, 2017 at 7:22 AM

    Buy Christmas gifts!

    Reply
  17. Liz Holtzinger November 27, 2017 at 7:22 AM

    I’m hosting Christmas dinner for the first time ever. I’d use the cash toward feeding my family.

    Reply
  18. Krista Leicht November 27, 2017 at 7:23 AM

    I would put it in my kids’ college savings!

    Reply
  19. Katie November 27, 2017 at 7:25 AM

    Happy Holidays! I would put the money in my IRA. It’s boring, I know.

    Reply
  20. PaulM November 27, 2017 at 7:28 AM

    I’m already a subscriber and would pass the money forward to one or two people who need it more than I do. I can’t imagine a better use for it.

    Reply
  21. OFG November 27, 2017 at 7:30 AM

    I’d use it to pay my son’s tuition bill.

    Reply
  22. CPR November 27, 2017 at 7:33 AM

    Been reading for a while, but just signed up today. I’d give $100 to my 12 year old daughter – she’s saving up for enough to start investing with Vanguard index funds.

    Reply
  23. Mike November 27, 2017 at 7:35 AM

    J,
    I would use the money for taking the family out to dinner when we are all in Denver over Christmas.

    Reply
  24. Danielle November 27, 2017 at 7:35 AM

    I’d use $100 for our angel tree family and Christmas dinner.

    Reply
  25. Brian Driesenga November 27, 2017 at 7:36 AM

    Just subscribed. I would take that $100 and buy some more bitcoin! haha

    Reply
  26. Kiel November 27, 2017 at 7:38 AM

    Pay down debt like student loans.

    Reply
  27. Ms. Frugal Asian Finance November 27, 2017 at 7:43 AM

    Woo this is so cool!

    1. I’m a subscriber.
    2. I would put it towards our joint account for groceries :D

    Reply
  28. Jen November 27, 2017 at 7:45 AM

    I’d use it to pay down my car loan.

    Reply
  29. Apathy Ends November 27, 2017 at 7:47 AM

    Bribe my wife to proof read my posts

    Reply
  30. Dustin November 27, 2017 at 7:51 AM

    I’ve had a few unexpected expenses come up this year, so I lowered my contributions to my IRA for a few months. As of now, I will be about $250 short of the maximum by years end, so I would use the money to bring myself closer to maxing my IRA for the year.

    I know I have until the tax deadline, but I always feel better if I have my contributions maxed out before January.

    Reply
  31. Winslow Mohr November 27, 2017 at 7:51 AM

    1. Been reading your stuff through an RSS feed, wasn’t aware you had a newsletter!

    2. Price limit for presents this year between my fiancee and I is $100. So this would allow me to use the $100 I would spend on the present, instead on paying off my dang credit card.

    Reply
  32. Erin November 27, 2017 at 7:53 AM

    Hopefully my email newsletter subscription went through. There was some kind of error when I tried to set my preferences.

    I would put the money into a savings account. A close family member was just diagnosed with a serious illness and we will all be helping them with the medical expenses. We set up a savings account so everyone could contribute as they are able to help offset the cost.

    Reply
  33. [HCF] November 27, 2017 at 7:54 AM

    1) I was subscribed with another email but now subscribed with my blogging one.
    2) I would use the $100 to pay back my blog kickstarting expenses to the family budget (and maybe fund a frugal weekend trip for having fun together).

    Reply
  34. Becky November 27, 2017 at 7:55 AM

    I would probably, divide it up between my 2 college kids. $50 goes a long way when you are in college!

    Reply
  35. JRubin November 27, 2017 at 7:59 AM

    I’m already a subscriber.
    If I were to win the $100 – I would pass it on to friends of mine that are having some difficult financial times right now. I’ve already gifted them some $$ so that they can get Christmas gifts for their boys and/or pay some bills and/or buy some extra food, whatever they need the most. I would like to do more for them, just waiting to see how my end of year budget works out so I can see if there’s moolah to offer and how much.

    Reply
  36. Ms. Steward November 27, 2017 at 8:00 AM

    1. I’m a subscriber (sung to the tune of Beyonce’s “Survivor”)
    2. I would put it in my “Harry Potter World” fund for next November.

    Reply
  37. Jennifer November 27, 2017 at 8:01 AM

    Christmas is already paid for since I have a Christmas club account at my credit union that I make automatic deposits to every payday. This year I’m making brunch for my parents and I would like to make sure that everyone else has food on the table. (Small condo or else I would feed a lot more people.) My $100 is going to be donated to the local food bank.

    Reply
  38. Stephanie @ bendNeverbreak.ca November 27, 2017 at 8:11 AM

    $100 would go to paying off our debt! Merry Christmas to all :)

    Reply
  39. Rachel November 27, 2017 at 8:12 AM

    I would put it towards a Christmas gift for my husband and any leftover for our families! Our budget is super tight this year.

    Reply
  40. Accidental Fire November 27, 2017 at 8:13 AM

    VTSAX

    …then 5 years down the road when it’s worth $150 I’ll run a “Vets Day Stimulus” contest and give it to a deserving military veteran, with an extra $100 kicked in. Because I’ll be a famous blogger by then.

    Or so I hope :)

    Reply
    1. J. Money December 7, 2017 at 6:24 AM

      Yeah you will be ;)

      Reply
  41. Mariana November 27, 2017 at 8:13 AM

    I will use it to pay debt!

    Reply
  42. Andrew Schwartz November 27, 2017 at 8:17 AM

    I would put it in retirement because every penny counts and as Ben Franklin says ” Compound interest is the 8th greatest wonder in the world”

    Reply
  43. Erik November 27, 2017 at 8:20 AM

    There is family drama on both my fiance and my side for this Christmas. Its pretty expensive to fly to Buffalo for the holidays so $100 would help get me away from the drama and able to spend the holiday with the most important person in my life.

    Reply
  44. Eric November 27, 2017 at 8:20 AM

    I’d use it for holiday shopping. $100 less I’d need to use from my income and I could divert that towards savings.

    Reply
  45. Janet November 27, 2017 at 8:22 AM

    I am only $200 away from my goal of a $1000 emergency fund, so that’s where I would send the $100.

    Reply
  46. Brian November 27, 2017 at 8:24 AM

    I would donate it to a local 501c3 who’s promoting and hosting youth events, including financial literacy events.

    Reply
  47. Chris November 27, 2017 at 8:28 AM

    I would use it to take my kids in the polar Express while we’re in Colorado.

    Reply
  48. Vix November 27, 2017 at 8:28 AM

    I’d add it to the holiday fund. After all, the evidence shows that it’s best to spend money on things not experiences!

    Reply
  49. Danielle November 27, 2017 at 8:29 AM

    $100 this holiday season would go towards purchasing an outdoor Christmas decoration, we are looking for a “pre-used” lit Manger for our front yard. My kids are almost as excited to celebrate Jesus’ birthday as to see Santa! I am trying to hold on to that pride for as long as possible!

    Reply
  50. Kate November 27, 2017 at 8:32 AM

    Subscribed! And I would invest it!

    Reply
  51. Emilie November 27, 2017 at 8:32 AM

    I’d use the $100 to pay down my debt!

    Reply
  52. Michelle November 27, 2017 at 8:33 AM

    I’m currently studying abroad in Frankfurt, Germany (BSc in fianance), I’d put it toward my tuition expense for the next semester :)

    Reply
  53. Brenda November 27, 2017 at 8:36 AM

    Put it toward flights from the USA to South Africa, for my kids to see their grampa who just had surgery.

    Reply
  54. Bonnie November 27, 2017 at 8:40 AM

    I would split it between the two grandkids and put it in their savings accounts! Of course With a money lesson they had to listen to in order to get the deposit.

    Reply
  55. Jason@WinningPersonalFinance November 27, 2017 at 8:40 AM

    I’d reinvest the $100 into my blog via taking a course or buying some software that I can’t pay for today with my non-existent blog income.

    Reply
  56. Jennifer Goff November 27, 2017 at 8:41 AM

    Subscribed! I’d use the $100 to make an extra payment on my loans!

    Reply
  57. Steve B November 27, 2017 at 8:51 AM

    Just signed up, not sure why I never did that before.
    Money would be used to take the kids out for a nice dinner when they’re home over the holidays.

    Reply
  58. CAROLYN s DOSHER November 27, 2017 at 8:55 AM

    Since I’m not using my debit card this holiday season, I’d pay on my credit card!

    Reply
  59. Wade J November 27, 2017 at 8:58 AM

    I would split it in half and put 50.00 each in both my kids savings accounts.

    Great blog!

    Reply
  60. Cheryl November 27, 2017 at 9:03 AM

    I would apply it to my mortgage as I’m trying to get it paid off by end of year—appreciate your help with that lofty goal! :)

    Reply
  61. Chung November 27, 2017 at 9:04 AM

    I’m going to do something nice for myself since I tend to put everyone else first. I’ll get a SPA for myself.

    Reply
  62. Amanda of My Life, I Guess November 27, 2017 at 9:08 AM

    I just accepted a new job (I start next week!) and could really use a wardrobe update for this new position. Thanks for hosting this giveaway!

    Reply
  63. Lisa O November 27, 2017 at 9:09 AM

    1. I have been a reader for a few years and love it!
    2. I am currently working on a project to help the local homeless shelter. We as a group are

    Reply
    1. Lisa O November 27, 2017 at 9:15 AM

      trying to work on doing something that is lasting…not just giving for the holiday. (Would welcome any thoughts from readers!)

      Feeling blessed this season and just want to pass on the feeling of peace, joy & understanding.

      Reply
  64. Beth November 27, 2017 at 9:10 AM

    I’d use it toward putting in a BIG vegetable garden this spring.

    Reply
  65. Lyndsey November 27, 2017 at 9:15 AM

    Would love a Benjamin to get a leaf blower! This is my first fall/winter as a homeowner and man, just leave EVERYWHERE! :)

    Reply
  66. Jennifer November 27, 2017 at 9:16 AM

    I would save it for travel expenses this summer as I hope to go overseas for a month or two on husband’s generous paternity leave as a new family of 5.

    Reply
  67. David T November 27, 2017 at 9:16 AM

    I would use it towards that pesky roof bill or towards all those Christmas presents for our 6 yo, 4 yo, and 2 yo daughters! :-)

    Reply
  68. Laura W November 27, 2017 at 9:23 AM

    1. Subscribed!
    2. I would take my family to the movies- tickets add up fast and it’s cheaper to rent a DVD, but it’s such a fun experience to see a movie in theaters, all together :)

    Reply
  69. Katelyn November 27, 2017 at 9:26 AM

    Been subscribed! Would use it to pay down credit card debt! yay!

    Reply
  70. Curtis Wheat November 27, 2017 at 9:33 AM

    I would blow it on something for me.

    Reply
  71. Tim November 27, 2017 at 9:42 AM

    Already subscribed! I would take that money and dump it right into VTSAX…and cash it out in 30 years when it has grown to way more than 100$! Thanks J-Money-Claus!

    Reply
  72. Brittany November 27, 2017 at 9:42 AM

    I would save $50 and spend $50 on my student loans – Super exciting!

    Reply
  73. Chris November 27, 2017 at 9:46 AM

    I would give it to my cousin who has hit a rough patch and would really appreciate it come Christmas time.

    I’ve always tried to avoid family loans but this could be a no strings attached gift that would bend the rules just this one time :)

    Reply
  74. Jenna November 27, 2017 at 9:53 AM

    1. Already subscribed.
    2. Cards. I suck at getting cards for people. This year’s gifts are all travel trips, but a nice card to the recipients would be lovely.

    Always, Jenna

    Reply
  75. Megan November 27, 2017 at 9:54 AM

    I’d use the $100 for books for me, Legos for the kids.

    Reply
  76. Kelly November 27, 2017 at 10:02 AM

    I’d donate it to my favorite charity. My employer matches charitable donations of up to $250, so I can stretch the money from $100 to $200 that way, and feel good about giving back.

    Reply
  77. Eric McWhinnie November 27, 2017 at 10:03 AM

    Hey J$!

    1. I’m signed up!

    2. My wife is a teacher and her room adopts a kid for Christmas gifts. I would donate $25 for that cause. Then I would place $25 in my kid’s piggy bank (he’s only 2) to help teach him about money later, and then I would spend the last $50 on a family dinner out since we don’t do that too often.

    Thanks J$!

    Reply
  78. Colleen November 27, 2017 at 10:06 AM

    I would invest it in my brokerage account (already maxed everything else for this year).

    Reply
  79. Kellie November 27, 2017 at 10:06 AM

    1. Subscribed.
    2. $100 would just about cover a costco-sized prime rib for Christmas :)

    Reply
  80. Jenny November 27, 2017 at 10:08 AM

    We’d use it to start rebuilding our emergency fund. Cutting up the credit cards this month after a yucky season of backsliding into debt (dental emergencies, car trouble, house repairs). We’re welcoming baby number 5 in a few weeks and need to get back on track.

    Reply
  81. CC November 27, 2017 at 10:15 AM

    Just subscribed, I have been reading the blog for a couple years.
    I would use the $ to pay down student loan.

    Reply
  82. HM November 27, 2017 at 10:20 AM

    Already a subscriber! And I would put that money into our daughter’s saving account!

    Reply
  83. Chantal November 27, 2017 at 10:29 AM

    Add it to my son’s tuition fund so we can pay in cash to avoid the 10% interest financing.

    Reply
  84. Drew November 27, 2017 at 10:38 AM

    I’d invest it.

    Reply
  85. Cheri November 27, 2017 at 10:42 AM

    I would use it for gas money to bring my daughter home for Christmas break. She is 5 hours away. Go Badgers! On Wisconsin!

    Reply
  86. Andrew November 27, 2017 at 10:45 AM

    New subscriber but long-time reader.

    I would keep it in checking. I just opened a rewards checking account that pays 3% for balances up to $20,000. Gradually adding to that account until I get to that number.

    Reply
  87. Ryan Dahm November 27, 2017 at 10:51 AM

    My wife is going to be going to Northwestern University to to participate in their Stem Cell Treatment program to hopefully treat her Multiple Sclerosis. This $100 will cover bills that will come along as she is in treatment.

    Reply
    1. J. Money December 7, 2017 at 6:27 AM

      I hope it goes okay!!!

      Reply
  88. Spencer H November 27, 2017 at 10:51 AM

    I’d put the money towards buying my wife’s van new tires. Winter is coming and bald tires don’t do well in Utah snow.

    Reply
  89. Andrew November 27, 2017 at 10:51 AM

    Straight into the HSA account. Have a little more left to go to max that baby out this year :)

    Reply
  90. Henrietta November 27, 2017 at 10:51 AM

    I already subscribe. If I was the lucky winner, I’d use the $100 to pay down debt.

    Reply
  91. Lisa W November 27, 2017 at 10:52 AM

    Pay extra on my mortgage!

    Reply
  92. James Stines November 27, 2017 at 10:52 AM

    I’d probably buy a bottle of whiskey. :^)

    Reply
  93. Shannon November 27, 2017 at 10:53 AM

    I owe $196,000 in student loans, so I would pay off a little more of that debt mountain!

    Reply
  94. Rose November 27, 2017 at 10:53 AM

    I would give it away and spend it on presents for my family.

    Reply
  95. Lance November 27, 2017 at 10:53 AM

    I’d take it to the bank and ask for all quarters and then take the quarters and glue them to the sidewalk and sit on my porch with my phone filming all the kids so excited to see 400 quarters on the ground and then me laughing at them because they can’t pick them up. Then I’d start a YouTube channel with my daily videos and take my millions of dollars from my massive subscriber growth and buy a cabin up in the mountains and buy all the turtles from pet stores start training them to fight terrorism and then set them free all around the world.

    or

    I’d climb on top of my house with my $100 bill at midnight and yell out “I’m making it rain” and watch it float down from the second floor. After four glorious seconds of watching flutter in the air I’d climb back down and pick up my $100 bill from off the ground and go back in to the house and put it in my wallet and say to myself, “Tomorrow I’m going to the bank and getting 400 quarters to glue on the sidewalk.”

    Reply
    1. J. Money December 7, 2017 at 6:28 AM

      OMG haha…. BEST. ANSWER(S). EVER.

      Reply
  96. Adam November 27, 2017 at 10:53 AM

    It would go right to paying off the last $1,300 of debt!

    Reply
  97. Courtney November 27, 2017 at 10:54 AM

    Oh my gosh! I have an awesome standing desk at work no but I’d really like to upgrade my shoes. It takes good shoes to stand all day without pain! $100 investment in my lower back

    Reply
  98. Janet Mahoney November 27, 2017 at 10:54 AM

    Give it to my don to put towards his student loans.

    Reply
  99. Richard Ryan November 27, 2017 at 10:54 AM

    Very generous of you. I would donate it to a needy family in my community where it would be put to good use for Christmas.

    Reply
  100. Janet Mahoney November 27, 2017 at 10:55 AM

    Give it to my son, Brian, to put towards his student loans.

    Reply
  101. Wong November 27, 2017 at 10:55 AM

    I let my 3 boys purchase some gifts for Operation Shoebox, and purchase a few extra things for them :).

    Reply
  102. snowbodi November 27, 2017 at 10:55 AM

    1. New subscriber (about a month ago)

    2. I would buy some tools and lawn care items for my 21-year-old son – he recently bought a house. I’ve been very impressed and proud of how thoughtful and responsible he is being with his money, but he’s been borrowing basic tools from me and not returning them very promptly. :D

    Thank you!

    Reply
    1. J. Money December 7, 2017 at 6:30 AM

      Haha… sons are like that ;)

      Reply
  103. Ms. Raphael November 27, 2017 at 10:55 AM

    I would use it to pay down a credit card, Or maybe on myself lol

    Reply
  104. Troy November 27, 2017 at 10:56 AM

    Subscribed and would place the 100 in my emergency fund!

    Reply
  105. Keya Bishop November 27, 2017 at 10:56 AM

    I would use it to pay off my credit card debt.

    Reply
  106. Chad November 27, 2017 at 10:56 AM

    I would fund next year’s Christmas gift account. (Already finished buying gifts for this year!) Never hurts to start early and with 1.25% at Ally, the $100 would be worth $101.25. ;)

    Reply
  107. Carol Lane November 27, 2017 at 10:57 AM

    I would put it towards paying off the last of my debt!

    Reply
  108. Jolene November 27, 2017 at 11:00 AM

    I’ve been subscribed and reading for a couple of years now!

    I would put it towards bills. Super fun. My sister was unemployed for like 3 months so I have been supporting her in addition to my 7 year old. We are just now moving on from that financial grossness and that $100 would help put us in a good spot to start 2018. By next December, I will have my car, two credit cards, two of my student loans, and my personal loan paid off. So one more year and I can breathe.

    Reply
    1. J. Money December 7, 2017 at 6:31 AM

      What a blessing to be able to help your sister like that!!

      Reply
  109. Kristy November 27, 2017 at 11:01 AM

    I would use it to hire a babysitter during the week between Christmas and New Years so my husband and I can go out to dinner. Yep, selfish I know! haha.

    Reply
  110. Rick November 27, 2017 at 11:01 AM

    Subscribed for some time. :)

    I would book a cabin with my girl to escape the commercial pressure that keeps it hard to stay on track towards FIRE. Latvia is not very expensive so I’d stock up on some mulled wine as well. Chin chin!

    Reply
  111. Melody November 27, 2017 at 11:01 AM

    I’d use it to buy a Kindle to use in a free KingSumo giveaway package for my blog followers!

    Reply
  112. Samantha November 27, 2017 at 11:02 AM

    I would drop that hundo onto our debt for sure! It would be such a good omen to receive it from J Money

    Reply
  113. Fritz @ TheRetirementManifesto November 27, 2017 at 11:02 AM

    It’s going to the dogs. Literally. My wife and I volunteer at a Dog Rescue, and they’re getting every cent. Woof woof.

    Reply
  114. Mike November 27, 2017 at 11:02 AM

    1. Been a subscriber for most of this year, loving it!
    2. My younger sibling is a December birthday, and is turning 18 this year, when I visit the family I’m planning on getting her started with TFSA/RRSP set up and start her off with her first $100 invested.

    Reply
  115. Mary November 27, 2017 at 11:02 AM

    I’d put it in my nieces college funds

    Reply
  116. Elise C November 27, 2017 at 11:03 AM

    1) Long time reader/subscriber! Woot!
    2) I would use it towards our travel fund! We recently made a list of all of our friends who live around the world and we are trying to go and visit everyone (slowly…very very slowly)…so $100 would get us about 50 miles closer! ha!

    Reply
  117. SimplyFinanciallyFree November 27, 2017 at 11:04 AM

    1. already subscribed
    2. make a donation to the organization where my husband’s autistic cousin lives.

    Reply
  118. Mike November 27, 2017 at 11:04 AM

    $75 to student loans, $25 towards a Xmas gift to myself.

    Reply
  119. Amanda November 27, 2017 at 11:04 AM

    Roth IRA! Thanks very much. I really enjoy your site!

    Reply
  120. Alexandra November 27, 2017 at 11:05 AM

    Well I just found out that I’ll need to replace both of my furnaces, so I’d probably use that $100 to help offset those costs.

    Reply
  121. Jennie November 27, 2017 at 11:05 AM

    Just subscribed but I have been reading for a few months. Love your stuff! I would use $100 towards paying off our student loan. Only have a little less than 3k left!!

    Reply
    1. J. Money December 7, 2017 at 6:33 AM

      Thank you so much! And congrats!

      Reply
  122. Michelle Alexander November 27, 2017 at 11:06 AM

    I would put it in my emergency stash which I save for the summer when I don’t get a paycheck. Teachers are paid 10 months in my county.

    Reply
  123. Matt November 27, 2017 at 11:06 AM

    Would use it to pay off debt $100 quicker!!! Been making good progress the past couple months :)

    Reply
  124. Cathryn Weaver November 27, 2017 at 11:06 AM

    We are going to Japan to go skiing in Feb for our honeymoon and I would use it towards lift tickets and a nice meal

    Reply
  125. Jonica November 27, 2017 at 11:07 AM

    I’m in the process of going debt free too, but I would not put this money towards that. I would put it on a Starbucks card and that would be my coffee budget for 2018. Every time I’d use it, I’d think of you and say a silent ‘thank you’.

    Reply
  126. Dani November 27, 2017 at 11:07 AM

    I would buy Christmas gifts…. obviously! :)

    Reply
  127. Michelle S November 27, 2017 at 11:07 AM

    I am already a subscriber. I would use the money toward our spring break trip in March to Phoenix. It’s our last year with our son home before he goes to college so it will be a bittersweet spring break for us.

    Reply
  128. Yolonda Lowery November 27, 2017 at 11:08 AM

    I would pay for myself a class. Teach that skill to my kids. Start a family business.

    Reply
  129. Maryann November 27, 2017 at 11:08 AM

    Subscriber here! I would use the money for a self-care day. I take care of everyone in my immediate family and my elderly mother, and I work full time. I usually spend all my money toward bills/debt/mortgage/food and it would be so very nice to finally treat myself.

    Reply
  130. Ashley November 27, 2017 at 11:08 AM

    I’m already a subscriber! I’d use the $100 to pay off a bill. :)

    Reply
  131. Kristen November 27, 2017 at 11:09 AM

    I’d use the $100 either to pick up more angel tree donations… or for my emergency fund.

    Reply
  132. Amy @ Life Zemplified November 27, 2017 at 11:09 AM

    1. Already a subscriber :)
    2. Donate to a local women and children’s shelter

    Reply
  133. Nikki November 27, 2017 at 11:10 AM

    I would use it to pay for my dog’s upcoming dental work. Poor guy needs a deep cleaning and maybe two teeth pulled. I will owe him so much steak to make up for the trauma.

    Reply
  134. Victoria November 27, 2017 at 11:10 AM

    Probably put $50 toward student loans, and spend $50 on myself :)

    Reply
  135. Diane November 27, 2017 at 11:10 AM

    We’ve been eating at home really simple, cheap meals to payoff debt… so the $100 would totally go to a splurge… mouth-watering steak dinner!!!

    Reply
  136. Mollie Jackson November 27, 2017 at 11:10 AM

    1. I’m already a subscriber.
    2. My husband has Multiple Sclerosis, and his mobility has deteriorated significantly in the last six months. Even though he continues to insist on walking mostly unaided, I’ve been secretly putting money aside to pay for a “mobility scooter” for him, so that when he is ready to accept assistance, we will have the money to buy it.

    Reply
    1. Bret November 27, 2017 at 11:17 AM

      That is super cool of you Mollie! Good luck!

      Reply
    2. J. Money December 7, 2017 at 6:35 AM

      I’m so sorry to hear :(

      Reply
  137. Angelee November 27, 2017 at 11:11 AM

    I would put $100 toward my savings :) Every cent counts!

    Reply
  138. Nick November 27, 2017 at 11:11 AM

    1) I’ve been a subscriber for a few months now, I enjoy your work!
    2) It would most likely go straight into my savings (which will be drawn from in January for my Roth IRA contribution for 2018.

    Reply
  139. Heather November 27, 2017 at 11:11 AM

    I became a subscriber this year.

    I’d use $100 to purchase a bike for a little boy – there’s a giving tree at my local wellness center with tags listing gift wishes from local children in need. This particular tag has been languishing as it’s a request for a larger gift. I’ve purchased a few gifts to match other requests, and saw this tag when I delivered the gifts. It’s been weighing on me since – I’d hate for this little one to go without and will find a way to get a bike to him (and this would definitely help).

    Reply
  140. brian @ singledadmoney November 27, 2017 at 11:12 AM

    Man, I need a new axe handle and new sledge handle, so the 100 would go there. My axe handle has been on it’s way out for 2 months now, and finally became unusable (as in almost breaking in 2 pieces and flying through the air towards whatever was in its’ path) while chopping winter heat yesterday and I’ve sadly been using a 12lb sledge with about 12″ of handle left on it to drive my wood splitting wedges. My forearms feel it with every use.

    Reply
  141. Shay November 27, 2017 at 11:12 AM

    I needed to buy a new computer (thankfully I was able to take advantage of Black Friday week deals) but it crimps my Christmas budget, so I would put it towards Christmas gifts for family.

    Reply
  142. SeaSaver November 27, 2017 at 11:13 AM

    “New” reader since 2014 and always appreciate the new posts.

    $100, could go to little guy’s 529, or into a brokerage account… but in all honesty, it would accompany me on a work trip I have to take to Las Vegas late this year. Figure if I have to be away from the family during the holidays, might as well take a free Mr. Franklin with me!

    Reply
  143. Bridget November 27, 2017 at 11:13 AM

    I’m a subscriber :)
    I would use the $100 to buy our family’s Christmas Eve snacks and our Christmas Day dinner. Thank you for this chance :)

    Reply
  144. kirsten November 27, 2017 at 11:13 AM

    Currently a newsletter reader ;) I would use the $100 to buy a yearly membership to the local aquarium so I can take my 16 month old regularly in 2018.

    Reply
  145. Rose November 27, 2017 at 11:14 AM

    Put towards my greenhouse fund.. (getting close :) )

    Reply
  146. Deborah Paterson November 27, 2017 at 11:14 AM

    A gift for a new great grandbaby…a girl due in early March

    Reply
  147. Maddie November 27, 2017 at 11:14 AM

    Been subscribed for a few months! I’d use it to treat my parents and sister to a nice holiday meal :)

    Reply
  148. scottyd November 27, 2017 at 11:14 AM

    $100? thats easy, my sister had expensive medical complications this year. I’d give the money to my brother in law to handle the bills.

    Love the blog, keep it up

    Reply
    1. J. Money December 7, 2017 at 6:38 AM

      Thank you! And positive thoughts out to your sister!

      Reply
  149. Diana November 27, 2017 at 11:15 AM

    1. Already subscribed
    2. We fill backpacks each Friday with food to children in need at a local school. I would use the money to fIll Christmas boxes for the same children for the Christmas break.

    Reply
  150. Kate November 27, 2017 at 11:15 AM

    Hello!
    (Already a subscriber.)
    I would use it for transport on Christmas day.
    Where I live there is no public transport on the 25th so we need to pay for an Uber to visit anyone farther than walking distance! And I suspect the surge charging will be at maximum!
    Merry Christmas! xx

    Reply
  151. beth November 27, 2017 at 11:16 AM

    1. I’m subscribed. :)
    2. I would spend it on my house rebuild… hoping to be back in for Christmas this year!

    Reply
  152. The Judith November 27, 2017 at 11:16 AM

    Just started reading about a month ago – I would take it to Vegas when we go to celebrate the “boys” 21st birthday in December! It is always best to play in Vegas on other people’s money!

    Reply
  153. Brenna November 27, 2017 at 11:16 AM

    Subscribed. I would use $100 toward new bedding and decor for our bedroom. It’s currently outdated but utilitarian, so it would be nice to upgrade some items just for fun.

    Reply
  154. Laurie November 27, 2017 at 11:17 AM

    Have been reading and subscribing for over a year. I’d put it straight into savings for a long-awaited vacation next year!

    Reply
  155. DWR November 27, 2017 at 11:17 AM

    A bit of a nibble off the student loan.

    Reply
  156. Cody November 27, 2017 at 11:18 AM

    1. Already a subscriber
    2. I would put that money towards kids clothes. I have a 7 month old and at this point you buy new stuff every couple months. 0-12 months is expensive and i hear it doesnt get any cheaper lol.

    Reply
  157. Katie November 27, 2017 at 11:19 AM

    Hi! I’m not going to lie I’d probably blow the $100 on food and drink for Christmas day…….probably why I’m in debt and reading this blog….

    Reply
    1. J. Money December 7, 2017 at 6:39 AM

      (At least you’re being honest with yourself!! :))

      Reply
  158. Susan November 27, 2017 at 11:19 AM

    1-Subscribed
    2-I would use it toward next summer’s project- outdoor stairs.

    Reply
  159. Tara Sieberg November 27, 2017 at 11:19 AM

    I would just pay it on a credit card. Christmas was already bbudgeted for!

    Reply
  160. Louis A Duran November 27, 2017 at 11:19 AM

    I would donate the $100 to my friend Antonio’s nonprofit. It is building blocks to success in Portland, Oregon. He brings stem education to kids who aren’t getting enough of it in their Public School.

    Reply
  161. Stephen Nelson November 27, 2017 at 11:19 AM

    my wife and I are planning to take a two-night vacation and leave our two-year-old with the grandparents. We’re going to do it on the cheap. Currently we’ve budgeted $100 for the whole vacation. To make that happen, we’re going camping. If I got an extra $100, I’d use it to make our getaway more special. We’d still go camping, but I would get more creative with the location and the menu.

    Reply
  162. Sadie November 27, 2017 at 11:20 AM

    I’m already a subscriber too :). I was torn between using it to teach my son a lesson about money (he’s 5) and using it to help a family my women’s motorcycle club has “adopted” for the holidays that has just come out of a domestic violence shelter.

    So, now I’m thinking I’d tell my 5 year old he has $100 to spend on the family’s two kids for Christmas…and work through with him how best to spend it. So it’s a lesson and an opportunity to pass on blessings at the same time.

    Awesome idea! Love reading what everyone would do with $100.

    Reply
    1. J. Money December 7, 2017 at 6:41 AM

      Right?? Everyone’s so clever! Including yourself! :)

      Reply
  163. Jacob November 27, 2017 at 11:20 AM

    I’d use it to buy an extra gift for my parents and my two siblings. My budget for each of them is $100, so an extra $25 each would go a long way. Thanks for the chance to win!

    Reply
  164. Mel November 27, 2017 at 11:21 AM

    How would you use this $100 this holiday season?

    I would use this towards a yoga training to teach kids.

    Reply
  165. Trish November 27, 2017 at 11:22 AM

    I am already signed up :)
    I would use it to pay down the Tires Plus bill I currently have because of unexpected car issues my poor, one semester away from graduating, college son encountered. (The ole girl has served him well the past 5 years – we’re just squeezing the life out of her until he has a real job with his degree!!! :) )

    Reply
  166. Felicia November 27, 2017 at 11:22 AM

    In the past when we’ve had extra cash, we would anonomously buy a Christmas tree gift card for a family in need and include a box of ornaments and hot chocolate mix. That was fun and I’d love to do something like that again!

    Reply
  167. Katie November 27, 2017 at 11:22 AM

    I am subscribed!

    I would use the money to buy books. Real paper books, not one of those e-books. I love buying new books but usually my frugal self checks them out of the library!

    Reply
  168. Elizabeth Coe November 27, 2017 at 11:22 AM

    My husband and I have been paying off debt for over a year now, accumulated from building a house with a 203k loan that sucked! We can use every dollar we get.

    Reply
  169. Anne Schnedl November 27, 2017 at 11:24 AM

    Hi –

    I just subscribed to the newsletter (maybe I already was … not sure if this is different than being subscribed to the blog! I’ve been reading for several years)

    How would I use $100 … buy gifts for others/give it away. Or maybe use it to start a self-hosted blog to earn more **money** to pay down debt/give away/enjoy life!

    Reply
  170. Kayla Blades November 27, 2017 at 11:25 AM

    Long time subscriber! You helped me get through getting fired from a job in 2010, for what it is worth!
    I would use the can to buy my husband 10 movie tickets so he could get out of the house, take a break from the kids, and treat himself to a movie about once a month!

    Reply
    1. J. Money December 7, 2017 at 6:43 AM

      Awww such a great idea! And so glad you’re enjoying the blog – thanks for reading for so long, wow. 7 years!!

      Reply
  171. Maureen November 27, 2017 at 11:25 AM

    I would use $500 to pay for our daughters treatments for MS. We have been using our retirement money for the last year to provide treatment that is not covered by insurance. This would not cover the costs for a month but would be a help. Congrats to whoever wins this!

    Reply
    1. J. Money December 7, 2017 at 6:45 AM

      Ugh, I’m so sorry to hear :( I will keep your beautiful daughter in our thoughts and prayers. So sad that we have to deal with insane medical costs in this country on top of the pain and suffering of the medical problem itself!

      Reply
  172. Rudy November 27, 2017 at 11:26 AM

    Vegas, baby, Vegas!

    Reply
  173. Lily November 27, 2017 at 11:26 AM

    I would use $100 towards paying my spring 2018 tuition. It’s my final year of college, and I’m on my own for this one! It would be nice not to have to dip into savings too deeply.

    Reply
  174. Kea November 27, 2017 at 11:26 AM

    Hello J Money! Happy Holidays! I would put $50 towards bills and $50 towards a great night with my family.

    Reply
  175. Lincoln November 27, 2017 at 11:26 AM

    Hey J-$$$
    I’d spend it on gifts for my siblings and family – I like being generous but it’s difficult when you’ve budgeted x amount of money for gifts and it’s not enough to cover what’s on people’s lists.

    Reply
  176. Kim Trattner November 27, 2017 at 11:27 AM

    I’m a new subscriber this year and have been enjoying your blog. Extra money always going into liquid savings for me as that seems to be the hardest type of savings in my budget so that’s where the $100 would go.

    Reply
  177. Jody Miller November 27, 2017 at 11:28 AM

    If I had an extra $100 I’d give it as an extra gift to my mother-in-law who doesn’t have much.

    Reply
  178. Danielle November 27, 2017 at 11:29 AM

    I would put it toward the $1200 in car repairs I just discovered I need–gotta have a safe way to get to work and make $$ to pay the rest of the bills

    Reply
  179. Andrea Leggett November 27, 2017 at 11:29 AM

    I’ve been reading for a while but just signed up for the emails! I would put $100 back into savings. I had twins in the spring so we are doing a “world tour” of traveling for the holidays so all of the family members can get their lovin’ in. We budgeted well for it, but $100 into the savings account would be a real gem this time of year!

    Reply
    1. J. Money December 7, 2017 at 10:53 AM

      TWINS WOW! Double congrats! ;)

      Reply
  180. Chris Pahl November 27, 2017 at 11:30 AM

    A donation to Students Today Leaders Forever and the rest towards investing.

    Reply
  181. Tim B November 27, 2017 at 11:31 AM

    I’d buy an IKEA Poang chair for my sister. She has a back injury and yet she refuses to buy the one chair that doesn’t hurt her back…

    Reply
  182. Erik Wesslen November 27, 2017 at 11:32 AM

    I’d put it towards a vacation I’m taking next year to Greece, a special vacation at that!

    Reply
  183. Liv November 27, 2017 at 11:32 AM

    I’ve been enjoying my subscription for the past month or so.
    I’m pretty new to the idea of FI and would love to get started with some more aggressive investing. At the same time, I’d like for my kids to learn about investing and saving much earlier than I did, so I’d split the $100 between us (maybe $80 for my investment, $10 each for them to start learning about theirs).

    Reply
  184. Terry November 27, 2017 at 11:33 AM

    I’d take the family to the movies

    Reply
  185. Sara November 27, 2017 at 11:33 AM

    1) long time subscriber
    2) I would use the money to take the kids to buy one of those fancy Christmas trees you cut at the tree farm instead of one from Home Depot and put the money left in my spousal IRA that I’m trying to max out before the end of the year

    Reply
    1. J. Money December 7, 2017 at 11:01 AM

      Haha… i wanna do that one day with my kids too :) The fake trees are just SO convenient!

      Reply
  186. Cynthia Landers November 27, 2017 at 11:33 AM

    I’d definitely use the extra $100 to take on my Christmas trip to New York. BTW I love your blog which I have only been reading for a short while. Thanks for all the tips.

    Reply
    1. J. Money December 7, 2017 at 11:01 AM

      Rock on! Thank you for telling me!

      Reply
  187. Sherri November 27, 2017 at 11:34 AM

    I’d put it towards my daughter’s spring college tuition. The more I’m able to pay the less she has to borrow :)

    Reply
  188. Mr. T November 27, 2017 at 11:35 AM

    I’d add it to our 529 account.

    Reply
  189. Chris Whitley November 27, 2017 at 11:35 AM

    I would use it to donate to our local beagle rescue!

    Reply
  190. Deirdre November 27, 2017 at 11:36 AM

    Nothing too fun unfortunately I would put it on two big medical bills I just received. Drowning in debt is all I seem to do these days.

    Reply
  191. Miguel (The Rich Miser) November 27, 2017 at 11:36 AM

    I’d put it into a purely speculative cryptocurrency investment (Ethereum). Take a chance and see what happens!

    Reply
  192. Kirstin November 27, 2017 at 11:36 AM

    I’d either stick it in my Vanguard brokerage fund or blow it on a nice dinner with my family for Christmas!

    Reply
  193. Sara S November 27, 2017 at 11:37 AM

    Already a subscriber

    I’d put it towards paying off credit card debt which I am so close to being rid of.

    Reply
  194. Don in Tucson AZ November 27, 2017 at 11:38 AM

    I’d use the money to pay down some credit card debt.

    Reply
  195. Joe November 27, 2017 at 11:41 AM

    SWEET!
    1. already a subscriber
    2. I’d use it to pay for Christmas gifts for the kids. Getting expensive now with more little cousins.

    Reply
  196. Ebony Lovely November 27, 2017 at 11:41 AM

    I will put our $100 towards our debt snowball. We are on track to pay off $104,000 in 3 years.

    Reply
    1. J. Money December 7, 2017 at 11:03 AM

      Incredible! Where your $$$ blog so you can share all your secrets?? :)

      Reply
  197. Mr. Tako November 27, 2017 at 11:41 AM

    Honestly, I’d probably buy a christmas gift for my kids… One share of a good company (each) ought to do it.

    Reply
  198. Tech Tai November 27, 2017 at 11:42 AM

    Hey Budgetsaresexy folks,

    This is my first ever comment so I wanna say that it’s great to be amongst you all.

    1. I am already signed up for the newsletter which is why I’m participating lol.

    2. I am very tech focused so I would spend $100 like this:
    $50 in Bitcoin
    $30 in Ethereum
    $20 in Litecoin

    Happy holidays to you all and keep being financially responsible!!!!

    Reply
    1. J. Money December 7, 2017 at 11:03 AM

      Thanks for letting us know you exist :)

      Reply
  199. Carlos Gomez November 27, 2017 at 11:42 AM

    With the $100, I’d buy 49 copies of my book, Success: For Minority Teens (& Their Friends) at $4.99/copy, defraying the cost of taxes, and I’d give these to 49 of my most needy 8th grade students at school. So many need a book like mine but can’t afford to buy on Amazon.

    Reply
  200. Danielle November 27, 2017 at 11:43 AM

    This isn’t sexy or fun, but I’d add it to my monthly “pay off old credit card debt” budget. A couple years ago I was laid off for a year and a half and it’s been a slow climb back to where I was. The sooner I’m free, the better!

    Reply
  201. Tori Frezza November 27, 2017 at 11:44 AM

    How would you use this $100 this holiday season? Well J. Money let me tell you how I would spend that extra $100. I would use it to pay off the Christmas gifts I put on my credit card (which is thankfully pretty much paid off save for $321.33) I have a few side hustles, thanks to you, that will help, but your $100 would be an epic chunk of change to help toward that goal!!

    Reply
  202. Kimberly J. November 27, 2017 at 11:44 AM

    I am a subscriber. I would love to add $100 to my daughter’s college account. Thank you!

    Reply
  203. Jessica November 27, 2017 at 11:44 AM

    I would hang on to the $100 for a few weeks after the holidays to use on our honeymoon. We got married in August and decided to wait a few months to go on our honeymoon so we could A) Save up some money again B) Get out of Denver during the middle of the winter and C) Spread out some of the first year of marriage fun. $100 would cover our cost for Cave Tubing in Belize!

    Reply
    1. Jessica November 27, 2017 at 11:49 AM

      And I’ve been subscribed for about a year to the blog!

      Reply
  204. Peter November 27, 2017 at 11:46 AM

    I would give it as an additional donation to the ACLU to help them continue to stand up for our Constitution and Bill of Rights in these difficult times.

    Reply
  205. Susan November 27, 2017 at 11:46 AM

    I would use the $100 to pay down debt.

    Reply
  206. Margaux November 27, 2017 at 11:47 AM

    It would go to my savings account–I’m saving up to do a trek up Mt. Kilimanjaro next year!

    Reply
  207. Matt W November 27, 2017 at 11:47 AM

    Put it towards the kids college funds :) Turn the $100 into $120 after state tax credit!

    Reply
  208. Julie M November 27, 2017 at 11:47 AM

    One pair of maternity pants is no longer cutting it, so I’d get another pair (or two), and put the rest toward paying down debt!

    Reply
  209. Kelly S. November 27, 2017 at 11:47 AM

    I’d pack up my family and hit the road for a weekend camping trip (with plenty of firewood!).

    Reply
  210. LJ Lopez November 27, 2017 at 11:47 AM

    I would use the $100 to buy 5 gifts for the small children in my family since I’m temporarily unemployed.

    Reply
  211. Monica Contreras November 27, 2017 at 11:49 AM

    Your newsletters are probably my favorite weekly reads.
    I would use the money towards my grad school fund. Saving for grad school and investing at the same time gets tough. So any extra money towards it is always nice!

    Reply
  212. Denes November 27, 2017 at 11:50 AM

    I’d probably increase my Christmas spending a little bit. That, or do the financially savvy thing and just put it towards the mortgage. About to pass one of those ‘fun’ numbers with bunches of 0’s paying it down.

    Reply
  213. Dana November 27, 2017 at 11:51 AM

    Thank you! Such an exciting thread! With the 100$, I would honestly give a guided reading book set (Level A) to a low level reader I know, and the right finance book to a high school student from a low income background who, according to his parents, is very into money. Recommendations for the right book to give this kid are welcomed! The rest I will save towards further giving and donating as inspired. :-) Thank you!

    Reply
  214. Anne November 27, 2017 at 11:51 AM

    I would use an extra $100 to make some kid’s Christmas special, through Angel Tree or something like it.

    Reply
  215. Debbie November 27, 2017 at 11:51 AM

    Lucky us! We don’t need a thing! For us, the holidays are about giving. June & Dec. we donate to local charities so the $150 I’m donating in Dec., I would add $100 more to them if I won. The 3 charities we donate to are The Big Fix in Fayetteville, NC who helps pay for low cost altering of dogs/cats, FIX’Moore in Moore County, NC also low cost altering for colonies of neighborhood cats & Farley’s Foundation, a non profit animal rescue in Pinehurst, NC. Happy Holidays to everyone & thank you J$$ for a great blog!

    Reply
  216. Pam November 27, 2017 at 11:52 AM

    Long time reader/subscriber.

    I bought an instant pot so I could eat healthier. There are so many accessories that I want to use with it the entire $100 would go to Amazon.

    Reply
  217. Emily November 27, 2017 at 11:53 AM

    Already a subscriber! I just launched my own side hustle business- StylebyEmilyJ.com- so the $100 would go towards operating costs!

    Reply
  218. Martin Rodriguez November 27, 2017 at 11:53 AM

    Hello! Already a subscriber….I would use the $100 to buy a Christmas tree for the little one….and maybe some tamales and tequila for dad. :)

    Reply
  219. Suzanne November 27, 2017 at 11:56 AM

    Yesterday I explained the magic of compound interest to my 12-year-old daughter. Her response? “Cool!”. I would use the $100 to put in a savings or investment account for her, so she can see the magic herself.

    Reply
  220. Rachel November 27, 2017 at 11:56 AM

    I’d use it toward gifts for my family! Or even an experience for us all.

    Reply
  221. Kelly Sangree November 27, 2017 at 11:57 AM

    It might be not-so-sexy, but I’d put it toward refilling the emergency fund. The transmission in my mom-mobile minivan went out with a huge THUNK, and the best bid to fix it was $2500. We have it, but it’s going to wipe our emergency fund to $100. (Thankfully the Christmas fund is still there.) When we file our taxes the e-fund will get back to a beefier state, but I’m so nervous about being without a cash cushion. Meanwhile the kids and I bike everywhere until the repair is done! :)

    Reply
  222. Jodi Renaud November 27, 2017 at 11:58 AM

    Since I love food I was gonna say is take that crisp $100 bill to wholefoods. But since I just joined thrive market and placed a $380 order I would probably pay off that bill.

    Reply
  223. Autumn November 27, 2017 at 11:59 AM

    With $100, I would split it 3 ways with my teens and we would have to come up with 33 ways we could use the money to become more financially aware. Then, we would spend our money on each other or save.

    Reply
  224. Ashley S November 27, 2017 at 11:59 AM

    My husband and I just settled on our first house/investment property this month! I would put it towards our mortgage!

    Reply
  225. Elena November 27, 2017 at 12:00 PM

    I would buy Christmas gifts

    Reply
  226. Dustin Brown November 27, 2017 at 12:01 PM

    I’d use $100 to pay down a little more of our car loan.

    Reply
  227. Mason L. November 27, 2017 at 12:01 PM

    I’d take the family to the PX for hot coco then to the local Christmas market here in Germany for some fun family time!

    Reply
  228. Adrienne November 27, 2017 at 12:02 PM

    I’m so boring, I would put it straight in savings. Yawn.

    Reply
  229. Bret November 27, 2017 at 12:02 PM

    1. I’m subscribed. :)
    2. I would spend it on a family in need. I know a lot of people that need the help during these trying times. So, it would be awesome to get a bit of help to be able to further help the ones in need.

    Thanks for all you do!!

    Reply
  230. Kumi November 27, 2017 at 12:02 PM

    1. Subscribed!
    2. It would go to my saving account.

    Reply
  231. Wendy Streit November 27, 2017 at 12:03 PM

    1) I’m already subscribed! Woohoo!
    2) I would use $100 to put toward our wedding budget :)

    Reply
  232. Mason L. November 27, 2017 at 12:04 PM

    Save some, spend the rest at the Christmas market here in Germany.

    Reply
  233. Lynn November 27, 2017 at 12:07 PM

    I would add an extra payment on my personal loan at the credit union!!

    Reply
  234. Mike November 27, 2017 at 12:08 PM

    1. Already Subscriber
    2, Buy kids presents .

    Reply
  235. Manny November 27, 2017 at 12:09 PM

    Hey J. Money! First comment ever! been reading you for quite a while now :)
    I’d use this money for the new blog I’m starting next year! (Made up my mind on stop planning and start writing :P )

    Reply
  236. Andrea November 27, 2017 at 12:09 PM

    I would use it towards completing a course in legal transcription, which I’m having a hard time coming up with the money for right now. The sooner I complete it, the sooner I can start making more money.

    Reply
  237. Justin November 27, 2017 at 12:09 PM

    I’ve been a subscriber for awhile! I would use to towards Christmas presents for family. My wife and I both have big families, but we like to get everyone a small gift so $100 would go a long way!

    Reply
  238. Jeff November 27, 2017 at 12:09 PM

    Subscribed and I would use it on our December Disneyland trip.

    Reply
  239. B.C Kowalski November 27, 2017 at 12:12 PM

    What up J Money!? I realized I wasn’t signed up for the newsletter so I am now!

    I would probably use it to offset my Xmas spending, which will all be spent locally to support small businesses. Since long ago I lost my battle with my family over Xmas gifts, I decided instead to at least support local businesses.

    Reply
  240. Jess Green November 27, 2017 at 12:12 PM

    I’d definitely put it towards debt repayment!

    Reply
  241. Karin November 27, 2017 at 12:13 PM

    Hey J –
    I’m a subscriber. I would use half toward christmas gifts for my boys and half toward retirement fund! Thanks!

    Reply
  242. Kim November 27, 2017 at 12:13 PM

    1. Already a subscriber!
    2. I would use the $100 to buy a great gift for my dad, who is always working really hard and doesn’t treat himself enough!

    Reply
  243. Jenni November 27, 2017 at 12:13 PM

    I’ve been subscribed to the newsletter for a while now, but I had to figure out how to get to the actual blog post to comment (my brain is not fully functioning yet after 5 days off work for the holiday).
    We have had a few minor emergencies this year that have hit our stash of funds pretty hard. I would put the $100 back in the fund to wait for the next emergency. :-)

    Reply
  244. Jeanne Hartman November 27, 2017 at 12:14 PM

    Adopting a senior dog is a goal I have. The money would go towards any vet bills that occur.
    I just want the dog to be comfortable during those last years.

    Reply
  245. Lynda November 27, 2017 at 12:15 PM

    Already subscribed!
    $25 savings.
    $25 spending money in Reykjavik after Christmas.
    $50 to The Homeless Period.
    (“Periods are not a great time of the month for any woman, but lack of affordable sanitary items amongst homeless and disadvantaged women can make the burden of menstruation more like a nightmare.”)

    Reply
    1. Nikki Grimes November 27, 2017 at 12:18 PM

      Thanks for the heads up on this organization.

      Reply
  246. Nikki Grimes November 27, 2017 at 12:16 PM

    Put it in Emergency fund. Already budgeted for seasonal gifts but the ‘just in case’ funds could use a little bolstering.

    Reply
  247. AJ November 27, 2017 at 12:17 PM

    Babies are expensive! I would use the $100 for Christmas presents for my one-year-old. He’s going to be very excited to get diapers! (Actually he will be excited, he likes the wrapping paper the best!)

    Reply
  248. Jason M November 27, 2017 at 12:18 PM

    I read the blog every day so I had unsubscribed a while ago, but I’m back!

    I’d use the money to buy myself recovery gifts. I’ll be out of work for 8 weeks due to surgery and I’ll be super bored! Gonna load up on crossword puzzle books and other things to pass the time!

    Reply
    1. J. Money December 7, 2017 at 11:15 AM

      We missed you :)

      Reply
  249. ag November 27, 2017 at 12:19 PM

    I’ve been reading for years but you finally got me to comment and join in on your newsletter.

    If I had a 100.00 for the holiday i would put it into a college fund for my little girl. Long story short — in 2014 we were filing out adoption papers with the understanding that we may never be parents and if so it could take a long time. Then in four days-wham! we were instant parents with nothing (all the money for the adoption, no diapers, no crib -NADA). So here we are in 2017 happy little family trying to get our financial story back on track.

    Reply
    1. J. Money December 7, 2017 at 11:15 AM

      Wowwww!!! How beautiful though, congrats!!

      Reply
  250. klara November 27, 2017 at 12:19 PM

    I’d use $100 on the three new kiddos in my life I get to buy gifts for this year.

    Reply
  251. Christine November 27, 2017 at 12:20 PM

    1. Already subscribed
    2. I would put the $100 toward our savings for a much needed new bed.

    Reply
  252. Chuck November 27, 2017 at 12:21 PM

    Already a subscriber. Buy a tire for the van.

    Reply
  253. Shevonn November 27, 2017 at 12:22 PM

    I’d give it away. Last year I wanted to gift a friend $100 and kept waiting for the “right moment”. When I finally did, someone gave me $100 and then I gave that away too. From then on money just kept popping up! There’s so much going on around me right now and I feel that I’m in a good place financially, so I’d help someone else.

    Reply
  254. Amy November 27, 2017 at 12:24 PM

    With $100 this holiday season, I would put $10 toward giving, and the rest would be used to pay for a creative writing class that I have been eyeing that starts in January.

    Reply
  255. Megan Dooley November 27, 2017 at 12:25 PM

    I would put this $100 in my current “savings” account, a.k.a. the Vanguard S&P500 Index ETF. I like saving pieces here and there, and I could start the ETF with a small amount of money, unlike the Vanguard S&P500 mutual fund, that requires $3000 minimum to start. My total gains are ~$144 since June, and I haven’t quite gotten to that $3000 threshhold required for the mutual fund yet.

    Reply
  256. Tina Davis November 27, 2017 at 12:27 PM

    Open my first Roth IRA with it .. Retirement on my mind.
    Thank you for being so generous.

    Reply
  257. Matt November 27, 2017 at 12:27 PM

    I fully fund my r-IRA in December. It’s going to be tight (no emergencies, no emergencies…), but I think I’ll make it through the holiday season on my planned budget. An extra $100 would add a little extra margin of safety.

    Reply
  258. Brennan H November 27, 2017 at 12:28 PM

    I would use the $100 to enjoy a nice dinner this holiday season with my family. I will be heading home for the holidays and haven’t sat down with my Father, Mother, and brother in a long time. Would be nice to treat them all to a nice meal without the worry of dishes, menu, etc.

    Reply
  259. Debra in Oregon November 27, 2017 at 12:29 PM

    Hi JMoney! I would use the $100 for expenses on my coming road trip across the southern USA in my camper van!

    Reply
  260. JAEMI BEAN November 27, 2017 at 12:30 PM

    I have been doing the 2 job hustle for the last year and 1 is retail. I would take the 100 and break it up into Gift cards to go out to eat, to give this Mama some down time in the evenings after working all day. Kids Happy, Mama Happy with her feet up and the kitchen stays clean!!

    Merry Christmas to the Money Family
    Jaemi Bean

    Reply
  261. Michael (The Budget Boy) November 27, 2017 at 12:31 PM

    1. Already subscribed.
    2. I would put it towards my wife’s student loans. Still have 43K to go!

    Reply
  262. Luke November 27, 2017 at 12:32 PM

    I would add it to my new solo-401k account. Keep up the great work!

    Reply
  263. Rachel November 27, 2017 at 12:33 PM

    Our goal for the end of this year is to come up with some extra money to start 529 plans. We don’t have kids yet, but we want to grow it as long as possible.

    Reply
  264. Chad Carson November 27, 2017 at 12:33 PM

    Love the Christmas Stimulus!

    I would love to give the $100 to my spanish teacher Miguel here in Ecuador. His wife is sick and they’ve been going to the hospital, doing tests, and more. I pay him $10/hour, which is more than the going rate of $5-7/hour, and he makes $500/month at his regular elementary school teaching job. So, not a bunch of money floating around in his life.

    $100 would be a BIG deal for Miguel and his family. I’d love to help him out for Christmas, and I’ll add my own $100 on top if it to make it a $200 gift.

    Cheers!

    Reply
    1. J. Money December 7, 2017 at 11:17 AM

      I hope you do that whether you win or not – would be such a blessing :)

      Reply
  265. Wendy November 27, 2017 at 12:36 PM

    There’s a chance I’d spend it on extra Christmas gifts for the kids, but in reality I’d probably apply it to debt. Watching those numbers come down is more exciting than Christmas any day!

    Reply
  266. Kent November 27, 2017 at 12:36 PM

    My wife started a side business this year, would use to open her solo 401k. Thanks j

    Reply
  267. Jimmy G November 27, 2017 at 12:41 PM

    Free money I would actually blow it! Not just blow it on myself I would take my wife ice skating downtown and to a nice dinner. I guess you could say I would be investing it in my relationship with my wife.

    Jimmy G.

    Reply
  268. Heath Bullock November 27, 2017 at 12:41 PM

    I am a subscriber…

    I would throw a 100$ party. It would consist of me and my girlfriend maybe a brother or cousin in there randomly sitting on the couch at my place drinking crown royal (750ml) $22.97. I would eventually get off the couch, and cook up some ribs (3 racks $38) that had been marinating in the fridge over night (spices and various ingredients $10). After the food is consumed we would partake in a intense game of drunkin-go-kart on the Nintendo 64 (24 pack of Bud Light of Coors Light $20). With the remaining $9.03 we would donate it to a random homeless person.

    Reply
    1. J. Money December 7, 2017 at 11:18 AM

      Drunkin-go-kart, that was good, haha…

      Reply
  269. Amber November 27, 2017 at 12:43 PM

    Already a subscriber (get the emails) and we would send it to student loan debt payoff!

    Reply
  270. Karen November 27, 2017 at 12:43 PM

    I would put it towards holiday gift buying for sure.

    Reply
  271. Elizabeth November 27, 2017 at 12:44 PM

    Date night with my Husband. We have a toddler and with all the craziness, we need some time together.

    Reply
  272. James November 27, 2017 at 12:47 PM

    Been a reader & subscriber for a while now. I would use the money to help pay off some debt before our new baby arrives in April.

    Reply
  273. Oleg Lantsman November 27, 2017 at 12:50 PM

    I would rent my dad an accordion for his Birthday. He is in very poor health and this will definitely brighten his day. He used to play but he sold his accordion years ago and now regrets it.

    Thanks.

    Reply
  274. Ken Powers November 27, 2017 at 12:50 PM

    I will invest the money into my grandkids’ 529 college savings accounts. Thanks!

    Reply
  275. Marc November 27, 2017 at 12:50 PM

    Kia ora (hello) from New Zealand :) My wife and I are going camping this Christmas (it’s summer here) and we love the challenge of seeing how far we can stretch $100 when we budget and get outdoors!

    Reply
  276. Kim November 27, 2017 at 12:51 PM

    I would use it for Christmas presents. We’ve been throwing everything toward our loans for so long it would be fun to do some guilt-free present shopping! Love reading everyone else’s ideas too!

    Reply
  277. Ken Powers November 27, 2017 at 12:51 PM

    I would invest the money into my grandkids’ 529 college savings accounts. Thank-you!

    Reply
  278. Michelle Marcus November 27, 2017 at 12:52 PM

    Unfortunately, my sister was fired from her job end of October and here it is, another month has gone by. So all my extra cash is going towards her to pay for her. Every little bit helps.

    Reply
  279. Katisha November 27, 2017 at 12:53 PM

    I found you through Pinterest a few months ago, and your FIRE spreadsheet got me hooked! I always enjoy getting a new blog post in my email. I am working to have 3 months of emergency savings in the next 3 years, so the $100 would go towards that goal.

    Reply
    1. J. Money December 7, 2017 at 11:20 AM

      GOOD!!! Way to take action on it all! :)

      Reply
  280. Todd Powers November 27, 2017 at 12:53 PM

    Love reading your blog. I would use it to do something special with the family for Christmas.

    Reply
  281. Working Optional November 27, 2017 at 12:55 PM

    1 – Already signed up
    2 – Would donate it to the Rockstar Community Fund

    Reply
  282. Nikita November 27, 2017 at 12:58 PM

    Buy something from our family’s waiting list. Since we started heading towards FI, each thing that we want to buy goes to the waiting list first. And stays there, until we change our minds and delete it :). So it would be some kitchen stuff or a level for my DIY works.

    Reply
  283. Emily November 27, 2017 at 12:59 PM

    I’d like to think I’d use it all for altruistic, wonderful purposes – and I would definitely try to do good with it! We could send some to the child we sponsor in The Gambia, he would benefit from $20 more than we would, for sure. :) Some would have to go to my two teen boys’ Christmas lists, although nothing they “want” is under $100 each – but that would get some stocking stuffers. And then I’d get my long-suffering husband some more credit at the Chriropractor’s office. He said to his co-workers the other day that was his favorite gift from last year. Took me by surprise! I didn’t think it had made that much difference, but he felt so free, knowing he could go without worrying about the budget! :) Thank you, J$, for helping me get a handle on my finances this year. I’m still working on it, but progress is being made – slowly but surely!

    Reply
  284. Sven November 27, 2017 at 1:00 PM

    Would use part of the $100 to buy:

    The Modern Survival Manual: Surviving the Economic Collapse

    …because what point is there in working so hard to build a retirement portfolio, when it’s all going to get wiped out in an economic collapse? What happened in Argentina could happen here too.

    Description on amazon.com:
    “The Modern Survival Manual is based on first hand experience of the 2001 Economic Collapse in Argentina. In it you will find a variety of subjects that the author considers essential if a person wants to be prepared for tougher times: -How to prepare your family, yourself, your home and your vehicle -How to prepare your finances so that you don’t suffer what millions in my country went through -How to prepare your supplies for food shortages and power failures -How to correctly fight with a chair, gun, knife, pen or choke with your bare hands if required -Most important, how to reach a good awareness level so that you can avoid having to do all that These are just a few examples of what you will find in this book. It’s about Attitude, and being a more capable person and get the politically correct wimp out of your system completely.”

    Reply
  285. Mary November 27, 2017 at 1:00 PM

    Buy my hubby a Google home for Christmas (so that I can use it when I cook dinner at home)

    Reply
  286. Emily McGill November 27, 2017 at 1:00 PM

    I would take that $100 and turn around to donate it to my brother-in-law’s nonprofit, The I’ll Be There Project, whose mission is intentional acts of kindness. During the holidays and winter season, this often includes handing out warm things to people experiencing homelessness in New York City.

    http://illbethere.org/

    https://www.facebook.com/illbethereproject/

    Reply
  287. Jennifer B November 27, 2017 at 1:01 PM

    I would buy three pairs of shoes for work as I really go through them. The rest of on a relaodavle gas card that I use to budget my expenses for commuting. Very practical I know!

    Reply
    1. J. Money December 7, 2017 at 11:22 AM

      I guess people really like money :)

      Reply
  288. AngelaL November 27, 2017 at 1:05 PM

    I would put it toward my student loans. Not exciting, but I finally got my act together last year and decided to eradicate them. I’m nearly halfway toward paying them all off and finally got out of six-figure debt this past June. So I’m really pushing hard to continue knocking them out. Every little bit helps!

    Reply
  289. Bert November 27, 2017 at 1:06 PM

    I will use it for new pillows for the new bed we just bought.

    Reply
  290. Ryan November 27, 2017 at 1:10 PM

    Hey J$, long time reader here. I would use a bill to go snowboarding this winter!

    Reply
  291. Peter November 27, 2017 at 1:11 PM

    I would pay back those nasty student loans.

    Reply
  292. Rebecca November 27, 2017 at 1:11 PM

    I love reading the blog and you’ve inspired me to start a blog. I would use this to help with the start up costs for the new blog.

    Reply
  293. Erin November 27, 2017 at 1:11 PM

    I would send it directly to our car loan to get rid of that debt even faster!

    Thanks for offering this giveaway. :)

    Reply
  294. Rena November 27, 2017 at 1:13 PM

    1. Already subscribed and I’m a huge fan! :)
    2. I’m leaving for my honeymoon to Thailand and Philippines in 2 weeks and as part of our honeymoon, my husband and I want to give back so we are buying school supplies for kids in Philippines. I grew up there and education is expensive and there are tons of kids who can’t afford basic supplies. So this $100 can probably a crap load more pencils and notebooks!!!

    Reply
  295. Becky November 27, 2017 at 1:14 PM

    I would probably use it to buy Christmas presents or towards our bills…boring but probably what would end up happening.

    Reply
  296. Amy K November 27, 2017 at 1:19 PM

    1. Already signed up
    2. I would divide it up among my kids’ teachers so they have a little extra this holiday season. They do so much for their students and want them to know how appreciated they truly are!

    Reply
  297. Rob November 27, 2017 at 1:20 PM

    The easy/simple answer is to use it towards Christmas/paying down debt, but I will instead invest in myself and apply the $100 towards a class to further my career

    Reply
  298. Laura Z November 27, 2017 at 1:22 PM

    It would go toward my sabbatical fund so that my husband and I can live it up without working for a year.

    Reply
  299. Kevin B November 27, 2017 at 1:23 PM

    1. Signed up
    2. Buy baby gear for our March arrival

    Reply
  300. David November 27, 2017 at 1:23 PM

    I would use the $100 to help pay for Christmas presents for my family.

    Reply
  301. Mrs. Larson November 27, 2017 at 1:27 PM

    I’d buy a ring brand doorbell! It’ll stop waking the baby when a delivery comes!!

    Reply
  302. Michelle November 27, 2017 at 1:27 PM

    I’d use the money for books that I want to read. Then I’d donate the books to my local library so everyone else will have a chance to read them too.
    Not a big choice for money management, retirement, investment, or financial books available and I’d like to change that.

    Reply
  303. Tom November 27, 2017 at 1:31 PM

    I’d turn $100USD into $145 NZD ! Yess! – throw it into S&P500 index.

    Reply
  304. Jillian November 27, 2017 at 1:31 PM

    I have been reading your blog since 2009. I would use the $100 to pay off the last of my medical debt.

    Reply
    1. J. Money December 7, 2017 at 11:25 AM

      Oh $hit – 8 years now!! WOW!

      Reply
  305. Erin November 27, 2017 at 1:35 PM

    I would use it to pay off debt, of course!

    Reply
  306. James November 27, 2017 at 1:36 PM

    1. Just subscribed!
    2. Would spend $50 on Christmas gifts and invest the other $50!

    Reply
  307. Nate November 27, 2017 at 1:39 PM

    If I had an extra $100 dollars I would like to take someone who is down on their luck out to dinner. I would find someone in my community who could use a good hot meal. Any money left over from the meal I would give it to him or her. I think sometimes just letting some one know that you care about them goes a long way.
    Now that I’m typing this I am realizing I have the means do this right now and I shouldn’t wait to get $100 donation. Thanks J Money for helping me see that.

    Reply
    1. J. Money December 7, 2017 at 11:25 AM

      Indeed. We all do :)

      Reply
  308. Ruby November 27, 2017 at 1:39 PM

    Buy an anime bluray set! (Sailor moon or ranma 1/2)

    I’m in a mood where I love stuff from my childhood and do what I can to relive it.

    Reply
  309. Daniel Zehner November 27, 2017 at 1:42 PM

    I’d put it towards a family getaway to a snowy cabin in the woods for New Year’s. We’re starting a new tradition this year of playing in the snow, cozying up by the fire with good books, and generally getting away from the hustle and bustle over New Year’s to enjoy what we truly value in life: family.

    Reply
  310. Toni Kea November 27, 2017 at 1:48 PM

    I would use the $100 to buy Christmas gifts for a child in need. We have a Christmas Tree in our local mall with tags on them that list what a child in need would like for Christmas. I’ve never been able to do this and it would finally give me the chance to pay it forward.

    Reply
  311. Chris November 27, 2017 at 1:48 PM

    already a subscriber

    I would use it towards our emergency fund

    Thanks-PS-love the blog, keep up the great work

    Reply
  312. Ashley Shaw November 27, 2017 at 1:49 PM

    1. I am signed up.

    2. I would save $20 in my savings account, pay $50 towards my debt and purchase a toy to be donated to a child in need.

    Reply
  313. Robin November 27, 2017 at 1:49 PM

    Remodeling my kitchen, so any $ thrown my way helps!

    Reply
  314. Lena November 27, 2017 at 1:52 PM

    New reader of your blog over the past 4 months. I would put the $ towards car repairs.

    Reply
  315. Jhanai November 27, 2017 at 1:53 PM

    8 pints of Vodka and/or Rum in Jamaica this December. $12 a piece and I will spend the other $4 on water… Because I’m a responsible adult.

    Reply
  316. Melanie November 27, 2017 at 1:54 PM

    Hey J!

    I started following you in August 2015 when I emailed you looking for advice for saving money for a down payment and homeownership. You emailed me back REALLY good advice:

    •Make sure you really REALLY want to buy a home! (there’s nothing wrong with renting)
    •Make sure you’re going to live in it at least for 5-7 years
    •Don’t buy anywhere close to the amount you’re approved for (banks always want you to spend more and they don’t know your budget/lifestyle)
    •Be ready/okay with making repairs/upgrades
    •And realize a home isn’t an investment, but rather a place where you live.

    Fast Forward 2 years and 3 months:
    We are in the process of selling the home we bought! Today version of me wishes the me from 2015 had really read and understood your advice! Instead we got sucked into the idea that home ownership was the next right step for us and it would be a good investment in our future! We hated the extra responsibility, the extra work and have vowed to be Renters forever!

    If I won the $100:
    1 – I live in Canada so $100 US is like $1,000 CAD!
    2 – I would put the money towards continuing our journey to getting out of debt and right sizing out life!
    3 – I promise to ALWAYS listen to your AWESOME advice and not learn the hard way! :)

    Reply
    1. J. Money December 7, 2017 at 11:28 AM

      ACKK!!! haha… We all do things like this in our lives though, don’t beat yourself up too much over it :) Now you know (really know!) what you like and what you don’t, and most importantly you’re *making moves* to adapt again… Many would never admit they made a mistake and just keep going with their lives as if they were happy! So way to be honest with yourselves!

      Reply
  317. Kelly November 27, 2017 at 1:59 PM

    If I won, I would pay off a higher amount toward my student loan. :)

    Reply
  318. BLAINE November 27, 2017 at 2:00 PM

    Dinner date with my wife. With a two-year old and four-month old those are few and far between these days!

    Reply
  319. Candice November 27, 2017 at 2:03 PM

    I’ve been reading via the newsletter for a while now, so I’m subscribed!

    I don’t know for sure what I would use it on. There are so many options. I would take 10% off the top for sure. I think if it wasn’t Christmastime I would put the other $90 as an extra principal payment on our van (trying to get it paid off before hubby finally graduates next spring!)

    Since it’s Christmastime, I might use it for gifts for our four kids, though!

    Reply
  320. Cynthia November 27, 2017 at 2:10 PM

    I would buy something photography-related for my husband. He has taught school for 25 years to pay the bills, but is rekindling a lifelong interest in scenery photography as a possible side hustle and retirement gig. I would love to surprise him with some random piece of equipment or maybe the latest editing software.

    Reply
  321. Kate Thompson November 27, 2017 at 2:14 PM

    I’d love to say I’d spend it on Christmas cheer but no – I’d pay off debt!

    Reply
  322. David November 27, 2017 at 2:16 PM

    Already subscribed!

    I would deposit into the boring joint checking account and add $100 to the “Income” tab of my monstrous money-tracking spreadsheet. I’d probably group it into my credit card churning income (over $2000 this year!). So the $ would get absorbed into my cash flow, but it would eventually make its way to Vanguard!

    Reply
  323. Sara November 27, 2017 at 2:19 PM

    Love your site! We just bought a house and I would use it towards things that need to be fixed.

    Reply
  324. Rich November 27, 2017 at 2:23 PM

    I’d donate it all man, I’m walking past a lot of homeless people and I’m challenged daily by how lucky I am – even when I’m freaking out about our wedding in February and our first home we just purchased – those are good problems to have in the bigger context, often solvable by spending less on coffee and meals out.

    Reply
  325. Tiffany November 27, 2017 at 2:24 PM

    I’m a subscriber. If I won $100, I’d put it towards adopt-a-family gifts!

    Reply
  326. Lori November 27, 2017 at 2:26 PM

    I’d make a donation to the food bank or a pet shelter. I don’t need the money and since it is Christmas, I might as well do some good with it. (actually not trying to be noble here, just realistic).

    Reply
  327. Natalie Bachiri November 27, 2017 at 2:26 PM

    I will give the money to the refugees that I work with.

    Reply
  328. Leah November 27, 2017 at 2:26 PM

    1. Already a subscriber
    2. Buy new workout clothes for motivation to keep moving through the holidays

    Reply
  329. JayP November 27, 2017 at 2:30 PM

    Think if I win I’ll give it to a relative who is in need. Thanks!

    Reply
  330. Angel November 27, 2017 at 2:31 PM

    I love reading your emails! This was the cherry on top. This year we cut out Christmas expenses to pay down debt. With the $100 I would buy something small for my two daughters (1 and 4) and my husband. However, thanks for your generosity during the season!

    Reply
  331. Sarah November 27, 2017 at 2:31 PM

    Thanks for the giveaway, J. Money! If I won $100, I would use it for my husband’s upcoming 40th birthday trip. He wanted to rent a cabin by the Guadalupe Mountains so we could spend a couple of days living off grid, enjoying the solitude, stars, and sunsets. Our beagle is coming along for the ride too!

    Reply
  332. Paul November 27, 2017 at 2:36 PM

    Thanks! I’m trying to pay off a debt by the end of the calendar year. It was a real stretch goal, but I was able to pay off thousands. I’m down to my last $800 to pay, so this would allow me to enter the new year without this hanging around by neck.

    Reply
  333. Judy November 27, 2017 at 2:38 PM

    Awesome giveaway! I would use it as extra principal on our mortgage (boring I know!)

    Reply
  334. Aly L November 27, 2017 at 2:39 PM

    It would go straight into my “move out of this tiny apartment and buy a house” fund like every spare penny I can get. Lol. Not creative or festive but if you saw the potted shrub we use as a Christmas tree because of the lack of space it might make it more festive of an idea

    Reply
  335. Robin Jonsson November 27, 2017 at 2:46 PM

    I would buy H&M stocks here in Sweden for my 4-year old daughter.

    Reply
  336. Jewels November 27, 2017 at 2:47 PM

    I am already a subscriber! I would use the $100 to fund a one night getaway with my husband, so we can make another baby. Life is busy with two littles in the house, so going away, even locally, is a treat!

    Reply
  337. ZZ November 27, 2017 at 2:49 PM

    Put it towards my daughter’s future fund, of course!

    Reply
  338. JZ November 27, 2017 at 2:58 PM

    $100 would pay my fantasy football league entry fee after I went down in flames to Antonio Brown last night.

    Reply
  339. Kristen November 27, 2017 at 2:59 PM

    I’ve been subscribing through Feedly for about 6 months or so, but just subscribed to the newsletter! I would use the $100 either to pay down a bill, or to buy something extra nice for my husband – he works about 70+ hours/week right now to work toward paying down our debt, so he deserves a treat! :)

    Reply
  340. Randy November 27, 2017 at 3:01 PM

    Any extra $100 this month will help my fiance and I finish off our 6-month emergency fund!

    Reply
  341. DaveC November 27, 2017 at 3:02 PM

    I would use it for my quarterly business trip so I could get a nicer rental vehicle (not separately reimbursed for those).

    Reply
  342. Yaacov November 27, 2017 at 3:06 PM

    Donate it to the non-profit my dad has been volunteering at for the past 20 years which gives poor K-12 students hot meals for lunch so that they can focus on school.

    Reply
  343. Sally November 27, 2017 at 3:07 PM

    I’m subscribed. I would use the $100 for an after-Christmas massage.

    Reply
  344. Mike November 27, 2017 at 3:07 PM

    1. Been with you for about a year now
    2. Pay off the last bit of my credit card debt ($600 to go!)

    Reply
  345. Crystal November 27, 2017 at 3:10 PM

    $100? Fruit rollups and pickles. Lots of them. Yay pregnancy…

    Reply
  346. Darrel November 27, 2017 at 3:11 PM

    I would give $10 to my church, and the other $90 would go to my barber who recently had a house fire right before Thanksgiving and could use some financial assistance.

    Reply
  347. bmiles62 November 27, 2017 at 3:15 PM

    First I would ask to be paid in $2 bills! Then I would stack those Jefferson’s as high as they would go and just admire them a bit. Then I would hop on my electric bike and head downtown handing them out to anyone in need ending up at my favorite watering hole with just three of them left. I would then order my favorite IPA and drop my last three Jefferson’s on the unsuspecting waitress and call it a day!

    Reply
    1. J. Money December 7, 2017 at 11:34 AM

      Sounds about perfect to me :)

      Reply
  348. Megan November 27, 2017 at 3:22 PM

    I’ll admit. I’m tempted to sped it on my kids getting gifts for Christmas. luckily, they have family who will treat them nice, and even though i want to buy them nice presents, they feel loved all year and we do our best.

    However, I know them well, and they’d love to take a tag or two off of those Christmas trees non profits put up and buy another kid some stuff they need and would love.

    Reply
  349. Jonathan November 27, 2017 at 3:24 PM

    I’d use the $100 to buy some Litecoin.

    Reply
  350. Jonathan Jenkins November 27, 2017 at 3:29 PM

    I believe im already subscribed. I would use the $100 to help pay for gas to get me to and from school. Give 10% to my church offering.

    Reply
  351. Karina November 27, 2017 at 3:30 PM

    I would put it towards a medical bill I have had for almost 2 years. It is not a large amount but I do a “slow roll” payment plan as my personal protest to the insanity of our healthcare system. Any medical bills I incur, I wait until collections is threatened then I start paying the absolute minimum they will allow. I know its ridiculous but it makes me feel like I’m somehow “sticking it to them…”

    Reply
  352. Scott November 27, 2017 at 3:32 PM

    Half towards CC’s and Half towards Christmas.

    Reply
  353. NC Alex November 27, 2017 at 3:33 PM

    Thanks for the content I get great motivation.
    100 would go into our first 1000 into our IRA

    Reply
  354. Melissa November 27, 2017 at 3:34 PM

    I would use half to help my family to pay Christmas supper. We always celebrate at their house and this year was tight for everyone. And the other half towards debts.

    Happy Christmas time xo

    Reply
  355. Jodi November 27, 2017 at 3:38 PM

    I’d take my husband on a movie date and get the haircut and color I’ve been putting off!

    Reply
  356. Zynique November 27, 2017 at 3:43 PM

    I enjoy reading your blog. So happy that I came across it earlier this year. I would put half of it in Savings and the other half I would use it to perform Random Acts of Kindness. I think that could help bring a little joy around this time.

    Reply
  357. Melissa P November 27, 2017 at 3:44 PM

    My husband and I have been saving for a trip to Australia and New Zealand from December to January. I would use the money to go whitewater rafting in one of the towns we will be in .

    Melissa

    Reply
  358. Jennifer November 27, 2017 at 3:47 PM

    $100 is almost exactly what I’d need roundtrip for gas to visit family and friends back in my home state. I’d put the money towards a trip back home for the holidays. I moved away a little over 3 years ago and it gets lonely at this time of the year away from everyone.

    Reply
  359. Michelle November 27, 2017 at 3:48 PM

    I would use the $100 to buy an annual family membership to an organization called the Urban Farm. It’s a non-profit that provides exposure to and education about gardening, animal care, and practical work experience in a farm setting…even though it’s in the heart of the city! Plus, my kiddos would get a chance to be a part of the 4-h club they offer :)

    Reply
    1. J. Money December 7, 2017 at 11:37 AM

      Sounds magical :)

      Reply
  360. Susan November 27, 2017 at 3:53 PM

    I would definitely use it to buy Christmas gifts! Thanks for this fun contest!

    Reply
  361. Lilith November 27, 2017 at 3:55 PM

    With $100 I would buy kitchen gadgets to help make cooking at home a little easier- maybe an immersion blender and a dutch oven.

    Reply
  362. Jonathon Fessende November 27, 2017 at 3:56 PM

    I really want to sponser a child this year that is in need. I found a site that will sponser a child for 50.00 a month. https://mcfus.org/ This will be my gift to give back.

    Reply
  363. Jackie November 27, 2017 at 3:56 PM

    It would go straight towards my student loans. I want nothing more than to have my loans paid off so I can have more freedom and an extra $100 would be very helpful!

    Reply
  364. Danielle November 27, 2017 at 4:03 PM

    Already subscribed :-)

    I’d use half for RAOK(s) and the other half extra principal payment on van.

    Thanks!

    Reply
  365. Kevin Chiu November 27, 2017 at 4:11 PM

    Long-time subscriber, first-time commenter. ;)

    I’d convert the $100 all into pennies and leave noticeable and various pennies around the house to drive my brother crazy.

    Reply
    1. J. Money December 7, 2017 at 11:39 AM

      I would LOVE that if I were your brother!! I pick up free pennies all day long on my walks! :)

      Reply
  366. Jason Butler November 27, 2017 at 4:15 PM

    I’d use the $100 to buy a couple of gifts for my GF.

    Reply
  367. Sharon November 27, 2017 at 4:16 PM

    $100! WOOT!!!…………I’d probably pass it on to my son (10yrs) who is learning how to save/give & spend! Trying to instill that ALL $ passing thru his hands needs to be divided up!
    Relatives that send him gift cards as presents are really messing up that for me tho……lol….bless their generous hearts! :)
    –s

    Reply
  368. Amanda B. November 27, 2017 at 4:16 PM

    Thanks for the opportunity!

    I would use it towards a FitBit for my dad. He’s currently wearing my old one that is falling apart and uses it to monitor his heart rate and sleep. Given that he’s using it for health reasons and I want him to continue to do so, I am planning on getting him a new one soon for the holidays so that he’s not walking around with a busted up old one!

    Reply
  369. Josh November 27, 2017 at 4:23 PM

    Subscriber that would use the $100 on hookers and blow. Just kidding. Something boring like saving for my kids education.

    Reply
    1. J. Money December 7, 2017 at 11:40 AM

      Almost got me to spit out my coffee on that one ;)

      Reply
  370. Lisa B November 27, 2017 at 4:32 PM

    Pay down the credit card. Neither fun nor glamorous but we’re close and I’m excited. Thanks much for the generous giveaway!

    Reply
  371. George November 27, 2017 at 4:41 PM

    I would save it to buy a shotgun.

    Reply
  372. Corinne November 27, 2017 at 4:41 PM

    Holiday Presents or my hubs Roth.

    Reply
  373. Mike M November 27, 2017 at 4:49 PM

    I’d put it in my Daughter’s Roth IRA, but only if she put $100 of her own money!

    Reply
  374. Chris November 27, 2017 at 4:49 PM

    I would put $50 in each of my kid’s stock accounts.

    Reply
  375. Matt November 27, 2017 at 4:54 PM

    I would use it on my trip to Thailand in January!

    Reply
  376. Erin | Reaching for FI November 27, 2017 at 4:55 PM

    Huh, turns out maybe I wasn’t subscribed on my blog email? Must’ve been one of my personal emails I’m already subscribed on!

    I’m currently paying off credit card debt, so that $100 would go to that/help offset me buying gifts for my family!

    Reply
  377. Greg November 27, 2017 at 4:57 PM

    I would give $50 each in a stockpile gift cards to my Grandson & Granddaughter.

    Reply
  378. Mary Blue November 27, 2017 at 5:05 PM

    I’d give to the ASPCA. Those pics are always haunting me. So, for my adorable grandchildren, I’ve decided to give them a bank and a couple rolls of coins. Then, I’d give them the bigger gift of feeling the joy of giving. (These guys are the greatest, but they don’t need a thing, and I’m sure Santa will make sure they still get plenty of stuff.) A picture of a dog in a warm home and a personal letter from the shelter thanking them for the gift will be priceless.

    Reply
  379. lil November 27, 2017 at 5:29 PM

    going into the 401k!

    Reply
  380. Erin E November 27, 2017 at 5:29 PM

    Yay! I’ve been reading for a long time now! We would probably split it between our investment account and an extra holiday gift or two for our family! Happy Holidays!

    Reply
    1. J. Money December 7, 2017 at 11:41 AM

      Happy Holidays :)

      Reply
  381. Tyson Wirth November 27, 2017 at 5:36 PM

    With $100 bonus cash this holiday season, I would use $50 to donate to a family of 8 whose mother just died of cancer, without life insurance, to help them pay funeral expenses. The rest I would use to take a first date out for dinner, hopefully the future Mrs. Wirth! :D Happy holidays J Money.

    Reply
    1. J. Money December 7, 2017 at 11:41 AM

      Stop making me cry :(

      Reply
  382. Robert Finch November 27, 2017 at 5:43 PM

    1. all ready subscriber.
    2. Buy more shares of Aurora Co (marajuana) going up in Canada.

    Reply
  383. Danielle November 27, 2017 at 5:47 PM

    I’ve been reading for a couple of years, thanks for the chance to win some money!

    With $100, I’d pay off some fun medical bills from having my first born son :)

    Reply
  384. Allen November 27, 2017 at 5:50 PM

    With an extra $100, I’d add it to our emergency fund or perhaps one of our investment accounts that’s primarily invested in index funds. Simple and passive is all I have time for right now.

    Reply
  385. Mary Kantorowski November 27, 2017 at 6:02 PM

    I would spend $100 on CC debt!! Not so exciting but true lol

    Reply
  386. Carrie November 27, 2017 at 6:11 PM

    I’d either save it to use on my next splurge item (an item that is $100 or more) or use it on my trip to Mexico next year.

    Happy Holidays!

    Reply
  387. Maisie November 27, 2017 at 6:16 PM

    I would give $50 toward an Angel Tree Gift at church and save the other $50.

    Reply
  388. Joe Awesome November 27, 2017 at 6:17 PM

    I would give the money to my neighbor so they could get their sewer snaked out as they spent thanksgiving weekend with a basement full of unmentionable things.

    Reply
  389. Ana November 27, 2017 at 6:21 PM

    I would use it for gas to go visit my family in NorCal

    Reply
  390. Abails November 27, 2017 at 6:22 PM

    Hi J$! I am a new subscriber, about a year? We just moved to a new neighborhood so I would use $100 to buy some small gifts for our kids’ new friends and get some yummy home baked goodness into our neighbor’s tummies. No one can ever have enough cookies or candy during Christmas, right? I love your newsletters, they are the first I open on the days you send them!

    Reply
    1. J. Money December 7, 2017 at 11:44 AM

      I’m so glad you’re enjoying them!!

      Reply
  391. Jen November 27, 2017 at 6:25 PM

    I would definitely make an extra payment on my student loans. My mind is set on crushing my student loan debt and any extra payments I get goes towards that.

    Also, I’m a subscriber

    Reply
  392. Julie November 27, 2017 at 6:30 PM

    Swim with the manatees in Crystal River, Florida. Thank you!

    Reply
  393. Lynda November 27, 2017 at 6:32 PM

    I would probably just put it towards xmas gift shopping so that in a way it’s like i saved $100!

    Reply
  394. Indian Thoughts November 27, 2017 at 6:39 PM

    Reader from ages, will use it to save and meet my annual goal, I hate missing them and am short by couple of grands.

    Reply
  395. V November 27, 2017 at 6:40 PM

    I would give/start a savings account with my two grandchildren, making it a fun game to watch earn and learn early.

    Reply
  396. Deb November 27, 2017 at 6:44 PM

    How would I use $100? We bought our first house this summer after 10 years of renting apartments. This past weekend, all our neighbors started putting up their outdoor Christmas decorations, and I realized we don’t have any! So I’d use the $100 to ‘keep up with the Joneses’, and get some lights for outside!

    Reply
  397. Brit McGinnis November 27, 2017 at 6:51 PM

    I’d use it to apply for my LLC. Time to take the final step toward making my business real!

    Reply
  398. Imspld November 27, 2017 at 6:59 PM

    1. I am a subscriber.
    2. I would hold onto the money and use it to buy toys after Christmas, for next year’s Toy Run. We buy toys for next years toy run after Christmas every year, that way we can normal get twice as many for the same price and make sure that more kids have something under the tree.

    Reply
  399. kathy November 27, 2017 at 7:09 PM

    I would use the money for a future trip to CA to see my 3 precious little grandchildren. They are 2, 4, 6 and I miss them so very much! Traveling via plane to CA from the midwest is expensive, and takes a day to get there and a day to return home. You are so kind to do this!

    Reply
    1. J. Money December 7, 2017 at 11:46 AM

      And you are blessed! :)

      Reply
  400. Sarah | Smile & Conquer November 27, 2017 at 7:20 PM

    I’m going to go against the trend and say that I’d buy myself a Christmas present if I won the $100 (bad personal finance blogger that I am). I officially finished my Christmas shopping this past weekend so I would reward myself for finishing early ;)

    Reply
  401. Wendy Streit November 27, 2017 at 7:39 PM

    1) Already subbed- woohoo!
    2) I would prob baby either put it toward our wedding fund or pay for blog hosting :)

    Reply
    1. Wendy Streit November 27, 2017 at 7:42 PM

      I just realized I left this comment using one email address, but it wasn’t the one that’s subscribed, but this reply is from the subbed address:)

      Reply
  402. Bill November 27, 2017 at 7:57 PM

    I would donate it to my little niece Raquel in her new stockpile account that I p,an to open for her to teach her about investing. Thank you.

    Reply
  403. Vanna November 27, 2017 at 7:59 PM

    1. Subscribed
    2. I would use it to buy some Christmas presents this year for my family – I’m currently in college and have no extra money for Christmas gifts as of right now. Oooh and also some dog treats for the pups! :)

    Reply
  404. Rich November 27, 2017 at 8:00 PM

    I’d invest and be $100 closer to FIRE.

    Reply
  405. The chemist November 27, 2017 at 8:02 PM

    I’m already set for Christmas, since I keep my eye out for special things for friends and family through out the year and avoid the holiday craziness.

    I would probably use the $100 towards my new Challenge Everything! experiment which is currently housed in a TFSA (The Canadian equivalent of a Roth)

    Reply
    1. J. Money December 7, 2017 at 11:47 AM

      BOOM! Now we’re talking!

      Reply
  406. Dani Stone November 27, 2017 at 8:04 PM

    (1) Newsletter – Yep. Already in da’ club.
    (2) I’d give that sweet hundred to my mama to help her with Christmas bills and gifts for the grand babies.
    Thank you for your generosity.
    *chest pound*

    Reply
  407. Mr Mofi November 27, 2017 at 8:28 PM

    GENIUS! What a way to build an e-mail list, masterful :)
    Given such a great example, I’d immediately speculate on cryptos for sure hahah!
    Then, once the money doubles I’d give you your $100 back and then offer free money to people who signed up to my email list. How’s that for leverage?!?

    Reply
    1. J. Money December 7, 2017 at 11:48 AM

      Hah! That wasn’t the original intention, but I suck at self-promotion/business so figured might as well make it part of the entry and do myself a favor :)

      Reply
  408. Sara Hamm November 27, 2017 at 8:29 PM

    I am working on paying off debt. It would go to my credit card bill.

    Reply
  409. Pat November 27, 2017 at 8:31 PM

    I would put the $100 towards our second child’s college fund. Our first child will graduate in December. Our second and final child just started this fall. I have received the newsletter for the last few months. Thank you.

    Reply
  410. Salvatore Cucchiara November 27, 2017 at 8:33 PM

    I would put it towards a down payment on our 1st house.

    Reply
  411. Gregabby November 27, 2017 at 8:48 PM

    My wife/I love reading this cool blog. If we win the $100, we would match this “found money” and give $10 to each of 20 needy families at the local food bank! How could we gain more joy during the Christmas giving season!!

    Reply
  412. Kathryn November 27, 2017 at 9:00 PM

    1. Just subscribed
    2. We would get a blender! Need a way to sneak some more healthy veggies into my kids diets, via smoothies!!

    Reply
  413. Karen Kolb November 27, 2017 at 9:02 PM

    I would donate the money to our local animal shelter. They are a no-kill shelter and they are a wonderful asset to our community.

    Reply
  414. Arnav Raghavan November 27, 2017 at 9:09 PM

    I’d buy Bitcoin :P

    Reply
  415. Tonya November 27, 2017 at 9:15 PM

    I would have used it for holiday shopping/gift giving but I’m already finished with that. I would use all of it towards paying off debt. Currently working on a $1,600 credit card.

    Reply
  416. Justin November 27, 2017 at 9:26 PM

    I would add it to my brokerage account and invest it in company stock.

    Reply
  417. Barbara Chadwick November 27, 2017 at 9:29 PM

    1. I am subscribed
    2. I would pay down debt of Credit card or put towards school loans

    Reply
  418. Pat November 27, 2017 at 9:46 PM

    I already subscribe.

    I would give it to my son who had his hours cut at work.

    Reply
  419. Ashley November 27, 2017 at 9:48 PM

    I get ur newsletter.

    I have a student who lost her father this year, and is now being evicted from their home. Ive talked to the counselor about making a christmas donation to the family anonymously. A 100 bucks would let me double it.

    Reply
  420. Kim November 27, 2017 at 9:51 PM

    Already a subscriber. We are taking the boys to Europe next summer and they are well aware mom and da are frugal so don’t expect money for souvenirs. I’d give them each $50 and have zero say in what they bought for once. They’d be really surprised.

    Reply
  421. Pauline November 27, 2017 at 9:54 PM

    Honestly, to give my father pocket money when he goes back to his home country, the philippines, in January.

    Reply
  422. Jason Young November 27, 2017 at 9:54 PM

    Enjoy the blog, love the attitude.
    Looking forward to winning and putting my hundo towards tix for FinCon in 2018!

    Reply
    1. J. Money December 7, 2017 at 11:49 AM

      You better come regardless!

      Reply
  423. Kim November 27, 2017 at 9:58 PM

    Hey J$! I am in the middle of switching jobs and I’m having to go 2 weeks without pay while I transition. The $100 would help make Christmas a little more special for my 8 yr old and 2 yr old daughters. You are awesome for doing this and congratulations to whoever wins!! Happy Holidays!!

    Reply
  424. Ngneer November 27, 2017 at 9:59 PM

    Shoes…. I’d spend it on shoes.

    *bows head in shame*

    Reply
  425. Darla Mathews November 27, 2017 at 10:01 PM

    Already a subscriber and I would use an extra $100 to put towards my emergency fund. Merry Christmas!

    Reply
  426. Jamison November 27, 2017 at 10:08 PM

    Been a subscriber for less than 6 months. Great blog. Honestly, it would be a toss up between:
    1) Diapers/formula – Wife and I had our 2nd child in July and can never have enough of either
    2) Christmas fund – To make sure we have enough for presents
    3) Wife – She deserves the ultimate present for all she does. I would give her a spa day or part of one (Not really sure how much they cost!).

    Reply
  427. Phil November 27, 2017 at 10:09 PM

    1) Already a subscriber

    2) I would split the money. Half to our full emergency fund and the other half into bank account I started for my blog. I haven’t started yet but want some money in that account for start up costs, etc.

    Reply
  428. Aaron November 27, 2017 at 10:19 PM

    Put $50 in each of my kids’ savings accounts!

    Reply
  429. Eric A November 27, 2017 at 10:32 PM

    Id apply it to my emergency fund

    Reply
  430. Natale Q. November 27, 2017 at 10:33 PM

    I’d like to upgrade the Christmas gits this year for my family (usually I just give everybody 50 bucks and some stocking stuffers. Also, I want to give donations for St. Jude’s and Mercy For Animals. Makes me real sad that things like leukemia and animal abuse exist in this world.

    Reply
  431. Liz November 27, 2017 at 10:36 PM

    I’m already a subscriber. I would put it in my investment account!