Good morning!

And happy BACK TO SCHOOL SEASON for all those parents out there!! If you can believe it we’ve now got one in elementary school, one in middle school, and now one in high school 😱😱 Man I’m getting old…

At any rate, who wants $1,000??? ;)

It’s been a while since we shared this 401(k) contest, but old timers will remember that over a half dozen BudgetsAreSexy readers have won it in years past, so maybe this time it’ll be YOU??

It’s hosted by Jackson, Grant Investment Advisors Inc. who hopes to energize 401(k) participants into learning more, and ultimately investing more. So you can be a 401(k) Millionaire one day like our friend, Fritz!

All you have to do is answer a couple of questions (but take your time and really put some effort into it!), and you’ll be entered to win one of **THREE* $1,000 cash awards. That you do not have to invest into your 401(k) lol…

Here’s the main thing to marinate on before you start filling it out:

If you were to advise co-workers about why they should contribute to (and/or maximize) their 401(k)s, what would you say? What actions might you take to inspire non-participants to participate in their 401(k)s?

Once you know what you want to say – and hopefully it’s super personal and/or creative and/or funny! – you can enter directly here: 401kchampion.com/2026-application

Deadline to submit is *this Friday* August 28, 2026 by 11:59 P.M. EST, and you must be currently participating (whether employed or retired) in your employer’s 401(k) plan (not a 403(b) plan or other type of plan). You must also be 21 years old or over and a legal residents of the 50 United States or the District of Columbia.

GOOD LUCK!!! I want to continue our streak of having winners here, please! And good job on investing into your 401(k) which is a reward all of its own 👊

Your busy busy parental friend,