Thatโs now 2 foreclosures in 2 months :( And, just like the other one, i can literally see the place right outside our living room window! Perhaps they both partied together??? Arghhhโฆ.
But you know what? Iโm done ranting about it all, iโve said my peace last time and it didnโt get us anywhere (although it did make for a good blog post!).
Yup, this time iโm gonna be Mr. Positive and help create a happier atmosphere up in here :) You know, in the spirit of Christmas and all. So letโs get started!
1. The Foreclosureeโs can now start fresh.
This may be pushing it, but itโs true! Imagine all that stress and frustration they must be feeling? Sure your life is in shambles and you have to start all over again (esp if you filed Bankruptcy, which iโm assuming would happen), but you just got rid of your #1 liability!
2. Someoneโs gonna get a helluva good deal!
Word on the street says the place is going for $225k!!! Considering we bought our townhouse for $360k, and our neighborโs for $350k, thatโs a 35% discount! Our places arenโt *exactly* the same, but who really cares at this pointโฆif youโre a shopper, youโd be crazy NOT to pick up the cheaper one.
3. Itโll probably be the last foreclosure on our street.
I say this only because the โcoreโ residents here โ about 75% โ have owned their places since construction ended in the 80โs. So most of them have probably already paid them off, or are close. The two pulling the foreclosure cards have been newbies so dar, and thereโs only a handful of us around. You can never tell exactly whatโs gonna happen, but this is all about staying positive ;)
4. We didnโt lose any good friends.
Thatโs a good thing right? Itโs not like iโm THAT close to any of our neighbors anyways, but it would def. suck if any of those living side-by-side of us left :( Weโve been getting pretty close to one of them, and would hate to see anything horrible happen over there.
5. It forces us to stay on top of our game!
This is probably the most important of the positive outcomes โ making us pay even CLOSER attention to our finances so weโre not next! Iโd like to think weโre already doing this, but a little *extra* attention never hurt. Plus, imagine if God forbid we DID have to foreclose after all this $hit i spilled last month?! I guess at that point it would be the least of our worries, but the whole idea is still scaryโฆ
Howโd i do? I gotta admit it was pretty hard at first to come up with, but once i put myself in OTHER peopleโs shoes the positives started flowing in :) I only hope that it does us all some good, i can only take so much bad news at a time. HAPPY XMAS EVE-EVE!
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