Just a friendly reminder…

YOU ARE INVESTED FOR THE LONG HAUL.

      YOU ARE INVESTED FOR THE LONG HAUL.

            YOU ARE INVESTED FOR THE LONG HAUL.

                  YOU ARE INVESTED FOR THE LONG HAUL.

                        YOU ARE INVESTED FOR THE LONG HAUL.

                              YOU ARE INVESTED FOR THE LONG HAUL.

                                    YOU ARE INVESTED FOR THE LONG HAUL.

walking piggy gif

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37 Comments

  1. Karen March 17, 2020 at 5:32 AM

    and don’t forget to donate money and help the less fortunate.

    1. J. Money March 17, 2020 at 6:30 AM

      *thumbs up*

  2. Kathleen March 17, 2020 at 7:21 AM

    What are the chances I am, no lie, scheduled to retire end of this month. I cannot even look at my 401k balance (Vanguard life cycle 2025). It’s such a weird mix this whole thing: scared, unprecedented in my lifetime (58 y/o), trying to keep everything in perspective and continue to think of others and see where I can help. Just keeping it in the day. Never could control anything other than my attitude and my actions. Times like this truly drive that home.

    1. Paul March 17, 2020 at 7:54 AM

      I wouldn’t retire in this unless you have enough to live on separate from your 401k. Retiring in what will likely be a bear market going forward could affect your whole life for the worse. Maybe you have more than enough. If that’s the case go for it, but if you are on the line then I would try to work at least part time, sucks but its likely reality for a lot of people. However, Its an election year so its possible this will all be over in a few months and we will be back to normal “magically”…

      1. J. Money March 17, 2020 at 10:26 AM

        Well, something to keep in mind is that when you retire it’s not like you pull your *entire* funds out to use right then and there, so even if you took a loss the next following week/months/years the bulk would still be in the markets and hopefully regaining lost ground as you enjoy your freedom :) Not the *best* case scenario, but still not the worst either! It’s only bad if you cash it all out now and then call it a day, *gulp*.

  3. Slackerjo March 17, 2020 at 7:42 AM

    Not worried. No my first free fall of the stock exchange.

    1. J. Money March 17, 2020 at 10:26 AM

      Love to hear it!

  4. MK March 17, 2020 at 8:00 AM

    Not saying I like looking at my 401(k) right now but I’m not stopping my contributions. In fact, I have a phone meeting with my financial guy today & I’m looking to buy some target-date funds. Suddenly I’m glad I have a few more years before retirement.

    1. J. Money March 17, 2020 at 10:27 AM

      Haha yeah, that is a weird PRO in this case…

  5. David March 17, 2020 at 8:08 AM

    Thanks for the reminder J

    1. J. Money March 17, 2020 at 10:27 AM

      I got you!

  6. Nora March 17, 2020 at 8:59 AM

    Having just returned from a trip to the grocery store in a futile attempt to stock up, my 401K balance isn’t among my top 10 priorities – for once.
    Stay healthy!

    1. J. Money March 17, 2020 at 10:30 AM

      A wild thing to say, but you’re right! Health > $$$

  7. Mike S March 17, 2020 at 9:16 AM

    You are so right, we just invested an additional $2K in one of our stocks. Price is going down, but not for fundamental reasons. Price may be depressed for awhile due to the current issues, but the company is solid.

    1. J. Money March 17, 2020 at 10:30 AM

      Brilliant.

  8. Adam March 17, 2020 at 9:24 AM

    Thanks for the reminder, J! I’m glad I saw it before I tallied our current investment balances.

    And I’m glad I’ve been reading the likes of you and Jim Collins for the last few years, because the me of 2015 would be LOSING HIS MIND at a $120k haircut in the span of less than a month.

      1. Adam March 17, 2020 at 10:56 AM

        I didn’t see that, no — thanks for linking! Podcasts and I don’t get along, but Brandon always transcripts his (for which I am incredibly grateful); that was a solid read.

        1. J. Money March 17, 2020 at 4:38 PM

          I’m with you – transcripts all the way for me too.

  9. Lisa O March 17, 2020 at 10:02 AM

    YES …. YES … YES J$! Faith over Fear….This Too Shall Pass!

    1. J. Money March 17, 2020 at 10:33 AM

      Faith over Fear – i like that!!

  10. Caroline March 17, 2020 at 10:04 AM

    Thank-you! Love the dancing piggie!
    Be Well all!

    1. J. Money March 17, 2020 at 10:33 AM

      His name is Boris :)

  11. stephanie t March 17, 2020 at 10:40 AM

    I’m not even checking my 403b. Glad to see many of you are remaining positive when (it seems like) the rest of the entire universe is panic-stricken and hysterical, my mantra is stay the course, trust God, and let it ride
    Thanks J for the Boris-laugh this morning!

    1. J. Money March 17, 2020 at 4:39 PM

      I am here for you! :)

  12. BC | FrugalWheels March 17, 2020 at 12:25 PM

    I definitely agree, except that there’s a chance every day now I might need to withdraw some of that money to live on. With some uncertainty at work already this year as new owners took over, coupled with the hit we will take from Coronavirus, it makes me nervous that my nestegg will be diminished during a time I might need to count on it.

    I’m really hoping I won’t have to, and that this will just represent a good opportunity to buy stocks on sale. Stay healthy friends.

    1. J. Money March 17, 2020 at 4:40 PM

      I hope so too, man :(

      The good thing at least is that you’ll only need to take a small % of it so it’s not like a TOTAL loss! Though it would still sucks balls…

  13. J March 17, 2020 at 12:30 PM

    I’ve been watching a few key indexes here and there when I can remember, but I’m not updating my personal balances more than I have to. Like Nora above, I’ve been more distracted by diminishing supplies in all the panic. It seems like there is more breaking news coming out every hour as far as what is closing here locally. I thought I would try to donate books to the library while I am on mandatory 5wks WFH, but they asked me not to come in because even they are now closing for the next two weeks. On the bright side, I had been budgeting some money for donations and I just sent out all of it to local food projects and a local domestic violence group. But the coolest thing that I have seen so far is a restaurant owner who is trying to redeploy his trained staff to make meals for kids who are affected by school closures and not getting their needed free meals at school anymore. Two birds, 1 stone.

    From Charlotte Agenda.com:

    Christopher Sottile of The Loyalist Market in Matthews has partnered with local food businesses to create meals for children who received free lunches at school. Support his lunch project to feed about 700 children a day for two weeks, as well as the people who prepare those meals: skilled food professionals whose hours have been cut.

    https://www.gofundme.com/f/free-lunch-for-charlotte-area-kids/

    1. J. Money March 17, 2020 at 4:43 PM

      WOWW!!

      That is so refreshing to see in the world right now!!

      What they’re doing and what YOU’RE doing! Thank you!!

      All these acts of kindness are so much more amplified during times like these…. Way to be a good role model for all of us.

      **Fist Bump**

  14. George March 17, 2020 at 10:06 PM

    To quote my favorite Beatle, “All things must pass”.

    There are great buying opportunities out there, too.

    1. J. Money March 18, 2020 at 6:48 AM

      Thou art correct, sir.

  15. Bryan March 18, 2020 at 7:40 AM

    Proctor and Gamble (+8.98%) should be keeping VTSAX and VFIAX afloat (could be a pun in there somewhere). Because…you know….toilet paper cures COVID-19.

    1. J. Money March 18, 2020 at 11:54 AM

      I bet a ton of stocks are soaring off this!

      Always ups when there are downs (if only we knew ahead of time though! :))

  16. Jay March 18, 2020 at 11:44 AM

    Are you still worth 1 million? Since you are under 1 million again, will you post your net worth updates?

    1. J. Money March 18, 2020 at 11:56 AM

      HAH! I should!!

      Haven’t updated the #’s recently, but I’m 99.9% sure I’ve been kicked out of the club by now, womp womp…

  17. Aisha March 22, 2020 at 12:42 PM

    I AM INVESTED FOR THE LONG HAUL.

    Good mantra! My first foray in bear market and I am not looking into my account as much. I should do the same for news too. Love the gif! The piggy looks serenely oblivious to any dangers. Stay safe everyone!

    1. J. Money March 23, 2020 at 2:45 PM

      Yes – news isn’t getting any better anytime soon ;)