Is it bad that we still USE CHECKS?! (Ziiiiing!) The wifey and I had to tip our pet sitter the other day and we couldn’t figure out how to go about doing it without annoying her. (We couldn’t do it face-to-face…And on a side note, pet sitting is EXPENSIVE! If you’re ever looking for a new hustle, I highly encourage you to start your own service ;) If you like animals and all.)
At first she was gonna drop a $10’er in the mail and be done with it, but I lovingly reminded her that sending cash was a big no-no and that I’d blog it to the world if she didn’t listen to me ;) (Even though I’ve been known to break this rule on many occasions out of pure laziness, or when kid’s birthdays come up – they love seeing $20 bills!). Putting cash in the mail is like playing hide and go seek with your money only there’s more hiding than seeking. And these postal mongers know very well you can’t track cash.
But writing a check for $10 seems just as foolish too. I could understand $20 or maybe even $15, but anything in the $1-$10 range personally doesn’t motivate me enough to go cash it anytime soon. And that’s the WORST! When you’re just waiting for someone to cash a check of yours and they take sooooo freakin’ long to deposit it? Bleh. I wouldn’t want to be on either side of that.
So as I commonly do when I’m stumped, I shoot things around Twitter and see where it lands. And this time around it seemed I was the one that was the outcast.
- @jerrets Money is money, right? I’d take a $10 check.
- @SandiAdy I wouldn’t be offended, I’d be happy you cared enough to go to the trouble.
- @ctreit Nope, I would not be mad about a tip paid by check in this case.
- @BestMoneyBlog I wouldn’t get mad at any tip, so… just go ahead and send one my way
Would it change if I gave you $10 in pennies?! :) I guess it all makes sense though. Kinda makes me wonder if I’ve gotten less-frugal in my older age! (Actually, I know for a fact I have. Ever since our budget’s been on auto pilot I’ve gotten a lot less strict w/ the details. At least the smaller ones…) 5 years ago I’d have happily taken a check for $3! Haha… time is just much more precious to me now.
But anyways, after some back and forth we decided to cut a check out for $15 instead. This way our pet sitter gets a little more for a job well done, and yours truly can rest peacefully knowing she’ll be hitting up the bank sometime soon ;) I know it sounds silly, but that’s just the way my brain works… I think we’re all a bit weird when it comes to our money sometimes.
Do you guys have problems writing checks for a few bucks too?
(Clever foldage by zieak)
Killer resources and apps:
- Best Budget Templates & Spreadsheets (FREE)— The best free budget templates from around the community! Including the ones I use :)
- Personal Capital* (FREE) — A great app to track your investments and net worth. You can see an in-depth review we did here from a millionaire who checks it daily 😂
- You Need a Budget (YNAB)* (FREE TRIAL, then $14.99/mo or $98.99/year) — One of the BEST budgeting methods in the space, with new users saving $600 on avg their first two months, and more than $6,000 over their first year! Check out my friend Vic’s review of YNAB here that went on to completely change his finances 💪
- Digit (FREE 6 mo. Trial, then $5/mo) — This is one of my favorite apps for automatically saving money, and I even came on board as an advisor I believed in them so much! You can see my full review on Digit here.
- Acorns* ($3-$5/mo) – Similar to Digit, this app helps you automatically INVEST money by rounding up all your transactions to the nearest dollar and then investing it right away for you. My full review of Acorns can be found here.
- Honey (FREE) — By far my favorite coupon service out there! Click the Honey button any time you're about to buy something online, and BOOM - any discounts it finds will be automatically applied at checkout. You can see my write up on them here.
- Credit Karma* (FREE) — An easy way to check and monitor your credit score AND report! See my full review of these guys here.
- My Favorite Blogs + Books < -- Click here to see all my other recommendations!