As Seen on TV! The “Debt is Not Forever” Solution!

Up to your eyeballs in debt?

Hate your credit cards?

Stressed from all those nasty collection calls?

Worry no more, friends…

Introducing: The “Debt Is Not Forever” Affirmation!

The most powerful solution in killing your dream killers and fighting your debt fights who fight you on debt while killing your dreams! (What?).  No more tossing and turning at night when you’ve got Debt is Not Forever. Just shout it to the world 3x before bed, and 3x before logging onto BudgetsAreSexy each morning, and immediately feel the rays of hope again! It’s not just a saying, it’s a way of life!

And with just 3 easy payments of $0.00 each, it can all be yours today. Act now, and we’ll also throw in the Gain Control of Your Life Again, Man – What Are You Waiting For? companion line absolutely free! Sure knowing debt is temporary may feel good, but without taking action what does it matter? “Gain Control of Your Life Again, Man – What Are You Waiting For?” is the perfect reminder to get out there and finally do something about it!

But wait… There’s more!

Act now (for real) and you’ll not only get the award winning “Debt is Not Forever” solution AND it’s “Gain Control of Your Life Again, Man – What Are You Waiting For?” counterpart, but we’ll ALSO throw in the “Hurry Up and Meet Me on The Beach You Bastard – Your Beer’s Getting Warm!” prompt too! Because nothing motivates you more than seeing all your friends living it up on Facebook without any care in the world.*


Pick up that phone and order now. Supplies are unlimited, not unlike your freedom.

Brought to you by J. Money and The #DebtIsNotForever Movement. If you’re not realizing it by now, you have all the power to make debt temporary. Will you own it?

*Don’t let it fool you, it’s a farce.

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  1. Emma Healey | Money Can Buy Me Happiness January 30, 2015 at 6:39 AM

    I actually just wrote about this. I used to just accept that I would be in debt until I died. Took a shitload of effort to step off that treadmill but once you do – the freedom is addictive!
    It’s hard to see others still swept up in it – financing cars they can’t afford etc, and not say anything.

    1. Jacquelyn Delcamp January 30, 2015 at 9:59 AM

      Emma! I totally agree with the notion of accepting debt as a part of life! It’s been rooted in a lot of society and in my own home growing up. As soon as it was close to getting out of debt, some fancy thing would show up and any debt payment plan would fall off. I am on a debt-free journey right now :) Congrats on taking a big step!

      1. J. Money January 30, 2015 at 4:31 PM

        Congrats to BOTH of you! It’s amazing what happens once that epiphany hits, right?

  2. Mrs. Frugalwoods January 30, 2015 at 7:07 AM

    Is the “How to Achieve a DIY Mohawk” pamphlet also included? Or should I order separately? Frugal Hound wants to know.

    1. J. Money January 30, 2015 at 4:32 PM

      That requires a seminar… and lots and lots of hairspray :)

  3. Amy January 30, 2015 at 7:54 AM

    Sign me up! This is one product I definitely want a piece of!

  4. Chris @ Flipping A Dollar January 30, 2015 at 8:10 AM

    Have you seen this youtube video? It’s one of my favorites.

    And it’s just like what you’re pawning today! The funniest thing to me is that everyone acts like it’s a ritual that everyone has to go through. Such a load of B.S.

    1. J. Money January 30, 2015 at 8:49 PM

      One of my all-time favorite videos :)

  5. Brian @ Debt Discipline January 30, 2015 at 8:13 AM

    I would order one, but I already figure it out and man it feels good!

  6. Don @ Breath of Optimism January 30, 2015 at 8:26 AM

    It’s all about your mindset and attitude. If you think that you will be in debt forever, odds are you will be because you will give up and quit every time. Why try paying it off when you’ll never get out?

    Once you change your mindset and believe that it is possible to get out of debt, things start changing and you take action and stay the course. I’m not suggesting that all you have to do is think positively and have a can-do attitude, but having this as part of the equation is essential.

    1. J. Money January 30, 2015 at 8:51 PM

      Exactly on point. Can’t just wish for things to happen a la The Secret, but it definitely goes hand in hand with action taking. Together it’s a force to be reckoned with!

    1. J. Money January 30, 2015 at 8:52 PM

      One of the best pages you’ve ever built on your site :)

      Reminds me that I need to share that around a little too – thx!

  7. Mrs. Maroon January 30, 2015 at 9:12 AM

    How about sending it to friends and family — gonna need an anonymous sender option there. Can’t be TOO pushy about it, right?? Ooooh, and gift wrap options??

    1. J. Money January 30, 2015 at 8:57 PM

      I’m glad you brought that up!

      For an additional $0.00 you’ll also get access to the “” email address! With unlimited sends!

  8. Paul January 30, 2015 at 9:42 AM

    I have set up a payment for today to pay off my last non-mortgage debt! We’ve been working on it for about five years and have gone through three job changes and three moves which didn’t help, but the day is finally here!

    1. Mrs. Maroon January 30, 2015 at 12:05 PM

      We’re all rooting for you and celebrating with you! Congratulations!! Now treat yourself to something nice, really nice… To celebrate our (non-mortgage) debt-iversary at the end of last year, we bought more stocks! It’s amazing how your outlook changes once you make the shift to eliminating debt from your future.

      1. J. Money January 30, 2015 at 9:00 PM

        ROCK ON PAUL!!!!

        That is awesome! And hard as hell to do BUT YOU DID IT!!

        Great great inspiration. Thanks for stopping by to share with us today :)

        Now please return your Debt Is Not Forever mantra so that we may repurpose it for someone who needs it.

  9. Fervent Finance January 30, 2015 at 10:22 AM

    How much is shipping and handling? And can I make 3 easy payments?

    1. Darrell January 30, 2015 at 12:20 PM

      “3 easy payments and 1 f*cking complicated payment. We ain’t gonna tell you which one it is, but one of these payments is gonna be a bitch.” – Mitch Hedberg

      1. Ben Luthi January 30, 2015 at 1:31 PM

        lol @ Darrell. That Mitch Hedberg is a classy guy!

        1. J. Money January 30, 2015 at 9:03 PM

          I had to look up who that was – does that make me lame?

  10. Jackie January 30, 2015 at 11:26 AM

    Hah if only that were the only step! I especially like the beach option :)

    1. J. Money January 30, 2015 at 9:04 PM

      Well, I tip my hat to you for bringing out the creativity in me. Without your movement this gem would have never seen the light of day ;)

  11. Kayla @ Femme Frugality January 30, 2015 at 11:33 AM

    Thank God debt is not forever and that I’ve realized that. Now to get it paid off sooner rather than later! :)

  12. EL January 30, 2015 at 12:16 PM

    That’s a great value for the money J. I will advise all indebted people to take advantage today as freedom waits for no man / woman. Plus you wouldn’t want your beer to get warm unless your visiting parts of Europe. (That’s how they like it)

    1. J. Money January 30, 2015 at 9:05 PM

      I know – that drives me bonkers too! Can never find any ice in that region!

  13. Shannon @ Financially Blonde January 30, 2015 at 3:54 PM

    I have seen a bunch of these debt is not forever posts, but I think this is my favorite. Who wants to drink warm beer at the beach anyway? :-)

    1. J. Money January 30, 2015 at 9:11 PM

      Score! What does that win me?

  14. Chelsea @ Broke Girl Gets Rich January 30, 2015 at 4:27 PM

    Hahaha, nice one – thanks for the laugh.

    Sometimes, I think a better life really is as simple as having a positive attitude.


    1. J. Money January 30, 2015 at 9:12 PM

      I can guarantee it doesn’t hurt :)

  15. C@thesingledollar January 31, 2015 at 9:31 AM

    OK, but how about a discount? Maybe offer a coupon or a Presidents’ Day sale?

    1. J. Money January 31, 2015 at 2:15 PM

      Forgot to mention that, yes!

      For a limited time, enter code “ILOVEMONEY” and receive 100% off your next order!

  16. Dr. Sheba February 1, 2015 at 8:34 AM

    J. Money, this is hilarious, and it’s so affordable!

  17. Kim @ Money Under the Cushions February 1, 2015 at 12:29 PM

    Love it. I wish this was a real TV and or radio commercial that played each morning.

    1. J. Money February 2, 2015 at 11:42 AM

      Me too :)

      If only I had the funds to air it during the Super Bowl!

  18. Jayson @ Monster Piggy Bank February 2, 2015 at 4:32 AM

    I wanna join in! Debt is not forever. If I make a choice to make a difference, I will be forever debt-free, J Money.

    1. J. Money February 2, 2015 at 11:43 AM


      And feel free to blog about it yourself too – gotta spread the message far and wide!

  19. How to Save Money February 2, 2015 at 5:09 AM

    Count me in! Life is for living :)

  20. Sarah Bojorquez January 22, 2016 at 10:45 AM

    Love it! Just stumbled across this and it is so true!

    1. J. Money January 23, 2016 at 3:12 PM

      Thanks – I had fun with this one ;)

  21. Diane taber May 26, 2019 at 9:54 AM

    Hi we’re really trying to get out of debt and be finally debt free