Lately it seems like everyone is trying to SELL something to me! Yes, I know that if I spend $500 on your couch you’ll give me $50 back, but guess what? That means I have to give you $450! So while it’s *savings*, it’s also spending like a mother.
Those one-a-day sites are starting to piss me off a little too (gasp!). I know it’s bad, but every time I hear an ad for Living Social, or Groupon, or any of their trendy comrades all I hear is “Come spend money so you can save money!” And then, “You didn’t even know you WANTED me, did you? Well Here I am! All the cool kids are doing it, come and get me!” The funny part about this is that I literally have a draft post I’m sitting on that talks about how awesome some of these sites are ;)
But I also think it depends on why you’re going to them. If you’re looking for something in particular and you find a bargain, that’s great! Go for the gold, Huck. But if you’re subliminally getting convinced that all these sites are here to help you and that it’s okay to spend money on them whenever you want, I’m not a fan. There’s a big difference between seeking this stuff out and getting brainwashed into buying things.
I’ll give you an example. Woot.com has been on my first 5 sites to check out every morning going on 3 years now, and I’ve finally realized it just teases me. I rarely buy anything on there anymore, but for some reason I’ve felt like if I don’t check one day I was gonna miss out on something BIG. Something so awesome that I’d be cRaZy if I didn’t rush to get it. But the truth of the matter was that it was pure habit. I log into my USAA accounts, my 401(k), blog stats, the emails, and then Woot. I kept telling myself that it helps me to save money but it doesn’t. So it’s now crossed off.
Every time I see an ad come up on TV or online, all I perceive is a company trying to take my money. And it makes me frown inside – even the funny ones. Cuz they’re being funny to convince me to spend! And that AWESOME new car that’s coming out to make my life easier and happier? They’re not doing that out of the kindness of their hearts, they’re doing that cuz their research shows people “need” them and will thus depart of their money. I heard an ad for Ocean City Beaches the other day, by the Mayor actually, touting all the FREE stuff you can do there. The beaches, the bands, they’re all free! Come spend $200 a night here so you can get all that FREE stuff and have the time of your lives! Ugh. A cheery salesman.
I don’t know, maybe I’m just in a pissy mood. But do you guys ever think about this stuff too? How everything around us is trying to milk us of our money? I’m sure I’ll go back to pimping Amazon and all the great deals you can find there soon, but for today I’m spent (no pun intended).
(Advertising collage by Alejandrooo !)
Killer resources and apps:
- Best Budget Templates & Spreadsheets (FREE)— The best free budget templates from around the community! Including the ones I use :)
- Personal Capital* (FREE) — A great app to track your investments and net worth. You can see an in-depth review we did here from a millionaire who checks it daily 😂
- You Need a Budget (YNAB)* (FREE TRIAL, then $14.99/mo or $98.99/year) — One of the BEST budgeting methods in the space, with new users saving $600 on avg their first two months, and more than $6,000 over their first year! Check out my friend Vic’s review of YNAB here that went on to completely change his finances 💪
- Digit (FREE 6 mo. Trial, then $5/mo) — This is one of my favorite apps for automatically saving money, and I even came on board as an advisor I believed in them so much! You can see my full review on Digit here.
- Acorns* ($3-$5/mo) – Similar to Digit, this app helps you automatically INVEST money by rounding up all your transactions to the nearest dollar and then investing it right away for you. My full review of Acorns can be found here.
- Honey (FREE) — By far my favorite coupon service out there! Click the Honey button any time you're about to buy something online, and BOOM - any discounts it finds will be automatically applied at checkout. You can see my write up on them here.
- Credit Karma* (FREE) — An easy way to check and monitor your credit score AND report! See my full review of these guys here.
- My Favorite Blogs + Books < -- Click here to see all my other recommendations!