Always be saving
Budgeting = confidence = sexy!
Cut out the crap and focus on what’s important
Destroy your debt, be happy
Early retirement is possible
Forget what everyone else is doing – focus on YOU
Get yourself a hustle!
Honor your money – spend with purpose
Invest as early as possible
Join others for accountability
Karate chop your bills and bank the difference!
Life > money > stuff
Mo Money, No Problems
Never assume a job is safe
Oh $hit funds kill stress!
Paychecks should have a plan before arriving
Quit procrastinating, start DOING
Relish in your wins!
Simplicity is key
Track your net worth – you need to know the score
Utilize technology and automate that $$$
Victory is when passive income = expenses
What excites you the most? <– The answer to all financial decisions
Xylograph your goals (look it up :))
Yelp for help!
Zero – what we all start with
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As taught at J. Money University
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Nice! I’m a big fan of k, m, o, and p and of course TGS…
The Green Swan
Jay, I love this one (and incidentally, I do know what a ‘xylograph’ is :). I’m very keen to roll R and V out there.
I’ll bring the wine! :)
“Oh $hit funds kill stress!”
This is true on so many levels. Not only does it take out the stress of “how am I going to pay for that” but it also opens up opportunity. We bought our car a few months ago with money that we had saved up for all different types of things knowing that I was going to get a bonus that would cover all of that a week later. Basically floating the money from Saturday to Friday. If we hadn’t been able to float the cash, who knows if that car would still be on the lot or not!
Yup – great use for it as well.
It’s like having your own (free) personal banker :)
I had to look up Xylograph. No idea. :) C is good (Cut out the crap and focus on what’s important) I would add Compound Interest!
I never knew LIE could actually be so legit!
Thanks for the list…a little Friday morning motivation!
LIE as in L.I.E.?
Life > money > stuff
Invest as early as possible
Early retirement is possible
I love forgetting which day is payday. Why? Because I have a plan for all paychecks before they arrive. Sweet list!
I would have used “X-Ray vision isn’t required to optimize your budget” Then again, I’m not as creative as Xylograph!
But then I would have needed to change K. The chain reaction of changes could be deadly.
You wouldn’t believe how long it took me to put this final version together :) So many options and you change one thing and you have to go back and change another!
Nice reminders this Friday!
I’m a big fan of E, I, O, and of course T!
Good pull on Xylograph. I took the bait and googled it, and came right back here! :-)
If it makes you feel better, I cheated and had to google good X verbs myself… And then took a solid 15 mins trying to work it in! Haha…
Favorites A, B, C, & S! I wish I would have learned this stuff in my 20’s. No matter how small your check is…saving a little is what matters. Living on a budget within YOUR means makes saving something that can actually happen. Not buying every purchase you want will help because knowing what is important is key. Simplicity is beautiful ~ Material possessions don’t make life better or you better it clutters living in many ways :) T.G.I.F.
V = Victory – when your passive income is enough to cover your expenses. Oh lord yes – financial nirvana:)
Anyone else seeing what kind of financial plan you can create by spelling out swear words?
I am off work today, so I can have a little fun…
Hah!
I think you should share some with us today :)
Awesome stuff, Boss! I sure like your ABC’s!!!
Not everyone starts with zero ;-)
Is it sad that my focus when reading your article was to go through the letters to ensure that you didn’t accidentally miss one? Why the hell did I just do that? That can’t be a good thing. ;)
I think you need to move back to your big house so you stay busy ;)
Definitely O! Oh $hit funds definitely kill stress!
Love, P! Upcoming paychecks shouldn’t determine your budget either. I advocate budgeting off last month’s income. At least I know I’ve already got the money to spend and I’m not depending on it hitting the bank account.
YES!!! Budgeting on *last month’s* is killer. Good reminder.
F,G,I,Q are what i am trying to do right now! They make the world of a difference. Guess you can make the ABCs fun to learn.
This was fun! I should teach this to my 2 1/2 year old as we go through the ABCs! =) Oh and I was anxiously scrolling down to X to see what you had in store for that letter.
Wow, I was wondering what you would come up with for XYZ. :) Nice job.
Let’s do some alphabet math.
a+b+c+d = E
Love it!
Hah! It really does! Though would be quicker if you mix in i :)
J$. I LOVE how the letter “F” ends with “You.” Get it?? ha ha ha.Okay, a little weak maybe, but basically that’s what you say (or at least) think when too many people are in your head.
LOVE THAT!!!
Just went in and bolded it… let’s see if any one else catches it ;)
hey J. Money! I think C should be for cinnamon buns :) Actually after you mentioned them in your blog post the other day I couldn’t get them out of my mind and today I went to a shop that makes them and bought three! I’ll say “here’s to J. Money” when I eat them, if you like :) Thanks for the inspiration! :)
I think you should save one and mail it to me instead :)
Love it! Should totally teach this to Baby T1.0 and T2.0. :D
Wished I had I sooner. Happy to have discovered E and to be part of J
Happy to have P in place. Looks ti be the key to succes
Time to bring on Q!
A great list indeed!
Haha, yup.
All the reading of my awesome blog posts is fine, but doesn’t mean squat if you don’t put anything into action! :)
Love Z. That’s a great way to end the list of remind us we all start in the same place!
Thanks! Always a good reminder I felt like :)
One of the best alphabets I’ve seen!
And I hope you now go through and write a post about each one of these letters.
If you need a hand, I’ll take care of the Xylograph article for you! I’ll pull out that old exacto knife kit and get to work. ;)
Haha, deal :)
Good work on X ;-)
Really focusing on G right now so hopefully I can D as soon as possible and hurry up and make E happen!!!!!!!
-KB
I love that you guys keep calling out the letters and building stories/strategies around them, haha… though I keep forgetting what I wrote and have to keep scrolling up and down to decipher! :)
As someone on a salary, never assuming a job is save is huge for us. It provides the motivation to do all the other things we ought to, to cut costs, to save and invest, to spend time coming up with our financial goals and working towards them, since the ultra-important income could go away at any moment.
You turned me into a fan of ABC, J Money! Now ABC has a new meaning to me!
Hustle and accountability are my current crutches. They get me where I want to go!
Yes, I did look for X in google. Hahaha
Glad you learned something today :)
I love this!!!! Want to post it in my office..haha
DOOO IT!!!!! :)
A, C and E are lessons to live by! Love this list. And the J Money University sounds like an excellent investment :)
Nice job on X. Now besides learning about personal finance, I’m learning new words on Budgets are Sexy! :)
Nothing but the finest education here!
This is pretty sweet. N is so true and G allows for diversity of income
If Alec Baldwin is the ultimate “get out of my face and close the sale” kinda guy, who is the celebrity that is going to represent “Always be saving.” Maybe Kawhi Leonard w/ the Spurs but I’m looking for someone ever more famous
The Gronk?
http://www.cbssports.com/nfl/news/rob-gronkowski-i-havent-spent-one-dime-of-my-nfl-earnings/