Here we go again! Another 5 for Friday action up in hurrrrr. This time, your favorite FINANCIAL things. Maybe you’ll learn something today? ;)
1) What’s your favorite credit card?
2) What’s your favorite financial book?
3) What’s your all-time favorite financial company?
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really)
5) And lastly, what’s your favorite coin? ;)
Man, I’m tough!!! Haha… this is already hard and I haven’t even started! Okay, here we go though – my 5 favorite things:
- Credit card – Hmmm… I actually don’t think I have a favorite? My USAA cards work just fine, and I get decent cash back (at least I think I do, I honestly don’t research this as much as I prob. should), but I can’t say it’s like all supreme or anything. I have a feeling you guys might have some good ones up your sleeves!
- Book – This is tricky cuz I have 3 favorites depending on my mood (and who I’m recommending it to). For people who like stories, it’s always The Richest Man in Babylon! Love that book. For those who like numbers and how millionaires REALLY live, of course it’s The Millionaire Next Door. And then lastly, for those who need a good kick in the ass, as well as a game plan with action items, it’s totally I Will Teach You To Be Rich. Which also happens to be one of the FUNNIEST books in the field too! (and comes from a fellow blogger)
- Company – I think y’all know who that is ;) (*ahem* USAA)
- Tool – Can you believe it’s not a budget? Or maybe it’s tied w/ budgeting, I don’t know ;) But it’s the almighty 401(k)!! Freakin’ love that thing. And miss it a lot too! haha… how can you beat 100% matching from your company?? That’s free money baby. You double up just by contributing to it yourself – something that you SHOULD be doing anyways!
- Favorite coin – The nickel! I don’t know why really, I guess I just like the way it looks the best. Have you ever seen a “Hobo nickel?” Crazy!!! Back in the day people carved faces & designs in them – pretty cool stuff. I dream of coming across one in the wild one day :)
Your turn! Whatcha got for us, playas?
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(Hobo Nickel by Walk as a Stranger)
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favorite credit card? I don’t behave with those things. Don’t like what they bring out of me.
Favorite financial book? Total Money Make Over (Dave Ramsey)
Company? Still looking
Tool? Calculator and Cash ( again I get a little spend happy with the plastic doesn’t)
Coin? The dime not sure why maybe because Its light weight, small, and thin ^_^
EARLY RISER (and FIRST IN)
1) What’s your favorite credit card? Not a Fan of CC’s and only have 1 but they give me 5% back on most of what I buy so I’ll keep them around, and pay them off every month (free money)
2) What’s your favorite financial book? David Ramsey “The Total Money Makeover” it was one of the first ones I read and I enjoyed it
3) What’s your all-time favorite financial company? Does John Hancock count… they hold most of my funds and if they don’t do well I don’t do well :-)
4) What’s your favorite financial tool? Used to be MS money, now i just keep everything on a spread sheet and thru my banks online systems. It works for me for the most part. (I would like to find something more like MS Money though.. I hated MINT.com)
5) And lastly, what’s your favorite coin? ;) Half-Penny… cus thats gonna buy you a lot of stuff right there.. and I’m sure it cost more to make it than its worth.
1) What’s your favorite credit card?
Fidelity Retirement Rewards – 2% cash back on everything, automatically swept into my IRA
2) What’s your favorite financial book?
Your Money or Your Life
3) What’s your all-time favorite financial company?
Fidelity for now. It certainly isn’t Bank of America
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really)
I’ll one up J. Money here and say my Solo 401k – $16,500 plus 20% of gross? yes please
5) And lastly, what’s your favorite coin?
Don’t have one, but learning about hobo nickels was pretty sweet.
1) So Far from my experience it would have to be MBNA World Points CC if you play by their rules you wont get burned and they have awesome varitey of world points products.
2)Skipping Christmas so far because it taught this frugal man how to be even more frugal. Ha
3)Vanguard without a doubt.
4)J. money’s budget cause it motivated me to shoot higher for my goals.
5)I like the new Gold Dollars, they just look damn shiny. Cant keep my eyes off them.
1) Credit card?! Ugh! I have no credit cards anymore!!
2) The Total Money Makeover or The Millionaire Next Door
3) USAA!
4) Mint.com – tracks my budget and net worth automatically, for FREE? Yes, please!
5) I have absolutely no idea. :-P
1) What’s your favorite credit card? The only one I am actively using is my Target Visa – and that’s one at Target and only cause they take 5% off the transaction when you use it. Then,when I get home, I just log on and pay them whatever I charged. YaY!
2) What’s your favorite financial book? Automatic Millionaire. It has to be. I bought it twice – just in case something happens to the first copy!
3) What’s your all-time favorite financial company? The bank of Mom & Dad. As long as you keep your credit good (paying them back as agreed, or even better, faster than agreed) it is a 0% loan. (Of course, you can only use this company in REAL emergency situations. But you can’t beat 0 percent each and every time! – Besides, they had set up a “lend money to the kids account” for each child with a certain amount in it. If you don’t pay it back, there is no money left in the account to borrow – and you are losing out on the interest that the account pays out!)
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really) Budgets are sexy, of course! And the spreadsheets that I created for myself. I hate the cookie cutter, already made for you designs. They aren’t specific enough for what I want to track, see and know!
5) And lastly, what’s your favorite coin? I have a penny, nickle, dime and quarter minted the year I was born. Those are my favorites. :) I also am pretty partial to some of my Euros and Won that I have left over from my stint living overseas.
1) What’s your favorite credit card? – Definitely my Discover card. I’m always sad when I find a place that doesn’t take it!
2) What’s your favorite financial book? – Loved The Millioinaire Next Door. I think it definitely made me realize that it’s not how much money you make, but what you do with the money you have.
3) What’s your all-time favorite financial company? – Ummmm, I guess right now ING – but I’m not really tied to that.
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really) – My lowtech spreadsheet that lets me see what we’re saving and spending in a month. I should probably jump on the Quicken bandwagon though lol.
5) And lastly, what’s your favorite coin? ;) – I’ve got this French coin about the size of a US dollar coin in my wallet. It has no practical value, but the last time it wasn’t there, I got into a car accident. Superstitious? Uhh, yes. =)
I love your friday 5 thingy! It’s fun. Reminds me of myspace surveys back in the dizzy. (day.)
1) What’s your favorite credit card?
My Chase Continental Miles one… I Forget the proper name but I loves my miles!
2) What’s your favorite financial book?
Who’s Afraid to be a Millionaire by…i forget who it’s by. It’s excellent.
3) What’s your all-time favorite financial company?
The one I currently work for. Not saying the name though. TMI
4) What’s your favorite financial tool?
My brain!!
5) And lastly, what’s your favorite coin? ;)
OMG those pennies that I would flatten into a smashed oval in that machine at the rest stops on my way from nyc to maryland when I was a kid. I had one that had a teddy bear on it. :)
1) What’s your favorite credit card? My favorite CREDIT CARD is my Discover. Can’t beat the 1% cash back, and also the random 5% cash back perks during different times. My favorite DEBIT CARD is my USAA Debit. Get those ATM fees refunded?!? Game on!
2) What’s your favorite financial book? Anything by my homie Dave Ramsey
3) What’s your all-time favorite financial company? um, let’s see…hmmmmmmm….man this is a hard one! (just being facetious…) OF COURSE USAA!!!!
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really) Definitely my 401k, but also the CreditCheck Monitoring that USAA offers on their website. I worked too damn hard to build up that score to 800+, that I keep an eye on it weekly.
5) And lastly, what’s your favorite coin? haha I’m personally a fan of the quarter. (Probably b/c my 4 yr old is CONSTANTLY asking for them)
1) What’s your favorite credit card?
My Amazon Chase card. Those reward points add up so quickly and I can always redeem it for cash.
2) What’s your favorite financial book?
Gosh, I don’t read them, so it would have to be a blog. Guess you’re a winner Budgets are Sexy!
3) What’s your all-time favorite financial company?
GE, becaue its making me some monayyy (in the stock market)
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really)
Zecco! I love my online trading account. With trades at 4.95 a pop (although I was there when trading was 4.00) it can’t be beat.
5) And lastly, what’s your favorite coin?
I love the quarter. It really makes me giddy to find them in my purse.
1) What’s your favorite credit card? Don’t really use them much, just occassionally to keep them active – I like my cash-back rewards debit card from my credit union though
2) What’s your favorite financial book? Dave Ramsey books are great but I’m more of an article reader when it comes to PF
3) What’s your all-time favorite financial company? Fidelity or maybe my credit union, Delta Employees Community Credit Union
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really) I love, love, love my Smartypig account and my Excel spreadsheet
5) And lastly, what’s your favorite coin? ;) Wooden nickels and half dollars.
1) What’s your favorite credit card? Don’t really have one, but if I had to choose: Chase Freedom. I like the cash back rewards.
2) What’s your favorite financial book? Richest Man in Babylon is a great one.
3) What’s your all-time favorite financial company? Again don’t have one – I dislike them all and don’t think I could pick this time.
4) What’s your favorite financial tool? Envelopes, or Mint.com
5) And lastly, what’s your favorite coin? Mercury Dimes! I love those!
1) What’s your favorite credit card?
USAA card is the best one in my wallet, but I’m always looking for a better rewards program.
2) What’s your favorite financial book?
Suze Orman’s Young, Fabulous, and Broke. Not exactly earth shattering info, but I read it at a crucial time in my young financial life and I think it made a difference.
3) What’s your all-time favorite financial company?
Don’t currently have one. Have you seen Inside Job?
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really)
YNAB. For the first time in our marriage, we’re keeping a real budget. It’s great. I highly recommend YNAB to anyone who has struggled with budgeting and accountability.
5) And lastly, what’s your favorite coin? ;)
Wheat pennies. I’ve been collecting them since I was kid.
1) I only have one credit card so I guess it’s my favorite – AmEx rewards card paying 1% cash back.
2) The Little Book of Common Sense Investing by John C Bogle.
3) Vanguard, naturally.
4) My favorite financial tool is a budget. Doesn’t matter what format it takes, you really can’t make use of anything more sophisticated until you’ve got a budget.
5) The 1913 Indian head gold nickel. I inherited one from my great-grandparents. I looked up its worth this week and it could probably score me a couple grand but I’m keeping it for sentimental value.
1) What’s your favorite credit card? Discover More for everything but gasoline and the PenFed Visa for my 5% cash back on gas. :-)
2) What’s your favorite financial book? “The Automatic Millionaire” by David Bach
3) What’s your all-time favorite financial company? Fidelity
4) What’s your favorite financial tool? Roth IRA. It’s not as great as free money from a 401(k), but it is a great financial product that I will have to rely on even more once I start working from home. :-)
5) And lastly, what’s your favorite coin? Gold dollar – love the way they shine!
This looks to be fun!
1) I guess it would be my visa through my credit union. I mainly use it for trips and big purchases. I hate the holds some companies put on our checking account for vacations.
2) I Will You to Be Rich – Ramit combines a wicked sense of humor along with the hard numbers on finances.
3) I’m a fan of ING Direct – love their service.
4) Google Docs – I love being able to work on the spreadsheets and share them with my husband.
5) Not a big coin fan, but I guess I would go with the Ben franklin commemorative silver dollar.
1) My Debit Card until I am completely out of debt :)
2) Books: Generation Earn & Millionaire Next Door.
3) ING- for now
4) Tool: Excel- I keep track of my budget, 401k, investments, etc monthly
5) Coin- 1978 Proof set my husband purchased for my birthday. Not worth a whole lot compared to some I have, but still my favorite.
1) What’s your favorite credit card? NO MORE CC’S! WOOT! cut them ALL up! living on the edge now……well, more like teetering off the edge.
2) What’s your favorite financial book? don’t have one. however, trying to get my hands on 7 steps to becoming financially free…..anyone have it & want to gift it to me?
3) What’s your all-time favorite financial company? United Catholics Fed Cr Un…they are fab!
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really) right now…my IRA….love seeing those numbers increase
5) And lastly, what’s your favorite coin? a bright shiny penny is pretty….not that it will purchase anything…oh wait! I’m ‘supposed’ to be becoming debt free, not spending. ok, I’m good then.
1. Credit card — couldn’t really say! Between my hub and i we have ONE cc and we use that to pay our phone bill and absolutely nothing else. We mostly use debit cards for purchases. I know some CCs have some excellent rewards but i’ll be honest…they scare me.
2. Book – Suze orman’s money guide for the Young, Fabulous, and Broke. I love Suze Orman and right now that’s the best book for me, age-wise (I’m 23.) Right now I’m just trying to wade my way through student loan debt and figure out what the heck a Roth IRA is. She spells it out so cleanly.
3. Company — don’t have one yet. Does 5/3 Bank count? haha.
4. Financial tool — my handy budget i downloaded from thriftylittleblog.com. it’s an excel spreadsheet, but it’s pretty darn useful and it gets a lot of mileage! That, and my trusty calculator.
5. Coin — gotta rep the Indian Head pennies. My dad sells them on Ebay. haha.
@Jacqueline – Haha, then yeah it’s GOOD you stay away from those plastic little devils then!
@Kevin – Half-penny? That’s a British one, right? I like that :) and I’m guessing it’s high time I read thad Ramsey book. Everyone seems to love it so much!
@No Debt MBA – Right? How cool would it be if you actually found one when you got change back for something? Like, a real one too – not a fake (although that would still be awesome). Bad ass on solo 401k too! I might have to look into that more once I start bringing in more money ;)
@Uncle El – Skipping Christmas? That’s a book? Haha… good title. So glad my budget helps you out!!! Thx man :)
@Sarah Fowler – Yeah USAA!!
@Katie – Woahhhhh!!! That is cool!!! On the Target card AND Mom & Dad Kid fund. Wow. Your parents are smart :) And I’m SO blogging about that later too (they’re gonna be famous!). And did you *live* in Korea? Or just visit? I lived there for a year – one of my favorite years of my life!
@Stephanie – OMG that is funny, haha… well, not that you got in the accident, but that you keep it in your wallet ;) I’d do the same thing too!
@Dani @ OK, Dani – MySpace?! Mannnnn, haven’t heard that name in a while. I used to love them! Came across so much good music :)
@Trinnie – Haha… 800+ credit score is no joke!!! F’ing great yo – you are rockin’ it!
@Investing Newbie – GE! YES! I own many of their stocks too ;) Woo woo.
@J.O. – You work for Delta? Sweet! I used to be at Continental :) Miss the airlines.
@Pressure Cooker Diaries – Oooh good call w/ Mercuries! Those are cool!
@Kandace {Making It Bright} – Never seen Inside Job, but I’ll put it on my list – thx! :)
@Jennifer Lissette – WOW!!! I never even heard of a golden nickel? That is freakin’ cool yo. And I’ve heard great things about Vanguard too – hoping to try out one day.
@Crystal – Oh yeah! PenFed is pretty hot from what I hear. I should actually look into that more… why doesn’t USAA offer better cards like that?
@Elle – YES! I do everrrrrrything in Google Docs. My budgeting, tracking, biz stuff – everything. Kind of scary actually – Google knows my whole life! :)
@LB – I’ve never had a proof set, but I kinda dig them too :)
@Kathy – CONGRATS on no more c/c’s!!! WOOHOO!!! Although I should be saying “c/c debt!” Credit Cards themselves can be handy if done properly :) But smart move avoiding for a while.
@Sarah – Haha, nice. I think your dad and I would get along :) Actually, ask him if he ever comes across Hobo nickels for me, will you?? Tell him I’ll buy one off him!!!
1. The credit card DH charges stuff for work, they pay the bill, I get the rewards. lol It isn’t a monthly thing, but lately his work card had been full when he needs to buy something expensive.
2. Never read any cover to cover.
3. USAA, is there any other company out there! :)
4. My iPhone, and USAA of course. I check accounts, pay my child allowance, and most importantly, deposit DH’s paychecks.
5. The ones in my Fun Money jar!!!
Oooooh good one w/ the iPhone. You can do LOTS of great stuff with managing your money on there!
Fav. Credit Card- That would have to be my Best Buy Reward Zone MasterCard. I love earning points on this, and getting stuff at Best Buy. After each purchase, I make a full payment so I never get charged any interest.
Fav. Book- I haven’t actually come across a financial book yet that I could call a favorite. Guess I just haven’t read the right ones yet.
Fav. Financial Company- So far, it would be ING Direct. I know there rates have totally dropped over the last few years, but they still beat most banks. Also, the ability to make a $hitload of accounts to have more detailed savings rocks. My absolute favorite is being able to transfer as little as a quarter. That was one of the ways we were able to start saving a few years ago.
Fav. Tool- Excel. I know I’m a dork, but making spreadsheets and such is so much fun sometimes.
Fav. Coin- Well that would be my Pirates Gold! Love my plunder ;-)
J Money, I lived in Seoul for a year – right around the Itewon area – (3 stops from the Seoul Station – about a 3 minute walk to the Woman’s University Station)
I absolutely LOVED Korea. I have gone back to visit once – and plan on taking my kids there to visit a little later in life. (Maybe I should join that “What I plan on doing” list? :o) )
My parents are pretty “sexy”, aren’t they?
Credit Card: Southwest Rewards card
Book: Wealthy Barber
Financial Company: ING Direct
Tool: My 403(b) I give 6 % and my employer gives 7%
Fav. Coin: has to be the Quarter. If you have lots of quarters that means you have lots of dollars.
Credit card: Platinum Delta SkyMiles American Express Card
Book: Not a fan of fiction, so anything educational (technical, etc.)
Company: American Express
Tool: Computer–I couldn’t track my finances without it. I’m not sure I remember how those “pen and paper” things work anymore.
Coin: The British pound sterling. It seems like the perfect size and weight for a coin.
1) What’s your favorite credit card?
I don’t have a favorite credit card. They’re all evil! Or at least they’re evil when in my possession.
2) What’s your favorite financial book?
I’d have to save Total Money Makeover since it’s the one that I’ve read most recently.
3) What’s your all-time favorite financial company?
Not sure…perhaps LPL Financial since they manage my investments.
4) What’s your favorite financial tool?
It was MS Money until they did away with the program. I’m now using mint.com…it’s okay.
5) And lastly, what’s your favorite coin? ;)
The $1 coin because I rarely come as across one.
1) What’s your favorite credit card?
None. I don’t even own one, and never have. My husband has two with Capital One and they seem to be good.
2) What’s your favorite financial book?
Have to agree with you on The Richest Man in Babylon! Love it!
3) What’s your all-time favorite financial company?
Probably Capital One. We’ve tried several banks, and no one has treated us as well as they do. Their online tools are phenomenal too. I have a couple business accounts there, as well as a savings. (We keep the personal checking at a separate bank)
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really)
Mint.com for personal finance/budget. Freshbooks.com for business.
5) And lastly, what’s your favorite coin? ;)
The quarter. I think this is because I have a 4yr old. He knows that any change he finds laying on the dresser can be his (and boy does he snatch it up fast) except the quarters. Mommy and Daddy save those for washing the car. :)
I am loving all the book suggestions…making my list and then making a trip to the library :)
I am new to paying down my debts and I just finally opened a 401K at work…so i need all the help I can get!
I love USAA as well. Love the AMEX card (and rewards) and the fact that I opened a mutual fund up with them and the interface to add money, check the balance, transfer it, etc. is soooo easy to use. Favorite tool – my BIKE! Favorite book, hmmm….I’m not sure about that one. Favorite coin – the quarter; only takes 4 to make a dollar. ;)
Fun questions J money.
1) What’s your favorite credit card?
Meh, don’t have favorite card. Maybe when I saving up for a trip to DisneyWorld I like the Disney visa.
2) What’s your favorite financial book?
Kinda financial – it’s called Mindset by Carol Dweck. She’s a PhD psychologist at Stanford and presents some amazing anecdotes and research. Basic premise is people who aren’t afraid to do hard work and believe they can grow, are more successful and happier. Seems simple, duh, why wouldn’t everyone think like that. But many times we don’t. And she points out some areas of peoples lives where the don’t. One of those books that completely shifts the way I think about the world.
3) What’s your all-time favorite financial company?
Vangaurd. Thank your for cheap, well managed mutual funds. And thier logo is practically a pirate ship. Awesome.
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really)
Hands down, PearBudgets free downloadable spreadsheet. I had the worst time budgeting before I found it. Now I’ve been using them strong goin on 4 years now. Simple, cheap, I enter my purchases in and it tracks things really well. Informercial end.
5) And lastly, what’s your favorite coin? ;)
Sacagawea dollar. How many women make it onto American currency? And she was a rockin awesome lady too. And it’s simplier to pay for public transit, you don’t have to worry if the dumb machine will accept your paper dollar bill.
http://southcountygirl.blogspot.com/2011/05/five-for-friday-round-3.html
It’s posted over at the blog, but here are my answers:
1) What’s your favorite credit card?
HSBC’s Household Credit Card… 2 % cash back on everything!!!!! I get $25 checks in the mail… Cash is King!
2) What’s your favorite financial book?
Actually, I’ve yet to read one so I don’t have a favorite.
3) What’s your all-time favorite financial company?
Tricky… hmmmm Disney, I’m a little kiddo on the inside.
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really)
Excell and my $5 flash drive. I’d die without them.
5) And lastly, what’s your favorite coin? ;)
I like the golden dollar… I love randomly getting them when I use cash some place… Fan-tastic! and its great when I empty the change drawer and find them.
@Jen – haha, you and your pirate’s gold :) you should take a picture of it and throw it up on the blog for all of us to see! And good call w/ ING too – those sub-accounts are crucial.
@katie – WOW, cool! I lived in Itaewon too!!! They had no housing for us on base, so we had to go outside and live for the year we were there :) Imagine if we crossed paths back then and didn’t even know it? That would be awesome… actually, would be funnier if we DO know each other! haha… kinda hard when one of us remains anonymous though ;) That’s awesome you’ve been back since, I need to do that again… one of my all-time favorite years of my life.
@Matt – Wealthy barber,yeah – that one comes up every now and then – still have to read it :)
@Andrew – OOoooh I like Amex too. Have my company card through them and love it.
@myloverswife – I know right? I see them more than usual if I’m down in DC since they spit ’em out at all metro stations as change (instead of dollar bills), but other than that it’s rare I see one in the wild.
@Erica Mueller – haha, yeah a quarter is like $20 to a kid! :) and still have to poke around Freshbooks too. some of my friends use ’em and swear by them. Thanks for popping over my friend!
@diane – Great! That’s exactly what I wanted to get outta this post – lots of good ways to learn :) Good thinking with the library!
@Little House – Amex has mutual funds?? Intereeeeeesting… gonna have to look into that!
@Marilyn @ our cheap disney vacation – Hahaha… you crack me up, girl :) And you’re the first person I know to use PearBudgets! Even though I’ve only ever heard great things about them. Totally forgot they were around, good job bringing ’em bck ;)
@South County Girl – Thanks for posting about it! And I’m totally with you on Excel- it’s HUGE in my budgeting/tracking too…. well, Google’s version anyways, haha…. the generic “Excel” ;)
1) What’s your favorite credit card? the costco Amex
2) What’s your favorite financial book? I actually don’t have one, weird.
3) What’s your all-time favorite financial company? vanguard
4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really) Quickbooks!
5) And lastly, what’s your favorite coin? Got to go with the good ole’ reliable quarter.
Costco Amex?? Nice. I never shop there, but I know tons of people who do! Seems like a good match up.