I don’t know how I landed this interview, but I’m pretty damn excited about it: Ramit Sethi from I Will Teach You To Be Rich! Aka New York Times best-selling author! Aka blogger extraordinaire! Aka….I’m honored to be posting this ;)

For any of you who’ve read my review of I Will Teach You To Be Rich, you know how much of a fan I am of Ramit’s work. Not only does he get his points across in a fiercely entertaining way, but they WORK. And it doesn’t take selling an arm on the black market, or jumping into any get rich quick schemes either. Nope, it’s about big wins, smart management , and spending money on the things you ENJOY over things you can do without.

So stop working, get your caffeine, and enjoy some wisdom from the Indian brother himself! (Then buy his bookand spread the wealth – you can thank @Ramit later .) I hope you enjoy this as much as I did in getting it:

1. What are the first 3 sites/blogs you check in the morning?
Techcrunch, the New York Times, and my friends’ delicious tags (mine are at http://delicious.com/ramitsethi).

2. Now that you’re big pimpin’, do you still use some sort of budget?
I use a combination of Mint, Excel, and paper. Whatever works!

3. Having met you in person, I know you dish it out straight whether online or in print. What’s a piece of advice you hate hearing from us bloggers/talking heads?

Oh I have about a billion. Some sacred cows that drive me crazy are:

• MYTH: Getting a tax refund means you’ve failed at managing your finances and given the government your money (not true)
• MYTH: Buying a new car is ALWAYS a bad decision (it isn’t)
• MYTH: Buying real estate is a good investment (buying a house usually isn’t a good investment)
• MYTH: Saving money is only about frugality and cutting back on the things you love (not true)

4. You must get a ton of hate mail ;) What would you say the ratio of fan vs. hate is?
Mostly 95 positive to 5 negative. That’s good, though — at least people are thinking about their finances, even if they don’t agree. The worst thing is for nobody to read your stuff because it’s so boring or me-too-ish. And frankly, my site isn’t for everyone. If you’re trying to pay off debt and living with 3 kids, for example, there are a lot of better blogs to read besides mine.

5. Are you rockin’ out any good financial iPhone apps these days?
I’m working on my own…stay tuned.

6. What can we look forward to next out of Ramit?
More multimedia stuff, some cool super-tactical products I’m working on (people on my newsletter get 1st crack), and some more TV.